Alrayan Bank · QSE:MARK
Alrayan Bank — Masraf Al Rayan — Q2 2018 Earnings Presentation
15 slides from Alrayan Bank's earnings presentation, Jun 30, 2018
Slide 1: Investor Presentation
Investor Presentation 30 June 2018
Slide 2: Contents
Contents 1. Overview of Masraf Al Rayan 2. Key Financial Highlights 2.1 Profitability 2.2 Balance Sheet 2.3 Asset Quality 2.4 Capitalisation 3. Overview of Qatar 4. Key Contacts 2
Slide 3: 1. Overview of Masraf Al Rayan
1. Overview of Masraf Al Rayan Overview of Masraf Al Rayan Q.P.S.C. (MAR or Bank) Branch Network Fully Shariah compliant bank incorporated in Qatar on 4 January Profile 2006 and licensed by the Qatar Central Bank 6 Classified as a DSIB (Domestic Systemically Important Bank) branches Corporate
Slide 4: 1. Overview of Masraf Al Rayan Cont.
1. Overview of Masraf Al Rayan Cont. Board Composition The principal role of the Board is to oversee the implementation of the Bank's strategic initiatives and its functions within the agreed framework in accordance with relevant statutory and regulatory structures Chairman & Managing Director Boa
Slide 5: 2. Key Financial Highlights
2. Key Financial Highlights Total assets reached $27,592million compared to $25,598 million on 30 June 2017, an increase of 7.8%. Financing activities increased to $19,984 million compared to $18,668 million on 30 June 2017, an Balance Sheet increase of 7.0%. Investments reached $5,409 million
Slide 6: 2.1 Profitability
2.1 Profitability Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 6
Slide 7: 2.1 Profitability cont'd
2.1 Profitability cont’d Stable Profitability Masraf AlRayan is maintaining a leading position on the return on average assets, which stood at 2.1% p.a. on 30 June 2018. The bank has a track record of generating high returns for its shareholders. The Bank's return on average equity (ROAE) stood
Slide 8: 2.2 Balance Sheet
2.2 Balance Sheet Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 8
Slide 9: 2.2 Balance Sheet cont'd
~ ZY 2.2 Balance Sheet cont’d junto MASRAF AL RAYAN, SUBSIDIARIES & ASSOCIATES List of the Bank's subsidiaries and associates as at 30 June 2018: Entity Name Country Capital Activity Ownership SUBSIDIARIES: Al Rayan Investment L.L.C. Qatar USD 100,000,000 Investment Banking 100% Al Rayan Financial B
Slide 10: 2.3 Asset Quality
2.3 Asset Quality Strong Asset Quality Prudent governance supported by strong credit underwriting standards. The Bank's quality of assets, in addition to its prudent credit risk management policies and procedures, have enabled the Bank to continue registering a non-performing loan ratio (NPF rat
Slide 11: 2.4 Capitalisation
2.4 Capitalisation Strengthened Capital MAR has a strong capital base with a capital adequacy ratio of 18.75% with a common equity Tier 1 (CET 1) ratio of 17.88% as at 30 June 2018, which highlights that the Bank is well capitalized. Well maintained non-risk based leverage ratio. MAR complies
Slide 12: Shareholding Nationality Structure
Shareholding Nationality Structure 12
Slide 13: 3. Overview of Qatar
3. Overview of Qatar It is widely confirmed that the economic impact of the blockage has all but faded with the nominal GDP rising 9.4% in Q4, 2017, as per MDPS recent figures. The IMF has also expressed a similar view on the issue. Economic Qatari Government’s strong fiscal and economic policy
Slide 14: 3. Overview of Qatar cont'd
3. Overview of Qatar cont’d Overview of the Qatari Banking Sector Snapshot of the Qatari Banking Sector A total of 18 banks licensed by the Qatar Central Bank: Banks No. Islamic banks 4 Conventional banks 6 State-owned bank 1 Foreign banks 7 Banks’ total assets stood at USD $374.6 billion, as De
Slide 15: 4. Key Contacts
4. Key Contacts 7] ysl aro MASRAF AL RAYAN, Group Chief Executive Officer Adel Mustafawi +974 4423 5800 Adel.Mustafawi@alrayan.com Chief Operating Officer Ahmed Sheikh +974 4423 5600 Ahmed. Sheikh@alrayan.com Al Rayan Investment Haithem Katerji, Chief Investment Officer +974 4423 5770 Haithem.Al-Kat