Japan Post Bank Co., Ltd. · TSE:7182
Japan Post Bank — FY2019 Earnings Presentation
34 slides from Japan Post Bank's earnings presentation, May 15, 2020
Slide 1: BP ps5 a8eiT
BP ps5 a8eiT 2020 3 2020 5 15
Slide 2: P. 2 P.16 P. 3
2019 P. 2 P.16 P. 3 P.17 P. 4 P.18 P. 5 P.18 P. 6 P.19 P. 7 P.21 P. 8 P.22 P. 9 P.24 P.10 P.25 P.11 P.26 2020 P.12 P.27 P.14 P.28 P.29 P.29 P.30 P.31 JP 2 ATM JP Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
Slide 3: BP ps6 48817
BP ps6 48817
Slide 4: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 3,791 2,734 72 101.2 1 3,791 3,750 2,734 2,700 50 50 51 72 0 1.3 101.1 2.7 101.2 13,142 2,939 3,790 2,730 128 44 47 68 0.9 1.5 1.2 2.5 53.6 210.9 135.1 4.7 15.55% 65.6 1.9 1.9 3.1 0.22% Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 2
Slide 5: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 13,270 13,142 128 128 1 3,142 10,161 9,768 393 1,067 1,288 221 393 2,041 2,084 43 221 43 2,194 2,021 173 122 80 203 172 1 202 10,375 10,202 172 44 2,939 0 0 2,894 2,939 44 47 3,790 848 851 3 2,730 68 777 728 48 % 3,742 3,790 47 2018 2019 2,661 2,730 68 1 2.32 2.68 0.35 2 78.18 77
Slide 6: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 9,768 0.47% 1.6% 16,000 2018 2019 1.4% 13,610 14,000 6,379 5,497 881 7,528 6,290 1,237 12,235 1.2% 11,756 12,000 5,233 4,281 951 10,161 1,149 793 355 1.0% 9,768 10,000 0.8% 8,000 2018 2019 0.66% 0.60% 3,782 4,270 488 0.57% 0.6% 6,000 0.49% 0.47% 7,002 7,894 892 6,987 7,874 887 0.4% 4,000 3,22
Slide 7: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 221 1,288 2018 2019 1,067 1,288 221 1,400 612 794 182 1,288 145 190 45 85 1,200 222 217 4 1,067 217 87 87 85 1 1,000 964 911 90 866 190 112 222 800 96 190 130 105 145 75 72 92 2018 2019 600 2,303 3,170 866 400 794 8,910 6,914 1,995 592 591 591 612 200 2018 2019 1,062 1,185 123 0 2015 2016 201
Slide 8: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 170 1 183 2018 2019 11,000 10,640 1,242 1,206 35 10,540 10,428 10,353 1,016 986 29 10,183 10,000 8,416 8,443 26 6,006 3,697 2,309 2,378 2,378 9,000 596 594 1 695 533 161 10,353 10,183 170 8,000 0 2015 2016 2017 2018 2019 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 6
Slide 9: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 1 9,346 210 9,051 2,089,704 2,109,051 19,346 506,985 516,639 9,653 1 9,368 135 1,984 4,000 10,400 6,400 3,356 4 9,617 83,681 97,318 13,637 39,907 45,497 5,589 1,371,352 1,351,984 19,368 150 144.0 138.7 139.2 137.1 135.1 52,974 49,617 3,356 1,976,196 2,019,175 42,978 1,809,991 1,830,0
Slide 10: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 183.0 183.0 2018 2019 180.9 179.4 179.8 180 79.9 87.5 7.6 177.8 16.1 7.7 8.4 63.4 79.3 15.9 170 0.4 0.5 0.1 100.9 95.2 5.6 7.0 5.2 1.8 160 93.8 90.0 3.7 0.1 0.1 0.0 180.9 183.0 2.0 1500 2015 2016 2017 2018 2019 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 8
Slide 11: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 53.6 65.6 2018 2019 % % 1,371,352 66.5 1,351,984 65.1 19,368 11.3 583,565 28.3 536,361 25.8 47,204 5.4 1 162,791 7.9 159,048 7.6 3,742 624,995 30.3 656,575 31.6 31,579 53.6 25.8 220,355 10.6 237,068 11.4 16,713 51.4 2 404,339 19.6 419,010 20.1 14,670 4.9 24.8 2.3 207.5 39,907 1.9 45,497 2.1 5
Slide 12: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 1,020 3.5 2020 4 1.3 2018 2019 272,425 7,931 241,707 4,908 2018 2019 1,141,934 35,172 1,159,361 3,706 1,102,419 21,285 1,113,864 7,515 333,406 11,676 325,979 7,942 220,030 6,377 237,068 4,294 404,339 1,849 419,010 20,404 144,642 1,382 131,806 651 2,664 3,083 39,514 11,222 45,497 8,138 21,
