Barclays Plc · LSE:BARC
Barclays — IPO Roadshow (August 2016)
68 slides from Barclays's IPO roadshow presentation, Aug 3, 2016
Slide 1: Barclays PLC H1 2016 Results Announcement Fixed Income Investor Presentation
Free Writing Prospectus Filed Pursuant to Rule 433 Reg-Statement No. 333-195645 Barclays Fixed H1 2016 Income Results PLC Investor Announcement Presentation July 2016
Slide 2: Strategy & Performance Overview
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Strategy Overview LEVERAGE &STRUCTURAL Performance & & HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 3: Our strategy is delivering
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Transatlantic Our Strong New Non-Core Continued Sell c.10bps CET1 Reduce ratio Capital Group 3Barclays LEVERAGE strategy down <60% cost benefit RoTE Core strength costs H1 guidance closure Barclays STRUCTURAL momentum, returns is 2016 &Consumer, converging & O
Slide 4: Our strategy: diversification and H1 2016 progress
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Our Since Helped Residential £800m Raised Joint ENAV?s In Confident Some Business 4Barclays LEVERAGE a more strategy Global EU understandable €750m of start €760m UK Corporate H1 and Referendum uncertain sterling we STRUCTURAL mortgage c.2,0004 Advised remains
Slide 5: H1 2016 financial highlights
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Financial Double Robust Continuing Continued Preserving 5Barclays LEVERAGE capital digit H1 highlights STRUCTURAL focus book Non-Core 2016 Core &&ratios: HOLDCO MREL/TLAC REFORM value: onFixed returns: TRANSITION reducing –CET1 Q216 momentum: TNAV Income Under
Slide 6: Well balanced and diversified business mix
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Resilience 4% 21% Barclaycard WEBB 22% 7% Markets 1% 8% 24% Banking Consumer, Well Diversified 3% 2% 31% 54% 290 Africa 10% Geographic 6Barclays LEVERAGE Average 2014 UK 320 Americas Asia 18% 0% -1% Europe balanced and 2% 510 330 Bank H1 2015 160 STRUCTURAL fr
Slide 7: Group performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Statutory Three Income Impairment(488)(393)(24%) Tax(467)(324)(44%) Other Profit NCI Attributable Performance Return Cost: Loan Basic Jun-16 Risk –Notable Litigation Total 7Barclays Operating Litigation Own Gain Gains Provisions LEVERAGE –weighted operating 50
Slide 8: Core performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Core: Business Three Income Impairment(462)(373)(24%) Other Profit Attributable Performance Return Average Cost: Loan Basic Jun-16 Risk offsetting Notable 615 –Visa Total 8Barclays Operating Litigation Own Gain Gains Provisions LEVERAGE -Europe weighted operat
Slide 9: Non-Core performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Non-Core: Business Three Income(344)(242) Impairment(26)(29)(20) Total Other Loss Attributable Performance Average Period Basic Risk Notable Material –assets features(182) Q216 Negative increased Key -RWAs Lower 9Barclays Business Derivatives Portugal Capital
Slide 10: Continued Non-Core rundown
STRATEGY CAPITAL PERFORMANCE & OVERVIEW -Continued Priority 51 £4bn 110 19 Businesses Italy Remaining Egypt/Zimbabwe Expected RWAs Barclays 10RWA Strong LEVERAGE 47Retail c.20 10 (£bn)15 c.£3bn reduction 8remains ispipeline Risk H1 10 pro-forma to STRUCTURAL good Businesses Derivatives Dec-13 2016 c
Slide 11: Capital & Leverage
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Capital LEVERAGE & Leverage STRUCTURAL && HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 12: Strong capital ratio progression
