Great Southern Bancorp, Inc. · NASDAQ:GSBC
Great Southern Bancorp — Q4 2023 Earnings Presentation
13 slides from Great Southern Bancorp's earnings presentation, Jan 23, 2024
Slide 1: Loan Portfolio December 31, 2023
=§— GREAT SOUTHERN BANK LOAN PORTFOLIO December 31, 2023
Slide 2: Loan Portfolio
Loan Portfolio Gross Loans [in thousands] 12-31-23 $4,667,197 9-30-23 $4,642,919 *Includes Home Equity Loans of $115,883 *Includes Home Equity Loans of $111,665 2
Slide 3: Loan Portfolio by Region
Loan Portfolio by Region Gross Loans [in thousands] 12-31-23 $4,667,197 9-30-23 $4,642,919 3
Slide 4: Commercial Real Estate by Industry
Commercial Real Estate by Industry Gross Loans [in thousands] 12-31-23 $1,521,032 9-30-23 $1,503,915 4
Slide 5: Commercial Real Estate by Region
Commercial Real Estate by Region Gross Loans [in thousands] 12-31-23 $1,521,032 9-30-23 $1,503,915 5
Slide 6: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 12/31/23 Gross Loans [in thousands] Office $214,937 Retail $313,853 Average credit size is $1,503,053 Average credit size is $1,743,629 6
Slide 7: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 12/31/23 Gross Loans [in thousands] Office - $214,937 Retail - $313,853 Medical Traditional Outstanding Single Neighborhood & Strip Center Tenant Mixed-Use Shopping Center Balance $40,024 $174,913 Outstanding # of Loans 22 117 Balance $112,626
Slide 8: Construction & Land Development by Industry
Construction & Land Development by Industry Gross Loans [in thousands] 12-31-23 $804,409 9-30-23 $861,246 8
Slide 9: Construction & Land Development by Region
Construction & Land Development by Region Gross Loans [in thousands] 12-31-23 $804,409 9-30-23 $861,246 9
Slide 10: Multi Family Real Estate by Region
Multi Family Real Estate by Region Gross Loans [in thousands] 12-31-23 $942,071 9-30-23 $845,373 Average credit size is $4,301,694 Average credit size is $4,362,154 10
Slide 11: Multi Family Real Estate by LTV
Multi Family Real Estate by LTV Gross Loans [in thousands] 12-31-23 $942,071 9-30-23 $845,373 11
Slide 12: Non-performing by Type
Non-performing by Type Gross Loans [in thousands] 12-31-23 $11,748 9-30-23 $10,831 *Includes Home Equity Loans of $9 *Includes Home Equity Loans of $32 12
Slide 13: Non-performing by Region
Non-performing by Region Gross Loans [in thousands] 12-31-23 $11,748 9-30-23 $10,831 13
Great Southern Bancorp — Q4 2023 Earnings Presentation on 6ix