Standard Chartered Plc · LSE:STAN

Standard Chartered — Investor Day (May 2025)

95 slides from Standard Chartered's investor day presentation, May 15, 2025

  1. Slide 1: CIB Investor Seminar

    CIB Investor Seminar 15 May 2025

  2. Slide 2: Table of contents

    CONFIDENTIAL Table of contents Contents Page Overview of CIB business and strategy • Sunil Kaushal, Co-Head CIB and CEO ASEAN and South Asia 3 • Roberto Hoornweg, Co-Head CIB and CEO Europe and Americas, and Middle East and Africa 10 Financial update 20 • Mark Bailey, Chief Financial Officer, CIB Tr

  3. Slide 3: Overview of CIB business and strategy

    CONFIDENTIAL Overview of CIB business and strategy Sunil Kaushal Co-Head CIB and CEO ASEAN and South Asia 3

  4. Slide 4: Corporate & Investment Banking: key messages

    CONFIDENTIAL Corporate & Investment Banking: key messages CIB competes at the highest level across our diversified markets We connect corporate and financial institution clients to a unique network that offers access to growth opportunities We thrive in a changing environment, helping clients naviga

  5. Slide 5: Our business model has evolved, driving growth and returns

    CONFIDENTIAL Our business model has evolved, driving growth and returns Turnaround Repositioning Return accretive growth Set up Credit Portfolio Management Merge CIB and Commercial Banking (‘CPM’) for CIB balance sheet to optimise resource deployment 11.8 and risk underwriting AME market optimisatio

  6. Slide 6: A top-tier corporate and investment bank

    CONFIDENTIAL A top-tier corporate and investment bank Operating a specialist, sector-aligned client coverage model… Franchise highlights Corporates Financial Institutions Client base includes • Automotives • Energy • Banks & Broker Dealers 2/3rd of Fortune 500 companies • Commercial Real Estate • He

  7. Slide 7: A full service offering to a broad and balanced client base

    CONFIDENTIAL A full service offering to a broad and balanced client base We offer a diversified set of products… … to clients across segments Outer circle: Outer circle: Transaction Services Financial Institutions Global Banking Corporates Global Markets 29% 5% Inner circle: 12% Payments & Liquidity

  8. Slide 8: Corporates: client case study

    CONFIDENTIAL Corporates: client case study Multinational consumer product manufacturer Our differentiators Local capabilities • Relationship extends across ~30 markets in markets with • Key banking partner in Africa and South Asia high entry barriers • Most other international banks are absent Europ

  9. Slide 9: Financial Institutions: client case study

    CONFIDENTIAL Financial Institutions: client case study Case study: Global asset management company Our differentiators • Unique network enabling relationship expansion across multiple markets • Continuous enhancement of product capabilities significantly increasing wallet share • Retail distribution

  10. Slide 10: Overview of CIB business and strategy

    CONFIDENTIAL Overview of CIB business and strategy Roberto Hoornweg Co-Head CIB and CEO Europe and Americas, and Middle East and Africa 10

  11. Slide 11: CIB growth enablers

    CONFIDENTIAL CIB growth enablers 1 Unique network 5 2 Sustainable Wallet share Finance focus Levers for growth 4 3 Digitisation Financial and product Institutions innovation 11

  12. Slide 12: Our unique network provides a strong platform for growth

    CONFIDENTIAL Our unique network provides a strong platform for growth Our network enables us to grow faster1 Cross-border (network) income: FY’24 2019-2024 CAGR SC CIB network income 11% SC CIB network income 9% (ex-rates) SC CIB income 8% Avg peers equivalent CIB 7% income Global Bond market 6% Glo

  13. Slide 13: Our network powers growth in our client franchise

    CONFIDENTIAL Our network powers growth in our client franchise Growth (2019-2024) Financial Institutions a growing proportion of network income Corporates - inbound • 12% CAGR since 2019; target for FI to reach 60% of CIB income Corporates - outbound • Strong FI franchise across key global financial

  14. Slide 14: Increasing cross-sell to deepen wallet share

    CONFIDENTIAL Increasing cross-sell to deepen wallet share Number of CIB clients and income multiplier • Increase in cross-sell improves returns, generating higher income per client 3% 49x >10 • ~90% of CIB income is generated from clients with >3 products and/or >3 markets 37% • Increasing wallet sh

