Slide 1: Audaxys Asset Finance Suite NORMA Product Presentation
AUDAXYS ASSET FINANCE SUITE NORMATM PRODUCT PRESENTATION 30th June 2025 Audaxys Asset Finance Suite NORMA TM 1
Slide 2: About NORMA
ABOUT NORMATM The company’s core product is NORMATM Solutions NORMATM is the latest generation of NORMATM is a Specialized Financing Information System aggregating leasing audaxys’ core back-office system, (operational, financial), long term renting, consumer lending and wholesale. merging prior gen
Slide 3: Product Overview - Main Characteristics
PRODUCT OVERVIEW - MAIN CHARACTERISTICS • Definition of products on offer to customer • Automatic multiplan accounting • Single entity management with multiple profiles • Regulating entity reporting • Workflow issued from automation • Different financial conditions with programmable parameters • Tot
Slide 4: Business Cycle
BUSINESS CYCLE • NORMATM is a highly parameterized software with a complete business cycle and business management support. • Part of NORMATM Solutions, the core product, offers a multi-company, multi-business, multi-currency and multi-language environment. • Product Definition • Portfolio Managemen
Slide 5: Business Cycle – Origination
BUSINESS CYCLE – ORIGINATION Business Origination Product Definition Commercial Application Risk Mgmt Underwriting (Financial & Operational) Network Mgmt • Financial Patterns • Own Sales • Nominal & non • Consolidated • Proposal Evolution • Contract Categories Structure nominal quotations Historical
Slide 6: Business Cycle – Operations
BUSINESS CYCLE – OPERATIONS Operations Accounting, Financial Electronic Portfolio Collection Receivables & Integration Management Mgmt Mgmt Payables • Change of Contract • Multiple plan & • Down payment • Segmentation • SEPA (payments Conditions multi company • Security payment strategy & collecting
Slide 7: Business Cycle – Business Management & Analysis
BUSINESS CYCLE – BUSINESS MANAGEMENT & ANALYSIS Business Mgmt & Analysis History Reporting Mgmt Information • Operations with • Reporting to • Information for Clients & Prospects regulatory entities Basel II models • Payment schedules (Central Bank) • Datawarehouse • Contract Changes • Operational i
Slide 8: Main Business Functionalities
MAIN BUSINESS FUNCTIONALITIES Entities Workflow / Commercial Tax Regimes The entities involved in the financial The definition of processes and rules NORMATM permits the definition of tax deal, whether they are customers, is an aspect that cannot be ignored, regimes to meet the requirements of suppl
Slide 9: Main Business Functionalities
MAIN BUSINESS FUNCTIONALITIES Invoicing Accounting Financial Conditions Invoices can include various items All contract or entity operations are The interest rates supported by besides the loan repayment, such automatically accounted for in NORMATM can be nominal or effective, as insurance, maintena
Slide 10: Main Business Functionalities
MAIN BUSINESS FUNCTIONALITIES Monthly Procedures and Reports Monthly and reporting procedures are crucial in any company, since they not only allow results to be determined, but also allow tax obligations to be met. The most important procedures include: • Provisions and reclassification • Unified p
Slide 11: Main Business Functionalities
MAIN BUSINESS FUNCTIONALITIES Document Management Documentation plays a key role in specialized finance management, in two directions: documents received from and documents issued to the customer, or another entity. Lack of mandatory document can stall the process, delaying the acceptance of a propo
Slide 12: Main Business Functionalities
MAIN BUSINESS FUNCTIONALITIES Information Middleware The Information Middleware is a Data structure where relevant business information or KPIs are kept for further analysis and control. This level of data abstraction enables feeding of other MIS and data warehouses without creating a burden on busi
Slide 13: Structural Characteristics
STRUCTURAL CHARACTERISTICS Validations Permissions Notes Most transactions in NORMATM NORMATM allows the control of The notes mechanism allows include data validation before user actions through the developing the spread-out information execution. Those validations can association of a mechanism of
Slide 14: Infrastructure – Application Architecture
INFRASTRUCTURE – APPLICATION ARCHITECTURE End of Date Operations Accounts (e.g. Accrued, Provision, Reclassification, ...) Receivable & General Payable Ledger Factoring Systems integration Interface Consumer Confirming Leasing Renting Accounts General Services Lending (to be Dependency developed) Re
Slide 15: Infrastructure – Layered Architecture
INFRASTRUCTURE –LAYERED ARCHITECTURE Web Server http / rmi Application Server DB Web Application Server Service Exporter http Layer Business Data jdbc Logic Layer Access Browser Layer System http Integration Rich Client Database Application soap Domain Objects Non Java Client Channel Channel Applica
Slide 16: Automato / Workflow
AUTOMATO / WORKFLOW T T T Initial Reviewed Approved Active T Canceled T = Transition Actions Operation Actions Validations Exec. External API Accounting Actions Send Email Emit Document Custom Actions Audaxys Asset Finance Suite NORMATM 16
Slide 17: NORMA - Snapshots
NORMATM - SNAPSHOTS Audaxys Asset Finance Suite NORMATM 17
Slide 18: NORMA - Snapshots
NORMATM - SNAPSHOTS Audaxys Asset Finance Suite NORMATM 18
Slide 19: Interface 360 (in development)
INTERFACE 360 (IN DEVELOPMENT) Audaxys Asset Finance Suite NORMATM 19
Slide 20: NORMA - Some Competitive Advantages
NORMATM - SOME COMPETITIVE ADVANTAGES Benefits Characteristics • Contract & Client centric providing high business function integration and rational Back-Office Efficiency • High level of integration with accounting rules and off-sets Accurate Asset & • Positions of funding & securitized portfolios
Slide 21: NORMA - Some Competitive Advantages
NORMATM - SOME COMPETITIVE ADVANTAGES Benefits Characteristics • Being multi-business & multi-product facilitates operational activities and risk assessment Flexibility • Highly parametrical allowing for quick adaptations and changes ( business and/or procedures rules) • Fiscal rules are easily adop