United Overseas Bank Limited · SGX:U11
United Overseas Bank — FY2012 Earnings Presentation
8 slides from United Overseas Bank's earnings presentation, Feb 27, 2013
Slide 1: UOB Group Full Year 2012
UOB Group Full Year 2012 Record Year of Earnings, Fees and Regional Profitability Wee Ee Cheong Deputy Chairman & Chief Executive Officer 27 February 2013 Disclaimer: This material that follows is a presentation of general background information about the Bank’s activities current at the date of the
Slide 2: 2012 Results – Key takeaways
2012 Results – Key takeaways Our priorities remain unchanged Record NPAT in 2012 • Maintaining balance sheet (S$m) (%) strength 2,803 3,000 2,327 12.5 • Investing in people and 12.4 12.0 2,000 11.5 infrastructure in the region 1,000 11.0 11.1 10.5 0 10.0 2011 2012 UOB’s FY2012 results reflects this
Slide 3: Record earnings in 2012
Record earnings in 2012 Profit: Record year. Diversified, high quality earnings from customer driven-business Fees: Record quarter and year. Broad-based growth Region: Record profits, exceeding S$1 billion for the first time NIM: Under pressure from market and asset mix shift towards highly liquid a
Slide 4: Staying focused on fundamentals amid uncertainty
Staying focused on fundamentals amid uncertainty Strengthening our Balance Sheet Building customer franchise • Increased customer loans’ Others Others 11% Investments 7% proportion in asset mix 5% Investments Government • Key Asian markets now 9% 9% account for approximately 95% Government Interbank
Slide 5: Regionalisation on track
Regionalisation on track Key regional markets now a significant Building an Integrated Regional Platform profit driver, with regional profit growth outpacing that of Singapore Harnessing potential of regional network through an integrated platform • On track for 2013 completion of regional core bank
Slide 6: Capitalising on rising intra-regional flows
Capitalising on rising intra-regional flows Facilitating cross-border business Growing Number of Intra-Regional Deals flows via dedicated business units FY10 UOB is well positioned to support 83% customers’ intra-regional business FY12 29% ambitions: • First-mover advantage • Fully-owned regional ne
Slide 7: Capturing rising Asian consumer affluence
Capturing rising Asian consumer affluence Wealth Management Growth Progress Steady inflows in AUM and customers 155k $66bn FY10 $48bn 100k FY12 From FY 2010 to date, • Grew AUM from $48bn to $66bn Assets Under Customers • Expanded customer base Management from 100,000 to 155,000 • Increased regional
Slide 8: Looking ahead
Looking ahead Underlying macro-economic issues still persist but risks have moderated Continue to review and adjust assets and liabilities mix Singapore economy is maturing, expect slower growth in the longer term Confident of Asia’s long-term prospects, backed by rise of regional corporates and con