UNIQA Insurance Group AG · VIE:UQA

UNIQA Insurance — H1 2013 Earnings Presentation

36 slides from UNIQA Insurance's earnings presentation, Aug 27, 2013

  1. Slide 1: UNIQA Insurance Group AG H1 2013 IFRS Results

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  2. Slide 2: Agenda

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  3. Slide 3: Executive summary

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  4. Slide 4: Solid operating profit on robust growth

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  5. Slide 5: A clear long-term strategy

    ^=ÅäÉ~ê=äçåÖJíÉêã=ëíê~íÉÖó lìê=í~êÖÉí=OMNR= lìê=äçåÖJíÉêã=~ãÄáíáçå EÉãÄÉÇÇÉÇ=áå=rkfn^=OKMF cçÅìë=çå=çìê=ÄìëáåÉëë=~ë=éêáã~êó=áåëìêÉê=áå=çìê=íïç=ÅçêÉ= ã~êâÉíë=^ìëíêá~=~åÇ=`bb rkfn^=^ìëíêá~ fåÅêÉ~ëÉ=éêçÑáí~Äáäáíó=íÜêçìÖÜ=êÉëíêìÅíìêáåÖ iÉ~ÇáåÖ=éêáã~êó=áåëìêÉê=áå=^ìëíêá~=~åÇ=`bbI=ïáíÜ= ëáÖåáÑáÅ~åíäó=áãéê

  6. Slide 6: UNIQA 2.0: what have we achieved since mid-2011

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  7. Slide 7: Agenda

    ^ÖÉåÇ~ NK eáÖÜäáÖÜíë=Ne=OMNP OK _ìëáåÉëë=éÉêÑçêã~åÅÉ PK fåîÉëíãÉåíë QK `çåÅäìëáçå=~åÇ=çìíäççâ ^ééÉåÇáñW==^ÇÇáíáçå~ä=áåÑçêã~íáçå OTLMULOMNP=MTWRM NPÄiaMNMV|`äáÉåí=máíÅÜÄççâ=íÉãéä~íÉ|kÉïKééíñ S

  8. Slide 8: Financial snapshot H1 2013

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  9. Slide 9: Robust growth across all business lines

    oçÄìëí=ÖêçïíÜ=~Åêçëë=~ää=ÄìëáåÉëë=äáåÉë eáÖÜäáÖÜíë=Ne=OMNP mêÉãáìãë=Äó=ÄìëáåÉëë=äáåÉ=E€ãFE~F √ qÜÉ=éêÉãáìã=îçäìãÉ=ïêáííÉå=áå=éêçéÉêíó=~åÇ=Å~ëì~äíó= HTKQB PIMSU áåëìê~åÅÉ=ÖêÉï=Äó=QKQB=óçó=ÇêáîÉå=Äó=~ää=ã~àçê=ÄìëáåÉëë= OIURS äáåÉë POR OTP √ qÜÉ=éêÉãáìã=îçäìãÉ=ïêáííÉå=áå=ÜÉ~äíÜ=áåëìê~åÅÉ= áåÅêÉ~ëÉÇ=Äó=

  10. Slide 10: H1 2013 premiums by operating segment

    ^ää=íÜêÉÉ=ã~àçê=çéÉê~íáåÖ=ëÉÖãÉåíë=ÅçåíêáÄìíÉÇ= íç=íçé=äáåÉ=ÖêçïíÜ eáÖÜäáÖÜíë=Ne=OMNP Ne=OMNP=mêÉãáìãë=Äó=çéÉê~íáåÖ=ëÉÖãÉåí=E€ãFE~F √ dêçìé=éêÉãáìãë=ïêáííÉå=áåÅêÉ~ëÉÇ=Äó=TKQB=óçó √ rkfn^=^ìëíêá~ éêÉãáìãë=ïêáííÉå=áåÅêÉ~ëÉÇ=Äó=PKSB=óçó EVKTFB √ mC`=éêÉãáìãë=ïêáííÉå=áåÅêÉ~ëÉÇ=íç=€TQPã=Äó=PKSB= HNPKSB P