  15. Slide 15: Leveraging the network to drive deeper wallet share

    CONFIDENTIAL Leveraging the network to drive deeper wallet share Client transaction examples $465m FX inflow $510m 15-year Sukuk in South Asia private placement • FX transaction to sell USD / buy local currency for a North Asia client • Sole book runner for a GCC sovereign Sukuk private placement fi

  16. Slide 16: Digitisation is transforming our ability to serve clients

    CONFIDENTIAL Digitisation is transforming our ability to serve clients Digital enhancements Improving key customer metrics API payment volume1 (m) 72 Transaction API led bespoke payment solutions 60 Banking 2022 2024 2022 2024 New-to-bank onboarding time (# of days) 12 9 Digital initiation2 (%) 89%

  17. Slide 17: Driving FI income by targeting fast-growing clients

    CONFIDENTIAL Driving FI income by targeting fast-growing clients FI income by client segment • Financial Institutions (FI) generate ~90bps higher income RoRWA compared to overall CIB FI income as a % of CIB1 43% 51% ~60% • A broad product offering +12% CAGR − Scalable clearing and custody services o

  18. Slide 18: Supported by leading Sustainable Finance capabilities

    CONFIDENTIAL Supported by leading Sustainable Finance capabilities Financial performance and growth trajectory 2019-2024 • Achieved strong growth in Sustainable Finance income, outpacing growth in global renewables investment CAGR • Well on track to deliver 2025 income target of >$1bn 771 +13% − Inc

  19. Slide 19: In summary

    CONFIDENTIAL In summary Our business has transformed over recent years, and is now cutting-edge across our footprint Our base of large, global clients is diversified and places great value on access to our network Our next phase of growth will come from deepening our wallet share of large clients in

  20. Slide 20: Financial update

    CONFIDENTIAL Financial update Mark Bailey Chief Financial Officer, CIB 20

  21. Slide 21: CIB has grown strongly across the years

    CONFIDENTIAL CIB has grown strongly across the years CIB income NII +10% CAGR 6.2 11.8 +8% CAGR 11.2 3.9 9.6 8.1 8.0 7.9 2019 Rates impact Volume Mix 2024 Non-NII +6% CAGR 5.5 4.1 2019 2020 2021 2022 2023 2024 2019 Transaction Global Global 2024 Services Banking Markets 2024 income split ($bn) NII 0

  22. Slide 22: Creating capacity for growth: RWA efficiencies

    CONFIDENTIAL Creating capacity for growth: RWA efficiencies Risk-weighted assets ($bn) 169 160 12 157 (5) 8 (25) C&O 18 allocation Business growth: $21bn 2019 Optimisation Financial Corporates & Market & 2024 C&O allocation 2024 Post C&O Institutions others Operational (Apr’25) allocation Income RWA

  23. Slide 23: Creating capacity for growth: cost efficiencies

    CONFIDENTIAL Creating capacity for growth: cost efficiencies Tail client management Continue to make strategic investments while driving positive jaws Completed 40% of tail client exit target (~3k) $bn +4% CAGR 6.3 6.0 30.9.24 Clients 31.12.24 Clients to Targeted # of Client exited # of Client be ex

  24. Slide 24: Improved risk profile whilst growing the business

    CONFIDENTIAL Improved risk profile whilst growing the business CIB credit risk indicators Global Markets income / Market risk-weighted assets 10% NPL/gross L&A to customers Loan-loss rate 250 (%) (bps) 9% 200 8% 7% 150 0 2019 5 2020 102021 2022 15 2023 20 2024 25 6% 5% 100 Daily Global Markets incom

  25. Slide 25: Medium-term targets

    CONFIDENTIAL Medium-term targets Income growth at 5-7% CAGR at ccy, excluding rates impact Positive income-to-cost jaws Income returns on RWA to build from 2024 levels Network income ~70% and Financial Institutions income ~60% of CIB income 25

  26. Slide 26: Achieving our targets

    CONFIDENTIAL Achieving our targets Medium term 5-7% income growth to be driven by underlying CIB income target business momentum • Transaction Services from deposits growth and FX cross-sell Rates • Global Markets from flow business impact • Global Banking through origination volume Remain watchful