Slide 13: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2019 15.55% % % 2018 2019 50 88,442 89,325 883 560,335 574,072 13,737 40 533,340 547,750 14,410 15.78 15.55 0.22 30 26.38 % 22.22 2018 2019 20 17.42 15.78 15.55 88,533 89,420 887 560,045 573,908 13,863 10 533,051 547,588 14,537 15.80 15.58 0.22 0 2015 2016 2017 2018 2019 Copyright © 2020 JAPAN POS
Slide 14: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2020 2020 2,750 2,000 2019 2019 2019 2020 2019 2019 2020 2020 3 12,900 12,670 229 11,800 2 3 2020 1,200 1,288 88 1,300 10,400 10,195 204 10,400 2020 3,750 3,791 41 2,750 2,700 2,734 34 2,000 2 2020 3 1 3 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 12
Slide 15: a a Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2020 2019 1 50 25 2020 1 2020 2019 2020 50 2019 25 25 1,874 a 2020 68.5% a 2020 1 50 1 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 13
Slide 16: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 1,168,232 1,139,569 28,662 553,631 571,866 18,235 614,600 567,703 46,897 819,314 848,705 29,390 63,839 59,863 3,976 78,654 75,944 2,710 601,210 634,023 32,812 22,168 22,917 748 24,155 22,860 1,295 29,285 33,096 3,811 1 9 2 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 14
Slide 17: BP ps6 48817
BP ps6 48817
Slide 18: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 2018 2019 50,698,549 51,663,901 965,352 180,999,134 183,004,733 2,005,599 400,000 1,040,000 640,000 11,569,371 14,855,624 3,286,253 8,368,139 9,731,897 1,363,758 2,473,457 2,219,384 254,073 112,491 112,491 28,029 28,029 295,679 315,812 20,133 3,900 10,100 6,200 2 31 29 628 511 117 3,990,78
Slide 19: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 2018 2019 1,327,033 1,314,210 12,823 4,107 450 3,656 1,016,126 976,821 39,304 3,556 450 3,106 106,761 128,891 22,129 550 0 550 204,145 208,497 4,351 370,192 378,626 8,434 219,448 202,139 17,308 99,417 101,266 1,848 12,241 8,097 20,339 4,596 4,315 280 1,037,537 1,020,253 17,283 104,013 105,
Slide 20: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 0.12 0.13 0.00 2.32 2.68 0.35 78.18 77.63 0.55 0.57 0.55 0.01 1 2 100 2 2 100 3 100 4 100 % 2018 2019 0.67 0.64 0.03 0.71 0.69 0.02 0.17 0.17 0.00 0.04 0.04 0.00 0.49 0.47 0.02 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 18
Slide 21: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 194,710,207 752,825 0.38 198,026,308 629,096 0.31 0.06 6,090,997 12,072 0.19 4,947,212 11,056 0.22 0.02 77,703,674 615,038 0.79 71,842,673 492,509 0.68 0.10 49,543,054 30,905 0.06 52,928,370 28,874 0.05 0.00 187,129,472 114,900 0.06 190,695,746 79,358 0.04 0.01 181,227,650 80,834 0.04 18
Slide 22: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 200,414,539 1,357,985 0.67 203,590,095 1,318,014 0.64 0.03 6,095,997 12,093 0.19 4,958,081 11,113 0.22 0.02 136,708,838 1,313,813 0.96 135,082,556 1,279,986 0.94 0.01 49,551,855 31,069 0.06 52,929,633 28,904 0.05 0.00 192,132,309 341,859 0.17 196,217,319 341,193 0.17 0.00 181,227,650 80,
Slide 23: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 50,674,248 24.60 51,485,414 24.80 811,165 400,000 0.19 1,040,000 0.50 640,000 8,368,139 4.06 9,731,897 4.68 1,363,758 112,491 0.05 112,491 3,990,780 1.93 4,549,736 2.19 558,956 2,141,784 1.03 1,859,682 0.89 282,101 1,195,685 0.58 1,419,008 0.68 223,323 137,135,264 66.57 135,198,460 65.14
