Figure Technology Solutions, Inc. · NASDAQ:FIGR
Figure Technology Solutions — Merger or Acquisition (June 2026)
12 slides from Figure Technology Solutions's merger presentation, Jun 10, 2026
Slide 1: Kiavi Transaction
Kiavi Transaction June 10, 2026
Slide 2: Disclaimer
Disclaimer Cautionary Note Regarding Forward-Looking Statements This presentation contains forward‑looking statements intended to be covered by the safe harbor provisions of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All
Slide 3: Adding an Express Lane on the Blockchain Capital Markets Highway
Adding an Express Lane on the Blockchain Capital Markets Highway + 1 2 3 4 5 Drives Tokenized Bolsters Agent-to-Agent Supercharges Advances Asset Scale: First-Lien Focus: AI Onboarding: Growth: Capital-Light Strategy: Adds over $7B+ in Increases pro forma Establishes a scalable, Expands distribution
Slide 4: Leading Investor Mortgage and Data Platform
Leading Investor Mortgage and Data Platform Key Stats 2025 Key Financials as of 9/30/2025 ~ 75% ~ 7x $7B+ $250M+ / 30% Repeat Business LTV / CAC RTL and DSCR Volume Revenue / Growth %2 24 Strong Credit $100M+ ~$35M Lifetime Securitizations ~ 0.50% Lifetime Realized Expected Cost Synergies Adj. EBITD
Slide 5: Kiavi: Market Leader in Residential Transition Loan Market
Kiavi: Market Leader in Residential Transition Loan Market 12% 9.7% 6.1 5.6 5.0 10% 7.9% 4.1 8% 6% 4.2% 4.1 4.1 3.1% 6.0% 4% 2.1% 2% 0% 2020 2021 2022 2023 2024 2025 Kiavi Existing Home Sales (M) 1. Represents RTL product market share for all purchase transactions <$3M. Market share data based on in
Slide 6: Builds on Figure's Strong Fundamentals
Builds on Figure’s Strong Fundamentals High Growth High Margin Capital Light Financially Compelling < 4 years $200B+ 60% Unlevered simple payback Market opportunity Medium-term Pro-forma JV with Sixth Street of purchase price1; post characterized by Adj. EBITDA margin enables capital light RTL syner
Slide 7: Further Enhancing the Blockchain Capital Markets Flywheel
Further Enhancing the Blockchain Capital Markets Flywheel Issuance • Adds another scaled entry point into the ~$35 trillion U.S. home‑equity available stock and ~$2 trillion annual mortgage issuance markets Distribution • Deploy Kiavi’s RTL / DSCR technology across Figure’s partner base, with a subs
Slide 8: By Fueling the Marketplace with Fast Growing Offerings
By Fueling the Marketplace with Fast Growing Offerings RTL $116B 380+ Existing Figure Partners Independent Regional Banks Mortgage Banks DSCR Credit Unions Fintechs $58B Connect Mortgage Servicers Insurers SMB Lenders Home Improvement Construction $49B 8
Slide 9: Transaction Summary
Transaction Summary Transaction Structure Financial Terms Timing and Closing • Joint acquisition of Kiavi by Figure and Sixth • Total Purchase Price: $717 million • Target closing: Second half of 2026 Street via a newly formed joint venture (JV) • Figure Contribution: $538 million • Subject to custo
Slide 10: Appendix
Appendix 10
Slide 11: Key Operating Metric Definitions Non-GAAP Financial Measures
Key Operating Metric Definitions Non-GAAP Financial Measures Consumer Loan Marketplace Volume: We define Consumer Loan Marketplace Volume as the total U.S. dollar equivalent value In order to better help understand our financial performance, we use several key performance metrics that should be view
Slide 12: ©2026 Figure Technology Solutions, Inc. All rights reserved.
©2026 Figure Technology Solutions, Inc. All rights reserved.
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