  27. Slide 27: Transaction Banking

    CONFIDENTIAL Transaction Banking Michael Spiegel Global Head, Transaction Banking 27

  28. Slide 28: Key messages

    CONFIDENTIAL Key messages A full-service Transaction Bank across Asia, Africa and the Middle East, and a major global clearing bank Unique cross-border capabilities in the fast-growing economies across the network Prioritise investments in digital platforms and emerging technologies 28

  29. Slide 29: Overview of Transaction Banking

    CONFIDENTIAL Overview of Transaction Banking Income ($bn) TB income by markets1 Transaction Banking (TB) Hong Kong US UK 18% Singapore 28% Payments & Liquidity Trade and Working Capital China Clearing, payments, collections, Documentary trade, trade lending, UAE account services, liquidity managemen

  30. Slide 30: Financial performance

    CONFIDENTIAL Financial performance TB income ($bn) Trade & Working Capital Payments & Liquidity +9% CAGR 5.9 5.8 1.3 1.2 3.8 3.9 3.2 1.2 2.9 1.3 1.2 1.4 4.6 4.6 2.6 2.6 2.0 1.5 2019 2020 2021 2022 2023 2024 TB NII and Non-NII ($bn) TB CASA avg. deposits ($bn) 2019-2024 CAGR 5.8 +6% CAGR 194 1.2 +2%

  31. Slide 31: Why clients choose us

    CONFIDENTIAL Why clients choose us Case study Client Our proposition • Structured and syndicated deal to support a Chinese renewable Meet clients’ unique needs energy company through bond and guarantee facility Bespoke structuring and servicing abilities • Mandated Lead Arranger, Sole Structuring Ba

  32. Slide 32: Market share and competitive positioning

    CONFIDENTIAL Market share and competitive positioning Transaction Banking income resilient and in line with market Competitive positioning SC Transaction Banking income, FY’24 ($bn) +9% CAGR 5.9 #2 5.8 Coalition Transaction Bank in Asia 3.8 3.9 Greenwich 3.2 2.9 Competitor #2 Analytics1 Global Docum

  33. Slide 33: Key priorities

    CONFIDENTIAL Key priorities 1 Leverage network presence; capitalise on growth opportunities from shifting trade flows 2 Competitive payment proposition to drive sustainable growth Transaction Banking 3 priorities Deploy Trade strategically for cross-sell 4 World class digital and integrated client e

  34. Slide 34: Leverage network presence; capitalise on growth opportunities

    CONFIDENTIAL Leverage network presence; capitalise on growth opportunities 1 • Cross-border income driving faster growth Transaction Banking cross-border performance Income ($bn) Cross-border avg. CASA Cross-border avg. trade exp. − TB cross-border income 75% of TB income, up 14%pts since 2019 Cross

  35. Slide 35: Competitive payments proposition to drive sustainable growth

    CONFIDENTIAL Competitive payments proposition to drive sustainable growth 2 • Top non-US USD clearing bank with strong capabilities Clearing income +3% CAGR across major currencies and many Asian and AME currencies 1st foreign bank CIPS1 licence outside of China to clear offshore RMB • Self-clearing

  36. Slide 36: Deploy Trade strategically for cross-sell

    CONFIDENTIAL Deploy Trade strategically for cross-sell 3 • Reinforced discipline in client selection; exited relationships Trade income as a % of CIB Income with limited cross-sell potential 10% • Leading to enhanced client profile with Investment Grade of 15% Trade exposure of 67%, from 56% in 2019

  37. Slide 37: World class payment platform

    CONFIDENTIAL World class payment platform 4 SCPay: Future ready platform Scalable Digital by design High volume handling Micro-services and Straight-through ~2,500 transactions cloud native payments per second ISO native Future ready Live in 28 markets ISO adoption Connect to blockchain Supporting >

  38. Slide 38: Digital channels – competitive positioning

    CONFIDENTIAL Digital channels – competitive positioning 4 Components1 Peer comparison1 User experience, API Access & Connectivity 0 20 40 60 80 100 functionality User experience, Mobile Application functionality 0 20 40 60 80 100 User experience, Host-to-Host (H2H) functionality 0 20 40 60 80 100 Se

  39. Slide 39: Looking ahead

    CONFIDENTIAL Looking ahead Transaction Banking over the medium-term Grow operational deposit Become the bank of choice Improve client experience base, leveraging our for cross-border through efficient digital payment capabilities and Transaction Banking interfaces network strength solutions 39

