Wintrust Financial Corporation · NASDAQ:WTFC

Wintrust Financial — Q4 2016 Earnings Presentation

7 slides from Wintrust Financial's earnings presentation, Jan 19, 2017

  1. Slide 1: Pre-Tax Income: Q4 2016 compared to Q3 2016

    $ in Thousands Pre-Tax Income: Q4 2016 compared to Q3 2016 _ 2 | | 91,000 es) 730) ey 88,000 (117) (1.040) 85.054 85,000 82.000 79,000 76,000 73,000, 70,000 26 Net Nongage Proviso Fes fom, Gain Sales FDIC Oar 42016 Inert Bain orCret Cvcred Cal Sees and sane Tncome Revenie Losses Options Benefits

  2. Slide 2: Net Income

    Net Income 42015, QI 2016 Q22016 Q32016 Q4 2016

  3. Slide 3: Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale

    Total Loans, excluding Covered Loans and Mortgage Loans Held-For-Sale 201 1 161 42015, QI 2016 Q22016 Q32016 Q4 2016

  4. Slide 4: Total Deposits

    a 20 200 19.0 180 Total Deposits 42015, QI 2016 Q22016 Q32016 Q4 2016

  5. Slide 5: Mortgage Loans Originated or Purchased to be Sold

    ds $ in Thous: Mortgage Loans Originated or Purchased to be Sold 300,000 200,000 100,000, (000,000 900,000 800,000 700,000 600,000 Q4 2015 QI 2016 Q22016 Q3 2016 Q4 2016

  6. Slide 6: Non-Performing Loans as a percent of Total Loans, excluding covered loans

    Non-Performing Loans as a percent of Total Loans, excluding covered loans 034 052 0.50 0.48. 0.46 044 042 ‘ , ¥ ¥ Q4 2015 QI 2016 Q22016 Q32016 Q4 2016

  7. Slide 7: Key operating measures for the fourth quarter of 2016

    Wintrust’s key operating measures and growth rates for the fourth quarter of 2016 , as compared to the sequential and linked quarters, are shown in the table below: % or (4) basis point (bp)change from 3rd Quarter % or basis point (bp) change from 4th Quarter Three Months Ended (Dollars in thousands

Wintrust Financial — Q4 2016 Earnings Presentation on 6ix