Wintrust Financial Corporation · NASDAQ:WTFC

Wintrust Financial — Q1 2012 Earnings Presentation

5 slides from Wintrust Financial's earnings presentation, Apr 19, 2012

  1. Slide 1: NPLs (at quarter-end)

    NPLs (at quarter-end) $160,000 $150,000 $140,000 $130,000 $120,000 $110,000 1Q 2011 202011 = 3Q2011- 4Q2011 1Q 2012 Sin thousands

  2. Slide 2: NPLs to Total Loans (at quarter-end)

    1.70% 1.60% 1.50% 1.40% 1.30% 1.20% 1.10% 1.00% NPLs to Total Loans (at quarter-end) 192011 2Q2011 3Q2011 4Q2011 192012

  3. Slide 3: NPL Inflows (by quarter)

    $65,000 NPL Inflows (by quarter) $55,000 $45,000 $35,000 $25,000 —$—_ $15,000 102011 Sin thousands 202011 3a2011 42011 102012

  4. Slide 4: Total Earning Assets and Trade Date Securities Receivable

    The graph below displays the trend of period-end and quarterly average balances of total earning assets and trade date securities receivables. During the quarter ended March 31, 2012, average total earning assets and trade date securities receivables were lower than period-end balances as the Compan

  5. Slide 5: Key operating measures and growth rates for the first quarter of 2012

    Wintrust’s key operating measures and growth rates for the first quarter of 2012, as compared to the sequential and linked quarters are shown in the table below: Three Months Ended % or (4) basis point (bp) change from % or basis point (bp) change from March 31, December 31, March 31, 4th Quarter 1s

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