  40. Slide 40: Financing & Securities Services

    CONFIDENTIAL Financing & Securities Services Margaret Harwood-Jones Global Head, Financing and Securities Services 40

  41. Slide 41: Key messages

    CONFIDENTIAL Key messages A leading asset servicing provider for post trade activities Strong network presence in emerging markets and expanding with focus on FI clients Continuous investment in digitisation and digital assets 41

  42. Slide 42: Overview of Financing & Securities Services (FSS)

    CONFIDENTIAL Overview of Financing & Securities Services (FSS) Full suite of product offerings Franchise highlights Custody & Clearing Fiduciary and Fund services Prime and Financing services Custody & Clearing • Direct & multi-direct custody • Fiduciary Services • OTC Clearing 40 footprint markets

  43. Slide 43: Financial performance

    CONFIDENTIAL Financial performance Income ($m) +6% ex-rates 611 +11% CAGR 550 448 393 363 355 2019 2020 2021 2022 2023 2024 Assets under custody/administration avg. ($tn) Custody avg. deposits ($bn) Cross-border as a % of FSS income +5% CAGR +10% CAGR Cross-border 1.8 11.2 1.4 7.0 75% 72% 2019 2024

  44. Slide 44: Why clients choose us

    CONFIDENTIAL Why clients choose us Case study Client Our proposition • Strategic partnership providing network expertise in complex markets Access to emerging markets High entry barrier and market complexities • Providing local custody in Taiwan, building on an existing trusted relationship • Suppor

  45. Slide 45: Key priorities

    CONFIDENTIAL Key priorities 1 Focus on FI clients – Investors & Insurers, and Banks & Broker Dealers FSS 2 priorities Build the digital assets ecosystem 45

  46. Slide 46: Focus on FI clients

    CONFIDENTIAL Focus on FI clients 1 • Servicing client needs in emerging markets • Client mandates driving growth enabled by product +8% CAGR innovation and market advocacy Banks & Broker Dealers income Focus areas: 2019 2020 2021 2022 2023 2024 • Grow Investors & Insurers via new client acquisitions

  47. Slide 47: Build the digital assets ecosystem

    CONFIDENTIAL Build the digital assets ecosystem 2 In partnership with digital assets players and SC Ventures1 Cryptocurrencies | Stablecoins | Tokenised assets Digital Assets Traditional Custody Custody FMIs Tokenisation Transfer Agent Prime Fund Administration Buy Side Financing Cash Sell Side | Co

  48. Slide 48: Looking ahead

    CONFIDENTIAL Looking ahead FSS over the medium-term Build on the network Target AuC growth Leverage FI client strengths in emerging Build and monetise the through strengths and deepen economies and new digital assets ecosystem FI and network client relationships corridors strategies 48

  49. Slide 49: Global Markets

    CONFIDENTIAL Global Markets Tony Hall Global Head, Trading, Global Markets 49

  50. Slide 50: Key messages

    CONFIDENTIAL Key messages A top 5 global EM FICC Bank Leveraging onshore and offshore capabilities to deliver innovative client solutions We are investing in digitisation to serve clients more efficiently 50

  51. Slide 51: Overview of Global Markets

    CONFIDENTIAL Overview of Global Markets Strategically positioned across EMs Diversified Global Markets income • Unique EM franchise leveraging our global footprint, with • Extensive capabilities across FX, Rates, Commodities & Credit Trading onshore presence in 37 markets • Global Markets income up

  52. Slide 52: Financial performance

    CONFIDENTIAL Financial performance Income ($bn) 2019-2024 +9% CAGR CAGR 3.4 3.5 3.0 2.8 +5% 2.6 2.3 +10% Episodic Flow 2019 2020 2021 20221 2023 2024 Return on risk-weighted assets Risk-weighted assets +7% CAGR Operational risk RWA Market risk RWA - Other Income Market risk RWA - VaR/SVaR RoRWA Cred

  53. Slide 53: Why clients choose us

    CONFIDENTIAL Why clients choose us We provide a full suite of capabilities across risk distribution and bespoke solutions Global Corporates Financial Institutions Risk origination Risk distribution Commodities solutions Structured credit solutions Trapped cash solutions Access solutions Islamic Fina

