Afp Habitat Sa · BCS:HABITAT
Afp Habitat Sa — Q2 2026 Earnings Presentation
12 slides from Afp Habitat Sa's earnings presentation, June 2026
Slide 1: Company Presentation Q2-2026 Results
Company Presentation Q2-2026 Results June 2026
Slide 2: Key Indicators
Key Indicators Habitat Contributors [Q] Habitat Contributors Market share [%] Average Base Salary [clp] -4,1% -0,6% +6,3% 926.334 921.733 888.205 16,0% 15,4% 15,4% 1.558.469 1.611.367 1.657.234 jun-25 dic-25 jun-26 jun-25 dic-25 jun-265 jun-25 dic-25 jun-26 Total AUM [MM clp] APV AUM [MM clp] CAV AU
Slide 3: Income Statements
Income Statements Current Exercise Last Exercise INCOME STATEMENT [M$ clp] Var % Jun 2026 Jun 2025 Ordinary Revenues 135.591.763 130.843.587 3,6% Employee related Expenses (less) -27.816.505 -28.736.482 -3,2% Other operating expenses (less) -18.828.625 -18.684.035 0,8% Depreciation and Amortization
Slide 4: Financial Indicators
Financial Indicators REVENUES [MM clp/ Year] EBITDAR [MM clp/ Year] +3,6% 263.248 +11,2% 166.474 130.844 135.592 82.851 92.136 jun-25 dic-25 jun-26 jun-25 dic-25 jun-26 EBITDA [MM clp/ Year] NET PROFIT [MM clp/ Year] +9,4% +9,8% 246.128 168.951 116.849 127.820 80.186 88.024 jun-25 dic-25 jun-26 jun-
Slide 5: AFP Habitat: Nominal Return on Investment Chile
AFP Habitat: Nominal Return on Investment Chile 3rd place for E Fund, 4th place for D Fund, 6th place for B and C Funds and 7th place for A Fund in the last 36 months (July 2023 – June 2026). Fund E Fund A Fund B Fund C Fund D AFP Most Most Risky Risky Intermediate Conservative Conservative Capital
Slide 6: Revenues Breakdown
Revenues Breakdown Current Exercise Last Exercise Ordinary Revenue [MM clp] VAR VAR % Jun 2026 Jun 2025 Fee for mandatory accreditations [8] 124.791 121.098 3.692 3,0% Voluntary Pension Savings (APV) commission 4.353 3.804 549 14,4% Voluntary savings account (CAV) commision 2.636 2.271 365 16,1% Sch
Slide 7: Operating Expenses Breakdown
Operating Expenses Breakdown Current Exercise Last Exercise Employee Expenses [$MM clp] VAR VAR % Jun 2026 Jun 2025 Administrative Staff Wages and Salaries -13.118 -14.004 -886 -6,3% Sales Staff Wages and Salaries -8.613 -8.571 42 0,5% Short – term Employee Benefits -2.434 -3.541 -1.107 -31,3% Expen
Slide 8: Balance
Balance Current Exercise Last Exercise Jun ASSETS [M$ clp] Var % Jun 2026 2025 Cash and Equivalents 46.257.727 27.548.974 67,9% Financial assets at fair value through profit or loss 36.152.204 29.036.081 24,5% Commercial Debtors and Accounts Receivables, Net 13.244.297 12.133.279 9,2% Accounts Recei
Slide 9: Industry Overview: AFP Habitat managed the biggest amount of total Assets
Industry Overview: AFP Habitat managed the biggest amount of total Assets, with a market share of 26,4%. Total Assets Under Management (Jun 2026) Market share UNO $ CLP MM CAPITAL PROVIDA 2,2% 61.913.624 18,6% 19,9% 43.626.848 46.557.497 40.457.866 PLANVITAL 6,9% 17,3% CUPRUM 20.639.742 16.128.456 8
Slide 10: Industry Overview: Third AFP by quantity of Monthly Contributors
Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Monthly Contributors, with a market share of 15,4% at the end of June 2026. Affiliates Contributors UNO UNO CAPITAL CAPITAL 13,8% 12,5% 12,8% (1.684.918) 11,5% (721.178) CUPRUM (736.265) CUPRUM (1.405.715) 4,5% 6,3% (550.650)
Slide 11: Industry Overview: Base salary increased 6,3% since June 2025
Industry Overview: AFP Habitat has increased in 6,3% the base salary since June 2025. Average Salary Base [clp] 1.535.583 CAPITAL +6,3% 2.331.030 CUPRUM 1.558.469 1.611.367 1.657.234 1.657.234 HABITAT HABITAT 1.198.557 MODELO 1.218.885 PLANVITAL jun-25 2025 jun-26 1.145.141 PROVIDA 970.398 UNO +7,0%
Slide 12: Stock Performance
Stock Performance Stock Price [$ CLP] 2.000 1.522 1.500 1.314 925 910 938 910 825 855 1.000 814 800 610 670 506 466 484 500 630 696 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 06/26 Market Cap [$ USD Billions] -14,7% 1,93 2,0 1,67 1,50 1,52 1,42 1,5 1,30 1,21 1,33