  11. Slide 11: P&C: Combined ratio improved to 99.4%

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  12. Slide 12: Health: Operating profit decreased on lower investment result

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  13. Slide 13: Life: Strong H1 2013 result

    iáÑÉW=píêçåÖ=Ne=OMNP=êÉëìäí eáÖÜäáÖÜíë=Ne=OMNP mêçÑáí=çå=çêÇáå~êó=~ÅíáîáíáÉë=E€ãF √ mêÉãáìãë=É~êåÉÇ=áåÅêÉ~ëÉÇ=Äó=NVKTB=óçó=ÇìÉ=íç=ëíêçåÖ= NQN HNTOB ÖêçïíÜ=çÑ=iáÑÉ=ÄìëáåÉëë=áå=^qI=fqI=miI=er=~åÇ=orX=ÇçìÄäÉ= ÇáÖáí=ÖêçïíÜ=~äëç=Ä~ëÉÇ=çå=^mb= √ `çëí=ê~íáç=áãéêçîÉÇ=~ë=~=êÉëìäí=çÑ=áåÅêÉ~ëÉÇ=éêÉãáìãë= É~êåÉ

  14. Slide 14: P&C: Segment P&L

    mC`W==pÉÖãÉåí=mCi €ã Ne=OMNP Ne=OMNO B dêçëë=éêÉãáìãë=ïêáííÉå NIQNNKS= NIPROKR= QKQB= mêÉãáìãë=É~êåÉÇ EêÉí~áåÉÇF NIOONKU= NINROKS= SKMB= fåÅçãÉ=Ñêçã ÑÉÉë=~åÇ=Åçããáëëáçåë UKO= TKN= NQKNB= kÉí áåîÉëíãÉåí=áåÅçãÉ QUKS= PRKM= PUKVB= líÜÉê áåÅçãÉ NRKO= NUKT= ENUKRFB fåëìê~åÅÉ=ÄÉåÉÑáíë EåÉíF EUOQKVF ETTTK

  15. Slide 15: Health: Segment P&L

    eÉ~äíÜW==pÉÖãÉåí=mCi €ã Ne=OMNP Ne=OMNO B dêçëë=éêÉãáìãë=ïêáííÉå QTOKN= QRSKU= PKQB= mêÉãáìãë=É~êåÉÇ EêÉí~áåÉÇF QSRKU= QRMKV= PKPB= fåÅçãÉ=Ñêçã ÑÉÉë=~åÇ=Åçããáëëáçåë MKP= MKM= åã kÉí áåîÉëíãÉåí=áåÅçãÉ ORKV= RNKP= EQVKSFB líÜÉê áåÅçãÉ PKS= QKQ= ENSKSFB fåëìê~åÅÉ=ÄÉåÉÑáíë EåÉíF EPVOKPF EPUTKMF NKQB= l

  16. Slide 16: Life: Segment P&L

    iáÑÉW==pÉÖãÉåí=mCi €ã Ne=OMNP Ne=OMNO B dêçëë=éêÉãáìãë=ïêáííÉå UQNKR= TNVKR= NTKMB= mêÉãáìãë=É~êåÉÇ EêÉí~áåÉÇF UMTKQ= STQKQ= NVKTB= fåÅçãÉ=Ñêçã ÑÉÉë=~åÇ=Åçããáëëáçåë SKP= NQKM= ERQKUFB kÉí áåîÉëíãÉåí=áåÅçãÉ PPQKQ= PNTKN= RKRB= líÜÉê áåÅçãÉ NMKV= QKT= NPMKNB= fåëìê~åÅÉ=ÄÉåÉÑáíë EåÉíF ETVNKUF ETPOKTF

