Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q3 FY2020-21 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Feb 11, 2021
Slide 1: Intimation under Regulation 30 to stock exchanges
HUDCO/CS/SE/2021 11th February, 2021 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai- 400051 Scrip Code- 540530 NSE Symbol- HUDCO Sub: I
Slide 2: Investors Presentation & Performance Highlights Q3/Nine Month FY 2020-21
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q3/NINE MONTH FY 2020 - 21 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research.
Slide 3: Financial Highlights
FINANCIAL HIGHLIGHTS (Amount in ₹ Crore) 80000 Period ended 74279 77900 December-19 60000 Period ended Balance 40000 December-20 Sheet 20000 12179 12897 0 Total Assets Net Worth 6000 5000 5671 5500 4000 Income 3000 Statement 2000 1000 1965 1831 1629 1465 1267 1052 0 TOTAL INCOME NII PBT PAT 15000 10
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 359.13 16.40 - 3,731.26 40.00 19.00 - 375.53 3,790.26 27,123.00 Housing 26.70% 1.13% - 29.97% 48.39% 0.59% - 9.45% 19.01% 78.73%
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 500.00 30.38 2,200.00 2,301.07 338.08 282.26 2,062.15 2,730.38 4,983.56 27,387.26 Housing 35.56% 2.70% 96.29% 56.00% 48.23% 1
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Discipline-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 500.00 - 2,200.00 2,111.25 318.08 282.26 2,051.50 2,700.00 4,763.09 27,023.59 Social Housing 35.56% - 96.29% 51.39%
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Borrower-wise Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21* 2019-20 2018-19 Government 75,247.13 75,341.62 75,333.26 73,722.00 71,420.98 72,879.27 72,627.93 75,247.13 73,722.00 7
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Particulars Q3 Q2 Q1 Q4 Q3 Q2 Q1 2020-21^ 2019-20 2018-19 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 17,388.47 Tax Free Bonds 28.13
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in ₹ Crore) Financial Year 20-21 Financial Year 19-20 For the Financial Year Q3 Q2 Q1 Q4 Q3 Q2 Q1 Particulars 2020-21^ 2019-20 2018-19 Taxable Bonds 940.00 800.00 4,610.00 1,400.00 - 3,810.00 2,485.00 6,350.00 7,695.00 24,010.00 Refinance from -
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS December, 2020 December, 2019 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) I. Stage 1 72,080.18 92.54 69,106.45 93.02 II. Stage 2 2,709.24 3.48 1,489.41 2.00 III. Stage 3 3,103.64 3.98 3,698.46 4.98 Total 77,893.06 100 74,294.32 100 Total
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in Rs. Crore) Quarter Ended Nine Months Ended st st st st Particulars 31 December, 2020 31 December, 2019 31 December, 2020 31 December, 2019 (Reviewed) (Reviewed) (Reviewed) (Reviewed) Income: - Revenue from Operations 1,845.19 1,793.54 5,475.20 5,643.63 - Other Income
Slide 12: Key Indicators
Key Indicators Quarter Ended Particulars December,2020 December,2019 Yield on Loan (%) (Annualised) 9.76% 10.49% Cost of Funds (%) (Annualised) 7.81% 7.90% Interest Spread (%) 1.95% 2.59% 3.29% 3.66% Net Interest Margin (%) (Annualised) Interest Coverage Ratio (times) 1.41 1.45 Debt Equity Ratio (ti
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n th st 29 January, 2021 31 December, 2020 Particulars % % President of India 89.81% 89.81% Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.10% 0.10% Resident Individual/ Employees 6.67% 6.68% Mutual fund/ AIF 0.56% 0.56% Nationali
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgement and are advised to make their own calculations before deciding on any matter based on the
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