  54. Slide 54: Market share and competitive positioning

    CONFIDENTIAL Market share and competitive positioning Outperforming the market in FICC income Competitive positioning SC FICC income, FY’24 ($bn) +9% CAGR Top 5 3.4 3.5 Global EM FICC 3.0 Coalition 2.8 2.6 Greenwich 2.3 Competitor Top 3 Analytics2 Asia-Pacific ex-Japan EM FICC 2019 2020 2021 2022 20

  55. Slide 55: Key priorities

    CONFIDENTIAL Key priorities 1 Invest in digitisation and client connectivity 2 Global Markets Grow Financial Institutions franchise priorities 3 Continue to deliver innovative and bespoke solutions 55

  56. Slide 56: Digitisation and client connectivity

    CONFIDENTIAL 1 Digitisation and client connectivity • Strengthened digital and client connectivity capability; with Digital income1 digital income up 12% CAGR, led by FX Options and Rates By product 2019-2024 offering CAGR +12% CAGR − Good increase in FX digital volumes Others +25% • Overall proprie

  57. Slide 57: Grow Financial Institutions franchise

    CONFIDENTIAL Grow Financial Institutions franchise 2 • Global Markets Financial Institutions income up 14% CAGR since FI client income 2019 +14% CAGR 2019-2024 CAGR − Focus on banks & broker dealers, as well as clients within investors, sponsors and insurers group (7%) • Significantly up-tiered top-

  58. Slide 58: Deliver innovative and bespoke solutions

    CONFIDENTIAL Deliver innovative and bespoke solutions 3 Case study • Full range of asset side and liability side solutions for Client Our proposition Client outcome corporate and FI requirements • Yield enhancement, market access, risk management, structured financing and physical commodities • Rese

  59. Slide 59: Looking ahead

    CONFIDENTIAL Looking ahead Global Markets over the medium-term Deepen Financial Grow flow income Become top 3 Institution client through digitisation Global EM FICC Bank relationships 59

  60. Slide 60: Global Banking

    CONFIDENTIAL Global Banking Henrik Raber Global Head, Global Banking 60

  61. Slide 61: Key messages

    CONFIDENTIAL Key messages An integrated platform for end-to-end financing and advisory Enhanced client profile enabled by improved product offering Poised to capture growth in Infrastructure, Sponsors, and Sustainable Finance 61

  62. Slide 62: Overview of Global Banking

    CONFIDENTIAL Overview of Global Banking Comprehensive solutions Leveraging unique network capabilities across multiple markets • 8 product verticals with comprehensive financing and advisory • Bankers based in >20 markets globally solutions • Expertise for Corporate and FI needs across the capital s

  63. Slide 63: Financial performance

    CONFIDENTIAL Financial performance Income ($bn) Formed Global Banking 2.2 +14% 1.9 1.9 1.9 1.8 1.7 +8% CAGR (2019-2024) Non-NII NII 2019 2020 2021 2022 2023 2024 Return on risk-weighted assets Risk-weighted assets ~1.5x Suboptimal RWA down ~70% since 2019 Sub-optimal Income RoRWA Optimal 2019 2024 2

  64. Slide 64: Why clients choose us

    CONFIDENTIAL Why clients choose us Case study Client Our proposition Client outcome Market access Exited clients that weren’t and network the right fit • Supported the client by lead- arranging client’s debut syndicated loan in Asia, a local currency facility How we Focused on Client-centricity Why

  65. Slide 65: Market share and competitive positioning

    CONFIDENTIAL Market share and competitive positioning Syndicated Loans IG bond issuances Footprint market share1 Footprint market share1 +114bps +23bps 8.3% 4.1% 7.1% 3.8% 2019 2024 2019 2024 Footprint Footprintleague table league Footprint Footprintleague table league standings1 table standings #1

  66. Slide 66: Key priorities

    CONFIDENTIAL Key priorities 1 Originate-to-Distribute (O2D) 2 Global Banking Infrastructure and Sustainable Finance priorities 3 Financial Sponsors 66

  67. Slide 67: Originate-to-Distribute (O2D)

    CONFIDENTIAL Originate-to-Distribute (O2D) 1 • Integrated platform for O2D to achieve a high returning Origination volume business +25% • Effective risk management with Loans and Bond Syndicate, Trade Finance and Credit Insurance under one umbrella Focus areas: • De-risk low returning assets and red