  17. Slide 17: UNIQA Austria

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  18. Slide 18: Raiffeisen Insurance

    o~áÑÑÉáëÉå=fåëìê~åÅÉ eáÖÜäáÖÜíë=Ne=OMNP pÉÖãÉåí=mCi €ã Ne=OMNP Ne=OMNO B o~áÑÑÉáëÉå=fåëìê~åÅÉ=áåÅäìÇÉë=o~áÑÑÉáëÉå=sÉêëáÅÜÉêìåÖ=^d=~åÇ= RMB=çÑ=cáå~åÅÉ=iáÑÉ=iÉÄÉåëîÉêëáÅÜÉêìåÖ=^d dêçëë=éêÉãáìãë=ïêáííÉåE~F QRO QNV TKUB dêçëë=éêÉãáìãë=ïêáííÉåEÄF PQT= PNT= VKSB √ mêÉãáìãë=É~êåÉÇ=áåÅêÉ~ëÉÇ=~ë=~=êÉëìäí=çÑ

  19. Slide 19: UNIQA International

    rkfn^=fåíÉêå~íáçå~ä eáÖÜäáÖÜíë=Ne=OMNP pÉÖãÉåí=mCi €ã Ne=OMNP Ne=OMNO B rkfn^=fåíÉêå~íáçå~ä=áåÅäìÇÉë=rkfn^=fåíÉêå~íáçå~ä=^dI= rkfn^=fåíÉêå~íáçå~ä=_ÉíÉáäáÖìåÖëîÉêï~äíìåÖ dãÄe=~åÇ= dêçëë=éêÉãáìãë=ïêáííÉåE~F NIMVM VSM NPKSB çéÉê~íáîÉ=ÇáêÉÅí=áåëìê~åÅÉ=Åçãé~åáÉë=áå=NU=ÅçìåíêáÉë dêçëë=éêÉãáìãë=ïêáííÉåEÄF

  20. Slide 20: Reinsurance

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  21. Slide 21: Group functions & Consolidation

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  22. Slide 22: Equity position (including minority interest) and Solvency I ratio

    bèìáíó=éçëáíáçå=EáåÅäìÇáåÖ=ãáåçêáíó=áåíÉêÉëíF pçäîÉåÅó=f=ê~íáç ONRB ONMB €ERUFã OIMNU EVF VT N NIVSM EPRF ENNNF €EQVFã bèìáíó=cv=OMNO oÉîÉåìÉ=êÉëÉêîÉë oÉî~äì~íáçå= qçí~ä=éêçÑáí jáåçêáíó=áåíÉêÉëíë líÜÉê bèìáíó=Ne=OMNP êÉëÉêîÉë OTLMULOMNP=MTWRM NPÄiaMNMV|`äáÉåí=máíÅÜÄççâ=íÉãéä~íÉ|kÉïKééíñ ON

  23. Slide 23: Agenda

    ^ÖÉåÇ~ NK eáÖÜäáÖÜíë=Ne=OMNP OK _ìëáåÉëë=éÉêÑçêã~åÅÉ PK fåîÉëíãÉåíë QK `çåÅäìëáçå=~åÇ=çìíäççâ ^ééÉåÇáñW==^ÇÇáíáçå~ä=áåÑçêã~íáçå OTLMULOMNP=MTWRM NPÄiaMNMV|`äáÉåí=máíÅÜÄççâ=íÉãéä~íÉ|kÉïKééíñ OO

  24. Slide 24: Investment activity

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  25. Slide 25: Investment allocation

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  26. Slide 26: Fixed income portfolio

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  27. Slide 27: Agenda

    ^ÖÉåÇ~ NK eáÖÜäáÖÜíë=Ne=OMNP OK _ìëáåÉëë=éÉêÑçêã~åÅÉ PK fåîÉëíãÉåíë QK `çåÅäìëáçå=~åÇ=çìíäççâ ^ééÉåÇáñW==^ÇÇáíáçå~ä=áåÑçêã~íáçå OTLMULOMNP=MTWRM NPÄiaMNMV|`äáÉåí=máíÅÜÄççâ=íÉãéä~íÉ|kÉïKééíñ OS

