Huntington Bancshares Incorporated · NASDAQ:HBAN
Huntington Bancshares — Morgan Stanley Virtual U.S. Financials Conference 2020
10 slides from Huntington Bancshares's conference presentation, Jun 10, 2020
Slide 1: Morgan Stanley Virtual U.S. Financials Conference
Exhibit 99.1 Morgan Stanley Virtual U.S. Financials Conference June 10, 2020 The Huntington National Bank is Member FDIC. ®, Huntington® and Huntington. Welcome.® are federally registered service marks of Huntington Bancshares Incorporated. ©2020 Huntington Bancshares Incorporated.
Slide 2: Disclaimer: Caution Regarding Forward-Looking Statements
Disclaimer CAUTION REGARDING FORWARD‐LOOKING STATEMENTS This communication contains certain forward‐looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical facts and are subject to numerous assumptions, risks, and u
Slide 3: Current Strategic Priorities
Current Strategic Priorities Focused on delivering top tier performance and superior customer experience Drive organic revenue growth across all business segments Expand expertise‐driven commercial and small business lending through proactive, personalized guidance Extend the reach of our corpor
Slide 4: Pandemic Update: Living our Purpose
Pandemic Update: Living our Purpose Amid the current COVID‐19 pandemic, we are living our purpose to make people’s lives better, help businesses thrive, and strengthen the communities we serve. Paycheck Protection Program (PPP) Colleagues deployed to $6.4 53% of PPP loans Trained over #11 bank in th
Slide 5: Credit Update as of 5/31 (including PPP)
Credit Update as of 5/31 (including PPP) Exposure to High Impact Industries Actions Taken High Impact • Proactively reaching out to customers for open dialogue 14% • Closely monitoring most vulnerable customers • Frequent reviews of at‐risk portfolios Reviewing liquidity and cashflow forecasts A
Slide 6: Balance Sheet & Key Fee Income Drivers Trends
Balance Sheet & Key Fee Income Drivers Trends Positive momentum driven by PPP, deposit inflows, and mortgage originations Period‐End Total Commercial Loan Balances ($ billions) Period‐End Total Deposit Balances ($ billions) $45 $100 $40 $90 $35 $80 PPP Loans Salable Mortgage Origination Volume ($ mi
Slide 7: Near-Term Outlook
Near‐Term Outlook 2Q20 QTD 2Q20E (vs. 1Q20)(1) (vs. 1Q20) Commentary • Commercial loan growth of >10% driven by PPP lending ($4B ADB) and Feb‐ April line draws offset by reduced auto floorplan line utilization Avg Loans +6% +~6% • Consumer loans flat to down 1% as continued growth in residential mor
Slide 8: Important Messages
Important Messages Building long‐term shareholder value Consistent organic growth Maintain aggregate moderate‐to‐low risk appetite Minimize earnings volatility through the cycle Disciplined capital allocation Focus on top quartile financial performance relative to peers Strategic focus on Cu
Slide 9: Basis of Presentation: Use of Non-GAAP Financial Measures
Basis of Presentation Use of Non‐GAAP Financial Measures This document contains GAAP financial measures and non‐GAAP financial measures where management believes it to be helpful in understanding Huntington’s results of operations or financial position. Where non‐GAAP financial measures are used, th
Slide 10: Basis of Presentation: Rounding and Significant Items
Basis of Presentation Rounding Please note that columns of data in this document may not add due to rounding. Significant Items From time to time, revenue, expenses, or taxes are impacted by items judged by management to be outside of ordinary banking activities and/or by items that, while they may
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