  68. Slide 68: Infrastructure and Sustainable Finance

    CONFIDENTIAL Infrastructure and Sustainable Finance 2 • Deep expertise in complex project financing and capturing Global Infrastructure capital deployed1 and forecast2 ($tn) entire value chain 3.2 • Diversified exposure with innovative products and a warehouse +11% CAGR • Broad client mix; private c

  69. Slide 69: Financial Sponsors

    CONFIDENTIAL Financial Sponsors 3 • Growth driver with big fee pools and higher returns, aligned to Private Markets AUM estimates1 ($tn) 19.7 CIB strategy of growing FI income share • Income growth from strategic moves to deepen relevance with +12% CAGR global sponsor clients 13.1 7.4 Focus areas: •

  70. Slide 70: Looking ahead

    CONFIDENTIAL Looking ahead Global Banking over the medium-term Continue to enhance Increase origination Grow client wallet and returns by redeploying volumes to retain footprint Financial Institutions suboptimal assets and market share leadership increasing O2D velocity 70

  71. Slide 71: Closing remarks

    CONFIDENTIAL Closing remarks Roberto Hoornweg Co-Head CIB and CEO Europe and Americas, and Middle East and Africa 71

  72. Slide 72: Key takeaways

    CONFIDENTIAL Key takeaways CIB competes at the highest level across our diversified markets We connect corporate and financial institution clients to a unique network that offers access to growth opportunities We thrive in a changing environment, helping clients navigate the world’s most dynamic mar

  73. Slide 73: Appendices

    CONFIDENTIAL Appendices 73

  74. Slide 74: Global Markets: flow and episodic income definition

    CONFIDENTIAL Global Markets: flow and episodic income definition Typical characteristics Typical products Duration, event • Issuance related • Deal Contingents Episodic & MTM driven • Long dated • Total Return Swaps Income • Sizeable market & credit risk • Credit Linked Notes Income >$500k • MTM mov

  75. Slide 75: Summary of key priorities and medium-term targets

    CONFIDENTIAL Summary of key priorities and medium-term targets Key priorities Looking ahead over the medium-term Transaction • Leverage network presence; capitalise on growth • Grow operational deposit base, leveraging our payment Banking (TB) opportunities from shifting trade flows capabilities and

  76. Slide 76: RMB Internationalisation

    CONFIDENTIAL RMB Internationalisation Charles Feng Head, Macro Trading, Greater China and North Asia, Global Markets 76

  77. Slide 77: RMB Internationalisation journey

    CONFIDENTIAL RMB Internationalisation journey FDI 2011 2015 2017 May 2022 2023 Northbound Bond Inclusion of ETFs in HKEX HKD-RMB Dual Onshore Successful launch of Connect Stock Connect Counter Model companies 2009 allowed to settle 2014 cross-border 2016 2021 Sep 2022 Q1’2025 interbank payment Swap

  78. Slide 78: RMB positioning

    CONFIDENTIAL RMB positioning Trade currency Investment currency Reserve currency most-used largest Bond Market largest in IMF SDR 4th payment currency1 2nd by total securities 3rd basket weighting4 outstanding3 most-used global 2nd trade finance currency2 78 1. Swift Report as of March 2025 https://

  79. Slide 79: Our RMB capabilities

    CONFIDENTIAL Our RMB capabilities Top cross-border RMB First blockchain-based Institution of the year for settlement bank1 RMB-denominated L/C3 RMB5 Top CNH primary First foreign bank participated RMB House of the liquidity provider2 in multi-currency integrated year6 cross-border sweeping pilot pro

  80. Slide 80: Extensive presence in Asia, Africa and the Middle East

    CONFIDENTIAL Extensive presence in Asia, Africa and the Middle East 34 7 30+ RMB capability China corridors China corridor offshore markets bankers 80

  81. Slide 81: We have grown our RMBI franchise

    CONFIDENTIAL We have grown our RMBI franchise RBMI income since 2018 Product split (FY’24) RMBI as a % of Global Markets income Global Markets 10% 7% 7% 8% Global Banking 5% 5% 5% Transaction Services 24% +14% CAGR RMBI income 3% 73% 2018 2019 2020 2021 2022 2023 2024 81