  28. Slide 28: A good start in 2013

    ^=ÖççÇ=ëí~êí=áå=OMNP Ne=OMNP=ëìãã~êó nì~êíÉêäó=ÇÉîÉäçéãÉåí=çÑ=b_q=E€ãF √ rkfn^=ÇÉäáîÉêÉÇ=éêçÑáí~ÄäÉ=ÖêçïíÜ=ÇÉëéáíÉ=ÅÜ~ääÉåÖáåÖ= NNT ã~êâÉí=ÉåîáêçåãÉåí √ `çãÄáåÉÇ=ê~íáç=EmC`F=áãéêçîÉÇ=íç=VVKQB=ÇÉëéáíÉ=ÑäççÇ= √ råÇÉêïêáíáåÖ=êÉëìäí=áãéêçîÉÇ=~Åêçëë=~ää=ÄìëáåÉëë=ëÉÖãÉåíë= áå=Ne=OMNP √ fåîÉëíãÉåí=êÉëìäí=á

  29. Slide 29: Outlook

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  30. Slide 30: Agenda

    ^ÖÉåÇ~ NK eáÖÜäáÖÜíë=Ne=OMNP OK _ìëáåÉëë=éÉêÑçêã~åÅÉ PK fåîÉëíãÉåíë QK `çåÅäìëáçå=~åÇ=çìíäççâ ^ééÉåÇáñW==^ÇÇáíáçå~ä=áåÑçêã~íáçå OTLMULOMNP=MTWRM NPÄiaMNMV|`äáÉåí=máíÅÜÄççâ=íÉãéä~íÉ|kÉïKééíñ OV

  31. Slide 31: Income statement

    fåÅçãÉ=ëí~íÉãÉåí €ã Ne=OMNP Ne=OMNO B dêçëë=éêÉãáìãë=ïêáííÉå OITORKO OIROUKU TKUB mêÉãáìãë=É~êåÉÇ=EêÉí~áåÉÇF= OIQVRKM OIOTTKV VKRB fåÅçãÉ=Ñêçã=ÑÉÉë=~åÇ=Åçããáëëáçåë NQKU ONKN EOVKVFB kÉí=áåîÉëíãÉåí=áåÅçãÉ QMUKV QMPKQ NKPB líÜÉê=áåÅçãÉ OVKT OTKU TKNB qçí~ä=áåÅçãÉ OIVQUKQ OITPMKP UKMB fåëìê~åÅÉ=ÄÉåÉÑá

  32. Slide 32: Balance sheet

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  33. Slide 33: Detailed breakdown of UNIQA International results

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  34. Slide 34: FX rates

    cu=ê~íÉë `çåîÉêëáçå=ê~íÉë=íç=€ oÉÖáçå PMJgìåJNP PNJaÉÅJNO pïáëë=Ñê~åÅ `ec NKOPPU NKOMTO `òÉÅÜ âçêìå~ `wh ORKVQVM ORKNRNM eìåÖ~êá~å Ñçêáåí erc OVQKURMM OVOKPMMM `êç~íá~å=âìå~ eoh TKQQVR TKRRTR mçäáëÜ òäçíó mik QKPPTS QKMTQM _çëåá~JeÉêòÉÖçîáå~=ÅçåîÉêíáÄäÉ=ã~êâ= _^j NKVRRU NKVRRU oçã~åá~å äÉì olk QKQSM

  35. Slide 35: Shareholder information and contacts

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  36. Slide 36: Disclaimer

    aáëÅä~áãÉê qÜáë=éêÉëÉåí~íáçå=EíÜÉ=?mêÉëÉåí~íáçå?FI=~åÇ=íÜÉ=áåÑçêã~íáçå=Åçåí~áåÉÇ=íÜÉêÉáåI=áë=åçí=ÇáêÉÅíÉÇ=íçI=çê=áåíÉåÇÉÇ=Ñçê=îáÉïáåÖI=êÉäÉ~ëÉI=ÇáëíêáÄìíáçåI=éìÄäáÅ~íáçå=çê=ìëÉ=Äó=EÇáêÉÅíäó=çê=áåÇáêÉÅíäóI=áå= ïÜçäÉ=çê=áå=é~êíFI=~åó=éÉêëçå=çê=Éåíáíó=íÜ~í=áë=~=ÅáíáòÉå=çÑI=çê=êÉëáÇÉåí=çê=äçÅ~íÉÇ=áåI=íÜ

UNIQA Insurance Group — H1 2013 Earnings Presentation on 6ix