Slide 24: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 25,015,921 755,550 21,038,148 475,518 3,977,772 280,032 533,474 4,001 1,146,788 1,665 613,313 2,335 1,660,749 28,626 1,985,771 13,654 325,022 14,972 32,433 5,014 32,433 5,014 32,433 5,014 32,433 5,014 27,242,577 793,192 24,170,708 490,838 3,071,869 302,354 2018 2019 96,909 5,124 5 96,904 5
Slide 25: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 3,951,489 1,122,266 4,549,736 813,852 598,246 308,413 2,141,784 1,106,458 1,859,682 816,565 282,101 289,892 1,195,685 17,468 1,419,008 893 223,323 18,361 1 2 2019 9,212 2018 3,573 2018 2019 7,839,145 122,376 8,913,409 458,664 1,074,264 336,287 6,527,044 32,497 7,426,920 14,041 899,876 46,5
Slide 26: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 124,201 11.99 120,653 11.84 3,548 101,619 9.81 98,694 9.69 2,925 22,582 2.18 21,959 2.15 622 841,648 81.28 844,334 82.91 2,685 600,661 58.01 369,716 36.30 230,944 1 237,820 23.35 237,820 2 1,619 0.15 510 0.05 1,108 59,654 5.76 59,486 5.84 167 13,332 1.28 11,956 1.17 1,375 65,031 6.28 64,
Slide 27: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 5,292,424 100.00 4,942,412 100.00 350,012 15,519 0.29 43,524 0.88 28,005 115,517 2.18 108,064 2.18 7,453 37,289 0.70 31,155 0.63 6,133 930,873 17.58 773,676 15.65 157,196 2,000 0.03 12,983 0.26 10,983 37,695 0.71 48,437 0.98 10,741 3,997,677 75.53 3,782,410 76.52 215,267 155,851 2.94 142
Slide 28: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 79,959,377 44.17 87,567,568 47.84 7,608,191 16,143,580 8.91 7,712,325 4.21 8,431,254 63,410,139 35.03 79,346,271 43.35 15,936,131 405,656 0.22 508,971 0.27 103,315 100,927,190 55.76 95,298,907 52.07 5,628,282 7,096,334 3.92 5,225,651 2.85 1,870,683 93,830,855 51.84 90,073,256 49.21 3,757
Slide 29: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 134,837 134,232 605 2,482 1,686 795 6,870 5,709 1,161 144,190 141,628 2,562 2018 2019 6,120 6,190 69 7,239 7,113 126 949 943 6 1,005 782 223 1,161 1,161 98 77 21 % 2018 2019 0.7 0.7 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 27
Slide 30: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
2018 2019 135,977 248,769 112,792 7 7 44,158 43,373 784 1,385 3,222 1,836 27,525 144,765 117,239 27,051 24,599 2,452 8,569 8,773 203 3,491 2,078 1,413 3,149 1,680 1,469 20,645 20,270 375 1,084,975 121,106 963,868 1,077,133 113,396 963,736 7,841 7,709 131 948,998 127,662 1,076,661 Copyright © 2020 JA
Slide 31: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 0 0 0 0 5,381,637 5,111,652 269,985 5,381,637 5,111,652 269,985 0.00 0.00 2018 2019 958 1,031 72 243 258 15 715 772 57 Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved. 29
Slide 32: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
% 2018 2019 8,879,601 8,965,233 85,631 35,388 32,685 2,702 8,844,213 8,932,547 88,334 56,033,562 57,407,276 1,373,714 53,334,010 54,775,080 1,441,069 8 2,699,551 2,632,196 67,355 8 15.78 15.55 0.22 % 2018 2019 8,888,716 8,974,876 86,159 35,398 32,827 2,571 8,853,318 8,942,048 88,730 56,004,545 57,39
Slide 33: AAA AAA AAA
2018 2019 1,305,786 40,178 AAA 1,359,705 28,113 AAA 165,503 11 AAA 173,975 205 AAA 1,247 52 AAA 1,018 37 AAA 1,472,537 40,241 1,534,699 27,945 99,786 11,624 AAA 38,546 9,390 AAA 1,178,783 6,083 AAA 1,767,354 121,935 AAA 1,278,569 17,708 1,805,900 131,326 2,751,107 22,533 3,340,600 103,380 1 2 3 4 5
Slide 34: Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.
Copyright © 2020 JAPAN POST BANK CO., LTD. All Rights Reserved.