Regions Financial Corporation · NYSE:RF
Regions Financial — Investor Day (February 2019)
18 slides from Regions Financial's investor day presentation, Feb 27, 2019
Slide 1: Investor Day 2019: Leveraging experience and focused execution for profitable growth
Exhibit 99.5 Investor Day 2019 Leveraging experience and focused execution for profitable growth Bill Ritter| Head of Wealth Management
Slide 2: Bill Ritter, Head of Wealth Management Group
Bill Ritter Head of Wealth Management Group Bill Ritter serves as Head of the Wealth Management group at Regions. The Wealth Management group includes Private Wealth Management, Investment Services, Institutional Services and Asset Management. Ritter is a member of Regions’ Executive Leadership Team
Slide 3: Key takeaways: Wealth Management
Key takeaways Wealth Management LEVERAGE THE UNIQUENESS OF OUR BUSINESS MODEL AND DEEP EXPERTISE to generate 1 continued and sustained growth. UTILIZE PARTNERSHIPS AND DATA‐DRIVEN INSIGHTS to deepen existing client relationships, 2 acquire new relationships and promote growth in new markets. FOCUS O
Slide 4: Wealth Management overview
Wealth Management overview Wealth Management Total Revenue Regions Wealth Management combines expertise in Private Wealth, Institutional Services, Asset Management and Investments Net Interest Income 38% $510M Non‐Interest Income 62% Components and Capabilities • Customized Banking and Lending Solut
Slide 5: Wealth Management revenue and profitability overview
Wealth Management revenue and profitability overview Non‐Interest Income Assets Under Management ($ in millions) ($ in billions) $31.2 $316 $27.1 +15% +19% $265 2015 2018 2015 2018 Profitability (pre‐tax) Efficiency Ratio ($ in millions) $148 71.9% $99 +49% ‐430 bps 67.6% 2015 2018 2015 2018 Overvie
Slide 6: Our core markets - protect and grow
Our core markets ‐ protect and grow >75% of total Wealth business is in our core markets High Net Worth Demographics: • Median Age: 62 • Average Household Income: $145K • Average Account Size: $1.2M Opportunities: • Continue to accelerate partnerships and Core Markets referrals with Commercial teams
Slide 7: Experience, expertise and extensive resources
Experience, expertise and extensive resources Delivering the bank with one local team Client Trust Lending Trust & Estate Advisor Advisor Customized Lending Administration Solutions Financial Wealth Wealth Brokerage Services Advisor Strategist Wealth Assessment Advisor and Planning NRRE Portfolio Na
Slide 8: The path to a differentiated approach
The path to a differentiated approach One Team Lower Entry • Ongoing success with partnerships • Lower entry is key to delivering in core throughout the bank allow for markets, however, the average account is holistic solutions for clients ~3x minimum • Partnership Success=Business One Lower • Fee r
Slide 9: Full suite of solutions to meet any client need
Full suite of solutions to meet any client need Mass Affluent High Net Worth Institutions and Corporations • Investment Management & Brokerage • Liquidity Management • Corporate Trust • Financial Planning • Credit and Risk Management • Endowments & Foundations • Annuities • Investment Management and
Slide 10: Delivering differentiated and specialized capabilities
Delivering differentiated and specialized capabilities Natural resources and real estate Specialists include: Registered Foresters, Licensed Geologists, Certified Land and Farm Managers, and Certified Real Estate Professionals Regions has employed bankers in this specialty for over 62 years Actively
Slide 11: Modern and efficient - a win-win solution
Modern and efficient ‐ a win‐win solution Regions Wealth Platform (RWP) Strategy: Further investment and use of industry‐leading wealth platform that combined 12 systems into one (SEI), improved efficiencies and enhanced associate and client experience. Benefits: • Significant run‐rate savings annua
Slide 12: A holistic, digital approach to planning and advice
A holistic, digital approach to planning and advice rTrac Wealth Planning Strategy: Continued expansion and utilization of sophisticated Wealth Management Planning tools Benefits: • Allows clients to connect all accounts for a consolidated view of entire financial picture • Interactive planning anyt
Slide 13: Looking ahead - delivering value through innovation and insights
Looking ahead ‐ delivering value through innovation and insights Enhanced Customer Relationship Digital Advisor Capabilities Management Solution Industry‐leading, centralized client management A sophisticated platform utilizing automated, solution providing robust productivity and client algorithm‐b
Slide 14: Positioned for growth - a synergistic approach
Positioned for growth ‐ a synergistic approach Private Wealth Growth Strategy Expanding in three key markets – Houston, Orlando, Atlanta Focused on meeting clients’ needs, delivering excellent client service, developing long‐term relationships and producing strong financial returns. Rationale Sync
Slide 15: Key takeaways and Wealth Management financial expectations
Key takeaways Wealth Management LEVERAGE THE UNIQUENESS OF OUR BUSINESS MODEL AND DEEP 1 EXPERTISE to generate continued and sustained growth. UTILIZE PARTNERSHIPS AND DATA‐DRIVEN INSIGHTS to deepen existing client relationships, acquire new relationships and promote 2 growth in new markets. FOCUS O
Slide 16: Appendix
Appendix INVESTOR DAY 2019 | Wealth Management | 16
Slide 17: Forward looking statements disclosure
Forward looking statements disclosure This presentation may include forward‐looking statements as defined in the Private Securities Litigation Reform Act of 1995, which reflect Regions’ current views with respect to future events and financial performance. Forward‐looking statements are not based on
Slide 18: Forward looking statements disclosure (continued)
Forward looking statements disclosure (continued) • Our ability to identify and address cyber‐security risks such as data security breaches, malware, “denial of service” attacks, “hacking” and identity theft, a failure of which could disrupt our business and result in the disclosure of and/or misuse