  82. Slide 82: Sustainable Finance

    CONFIDENTIAL Sustainable Finance Marisa Drew Chief Sustainability Officer 82

  83. Slide 83: Financial performance

    CONFIDENTIAL Financial performance Sustainable Finance income ($m) +36% >$1bn 982 720 508 361 146 80 2019 2020 2021 2022 2023 2024 2025 target 83

  84. Slide 84: CSO organisation

    CONFIDENTIAL CSO organisation Ecosystem Innovation Curate ESRM Sustainability Curate Disclosures Thought External Leadership Engagement Incubate CSO Incubate Net Zero Sustainability Roadmap Governance Delivery New Product Bank wide Income Curation & Enablement Innovative Deal Embed Incubation Embed

  85. Slide 85: Innovation themes

    CONFIDENTIAL Innovation themes Case study: Adaptation Finance Adaptation Nature finance finance Carbon Blended Finance markets programmes Social Sustainability sustainability insights 85

  86. Slide 86: Global investments on energy transition

    CONFIDENTIAL Global investments on energy transition $2tn 21% 1/3 Investment in the global YoY growth in global of the tens of trillions of energy transition in 2024 investment with the Asia global energy transition Pacific growing the fastest; investment is expected to accounting for half of the be

  87. Slide 87: Sources

    CONFIDENTIAL Sources Slide 15 Details Average peers equivalent CIB income Peer average represents the CIB divisions (ex-equities) of Bank of America, Barclays, BNPP, Citi, Deutsche Bank, DBS, Goldman Sachs, HSBC, JPM, Morgan Stanley Global Bond Market Securities Industry and Financial Markets Associ

  88. Slide 88: Speaker bios

    CONFIDENTIAL Speaker bios Sunil was appointed Co-Head, Corporate & Investment Banking effective 1st April 2024. In addition, he has responsibility for our ASEAN and South Asia markets and is a member of Group Management Team. He is based in Singapore. Sunil has been with Standard Chartered for over

  89. Slide 89: Speaker bios

    CONFIDENTIAL Speaker bios Charles has been the Head of Macro Trading for Greater China & North Asia, Global Markets since 2018. He has held other senior trading roles since joining the bank in 2009. Before he joined SCB, Charles spent 14 years at Morgan Stanley, Deutsche Bank, Credit Suisse, and Sal

  90. Slide 90: Speaker bios

    CONFIDENTIAL Speaker bios Marisa Drew was appointed as the bank’s inaugural Chief Sustainability Officer (CSO) on 1 July 2022. She is responsible for overseeing the Group’s sustainability strategy, public sustainability commitments and net zero delivery as well as facilitating the scaling of sustain

  91. Slide 91: Speaker bios

    CONFIDENTIAL Speaker bios Margaret has been the Global Head of Financing and Securities Services at Standard Chartered since 2016. Based in London, she is also a member of the Corporate and Investment Banking (CIB) Management Team. With over 30 years of experience within the securities services indu

  92. Slide 92: Speaker bios

    CONFIDENTIAL Speaker bios Tony was appointed Global Head of Trading for Global Markets effective 1st September 2024, where he manages a team of traders covering FX, Rates, Commodities, Credit and XVA. He is a member of the CIB Management Team and the Singapore Foreign Exchange Market Committee. Tony

  93. Slide 93: Select technical and abbreviated terms

    CONFIDENTIAL Select technical and abbreviated terms Term Definition Term Definition AME Africa and the Middle East CRE Commercial real estate Application Programming Interface (API) is a set of rules and specifications EM Emerging Markets API that allows different software applications to communicat

  94. Slide 94: Select technical and abbreviated terms

    CONFIDENTIAL Select technical and abbreviated terms Term Definition Term Definition L&A Loans and advances Repo Repurchase agreement, a form of secured short-term borrowing RMB Renminbi, also known as RMB, is the official currency of China Credit Impairment Profit & Loss on Loans & Advances to Banks

  95. Slide 95: Important notice

    CONFIDENTIAL Important notice Forward-looking statements The information included in this document may contain ‘forward-looking statements’ based upon current expectations or beliefs as well as statements formulated with assumptions about future events. Forward-looking statements include, without li

Standard Chartered — Investor Day (May 2025) on 6ix