Carver Bancorp Inc. · OTC:CARV

Carver Bancorp — Shareholder Meeting (September 2023)

17 slides from Carver Bancorp's shareholder meeting presentation, Sep 14, 2023

  1. Slide 1: Celebrating 75 Years of Service to the Community

    N A S D A Q : C A RV N ASD AQ : C ARV CELEBRATING CELEBRATING 75 YEARS OF SERVICE 75 YEARS OF SERVICE TO TO THETHECOMMUNITY COMMUNITY ANNUAL MEETING OF SHAREHOLDERS September 14, 2023 1

  2. Slide 2: Forward Looking Statements

    Forward Looking Statements Certain statements contained in this presentation are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements which may be identified by the use of

  3. Slide 3: Presentation Highlights

    Presentation Highlights by Michael T. Pugh, President & CEO • 75 Years of Serving our Customers • Social Impact • Fiscal Year 2023 Highlights • Leadership & Governance • Questions and Answers 3

  4. Slide 4: Carver Bank 75th Anniversary

    XY CARVER BANK As we celebrate our 75th Anniversary as one of the nation's largest minority operated banks, we take immense pride in our accomplishments, and unwavering commitment to driving economic empowerment in diverse communities across the Greater New York City area. S¥CARVER BANCORP, INC.

  5. Slide 5: Carver Bancorp, Inc.

    S¥CARVER BANCORP, INC. 5

  6. Slide 6: This year we celebrate our 75th Anniversary

    This year we celebrate our 75th Anniversary. Carver has maintained its mission to provide New Yorkers with access to capital and competitively priced banking solutions. As one of the largest African- and Caribbean-American managed and publicly traded Minority Depository Institutions in the United St

  7. Slide 7: Customer reach, access and convenience remains a top priority

    o Customer reach, access and convenience remains a top priority. o Seven full-service branches and 24/7 ATM centers serve low- to moderate- income communities in Manhattan, Brooklyn and Queens. o Member of the Allpoint, Wells Fargo and JPMorgan ATM networks giving customers access to 84,000 ATMs nat

  8. Slide 8: Community banking and online banking

    macmronnuminane SYCARVER a £ = LS a 5, Bee eet =. — bs a 7 &_ = f 4 Hi ge aver a eee eh a @ ‘ONLINE BANKING : : am SYCARVER ss HAVE DEEP ROOTS. Pl ¢ ARVER Through the years, our ae and personalized services have aligned with community banking principles, positioning us to compete effectively. | _ S$

  9. Slide 9: Empowering Women, Investing in Our Communities

    Ie, . %Y CARVER BANK Sarverbank.com Empowering Women... Investing In Our Communities. Banking with Carver. It's The Right Thing To Do. SYCARVER BANCORP, INC.

  10. Slide 10: Deeply connected through community involvement

    Carver has always remained deeply connected through strong community involvement and relationships. SQ Mount \\ Sinai New York S¥CARVER BANCORP, INC. 10

  11. Slide 11: Leader in Community Banking

    Leader in Community Banking o Launched a $5 million innovative Small Business Microloan Program o Launched a Minority Women Business Pitch Competition with community partners offering $50,000 in grant giveaways o Leveraged federal and state grants for approximately $2 million to support entrepreneur

  12. Slide 12: Fiscal Year 2023 Highlights

    Fiscal Year 2023 Highlights 12

  13. Slide 13: Total Assets, Loans and Deposits

    Total Assets, Loans and Deposits ($ in millions) Total Assets Total Loans Total Deposits CAGR** 7.71% CAGR 11.83% CAGR 7.10% $735 $723 $677 $628 $593 $600 $579 $574 $557 $478 $489 $424 2020 2021 2022 2023 2020 2021 2022 2023 2020 2021 2022 2023 Carver Bancorp’s Fiscal Year begins April 1 and ends Ma

  14. Slide 14: Selected Statistical Data

    Selected Statistical Data 14

  15. Slide 15: Leadership and Governance

    Leadership and Governance 15

  16. Slide 16: Carver Board of Directors

    Carver Board of Directors Lewis P. Jones III Chairman of the Board Since 2013 Dr. Pazel G. Jackson, Jr. Michael T. Pugh Kenneth J. Knuckles Vice Chairman President & CEO Vice Chairman Since 1997 Since 2015 Since 2013 Colvin W. Grannum Jillian E. Joseph Craig C. MacKay Robin L. Nunn Since 2013 Since

  17. Slide 17: Questions and Answers

    Questions and Answers S¥CARVER BANCORP, INC. 17

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