Home Bancshares, Inc. · NYSE:HOMB
Home Bancshares — CCFG Fireside Chat (June 2020)
11 slides from Home Bancshares's conference presentation, Jun 30, 2020
Slide 1: HOMB CCFG Fireside Chat June 2020
HOMB CCFG Fireside Chat 30 June 2020
Slide 2: Forward Looking Statement
Forward Looking Statement This presentation may contain forward-looking statements regarding the Company’s plans, expectations, goals and outlook for the future. Statements in this presentation that are not historical facts should be considered forward-looking statements within the meaning of the Pr
Slide 3: Centennial Commercial Finance Group Platform
Centennial Commercial Finance Group Platform Acquired by Centennial Bank in Q1 2015 Established in 2008 Managed ~$3B of assets at peak (2014) Centennial Bank Acquired Platform + $289MM CRE Portfolio CCFG Represents ~10% of HOMB Assets CCFG targeted at 10-15% of total portfolio CCFG Provides HOMB acc
Slide 4: CCFG Business Lines: Platforms Focused on Specialty Commercial Lending
CCFG Business Lines: 2 Platforms Focused on Specialty Commercial Lending High Touch Portfolio of Less Than 100 Credits Across C&I and CRE Commercial Lending Platforms C&I: Centennial Commercial Asset Management 45 participations in C&I credits & Structured Facilities Highly diversified portfolio by
Slide 5: Commercial Asset Management: $429MM C&I Portfolio
Centennial Commercial Asset Management: $429MM C&I Portfolio Structured Facilities: Senior Structured Multi Asset Loans 7 Positions Average Position: $22MM Outstanding; $39MM Committed Largest Facility: $75MM (Asset Backed, Commercial Finance Company) Multi-Asset Structures and Super-Priority Struct
Slide 6: Commercial Asset Management: Industry Concentrations
Centennial Commercial Asset Management: Industry Concentrations Top 10 Industries Represent 90% of the Total C&I Portfolio Industry # of Credits Outstanding ($MM) % Asset Manager / Commercial Finance Co. 6 $96 22% Consumer Goods / Services/ Food 10 $63 15% Energy (Multi-Asset Facility) 1 $50 12% Tel
Slide 7: Property Finance: $1,239MM CRE Portfolio
Centennial Property Finance: $1,239MM CRE Portfolio Structured Facilities: Multi-Asset Revolving Loans 8 Facilities with $335MM Outstanding ($528 in Total Facilities) Weighted Average Loan to Value: 39% Facilities designed to allow for repeat borrowings under the same loan Longer Duration: Average F
Slide 8: Property Finance: National Lending Program
Centennial Property Finance: National Lending Program New York Primary Office: Originations, Underwriting, Servicing & Asset Management 23 Credits totaling $523MM ($743MM Committed) West Coast Opened Los Angeles Office – 2017 17 Credits totaling $492MM ($792MM Committed) South + Central Opened Dalla
Slide 9: Construction Portfolio: $1,078MM Commitment ($343MM Outstanding)
Construction Portfolio: $1,078MM Commitment ($343MM Outstanding) Select Projects (21) With In-House Servicing and Asset Managers Low Leverage with Significant Sponsor Equity and Subordinated Debt Weighted Average Loan to Value: 45% Weighted Average Loan to Cost: 51% Majority of Loans (55%1) are on R
Slide 10: Contact Information
Contact Information Corporate Headquarters Home BancShares, Inc. 719 Harkrider Street, Suite 100 P.O. Box 966 Conway, AR 72033 Financial Information Donna Townsell Director of Investor Relations (501) 328-4625 Website www.homebancshares.com
Slide 11: | June 2020 www.homebancshares.com
NASDAQ: HOMB | June 2020 www.homebancshares.com