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Strong Fully 442 Organic RWAs(£bn) 11.4% 9.1% 10.3% 1,365 1,028 3.7% c.120bps Dec-13 –3.0% CET1 Leverage The capital ratio Barclays 12CET1 GBP LEVERAGE 402 30bps increase further 4.5% Loaded 1,233 Leverage ratio accretion 11.3% depreciation CET1and Dec-14 capi
Slide 13: Managing capital requirements and buffers
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Managing Illustrative Minimum Buffer Future 11.2% Previous Current 7.8% 8.7% 7.2% 2.2% 4.5% Jan-16 CET1 As The breaching Key CRD De-risking Pillar Barclays? Guidance RWA Expect While Barclays 13 LEVERAGE capital management regulatory IV Shifts 0.5% 2.2% 4.5% d
Slide 14: Managing capital: regulatory and stress test requirements
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Managing Barclays? Minimum 2016 G-SIB Capital Regulatory 1.5% c.1- LEVERAGE StressPillar buffer management H116 11.6% 1.9% 7.8% 0.6% Conservation CET1management expected CRD capital STRUCTURAL 2A minimum buffer24 •10.1%&& for CET1 11.2% 2015 9.0% 1.5% HOLDCO M
Slide 15: Evolving capital structure
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Evolving over Illustrative Transitional 18.7% LEVERAGE Total M — 4.1% osttime respectively capital (£15.0bn) CRD STRUCTURAL OpCoevolution and & & IV HOLDCO MREL/TLAC REFORM ratio ?3% fully-loaded capital TRANSITION capital ?17%to of Capital and, is to 18.7% CR
Slide 16: Group RWAs allocation
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Capital Group £366bn 47 4328 Head Includes Non-Core 67 WEBB30 31 24 23 26 Banking Markets Barclays 16 LEVERAGE Non-Core: Barclays Barclaycard Operational Market Counterparty Head Office RWAs allocation £366bn businesses fees H1 Mortgages STRUCTURAL Risk: Offic
Slide 17: Continued leverage ratio strength
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Continued Leverage L&A SFTs 4.3% 4.5% 1,155 1,233 3.7% 117 690 Dec-14 Highlights Decrease Core Regulatory From leverage The Barclays 17 LEVERAGE 157 671 £73bn average drove Undrawn and 4.2% 1115 January Dec-15 112 708 ratio H1 in exposure32 other 1,028 STRUCTU
Slide 18: Holding company transition and MREL/TLAC
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Holding LEVERAGE company STRUCTURAL & & HOLDCO MREL/TLAC REFORM transition TRANSITION &LIQUIDITY and FUNDING MREL/TLAC ASSET QUALITY CREDIT RATING APPENDIX
Slide 19: TLAC and MREL requirements
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Pillar TLAC H116 CBR 13% 16% 8% FSB Compliant MREL 2019. However, Barclays 19 LEVERAGE Loss—8% TLAC absorbtion 1.1% 1PRA This and MREL27 expected TLAC requirements H1 as STRUCTURAL with provides MREL c.4.5% Equal FSB rules 2016 &&minimum HOLDCO 1MREL/TLAC REFO
Slide 20: Illustrative MREL/TLAC issuance needs
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Illustrative c.£6bn we Snr: to This T1: T2: accretion, Precise CET1 (£42.4bn) Key End Spot Jun-16 BoE Barclays 20 LEVERAGE hold currently 5.5 0.8% requirement At assumptions Transitional would RWAs relative p.a. Jun-16 acomposition year H1 17.0% minimum, (£2.9
Slide 21: Continued progress on capital and funding
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Continued (£bn) –Total PRA By 0.0 BB 5.0 First 2.6 2016 Barclays 21Barclays LEVERAGE contractual 0.1 1.1 3.0 PLC call transitional 2017 term Dec-15 0.0 2.6 Tier H1 date STRUCTURAL vanilla progress PLC Bank 0.0 2.7 2018 2016 & & 12Jun-16 2.5 0.2 1.0 maturity ca
Slide 22: Illustrative loss absorption waterfall
STRATEGY CAPITAL PERFORMANCE & OVERVIEW UK OpCo BRRD Total regulatory Each STEP same LEVERAGE However, 34Seniorapproach OpCo Otherwaterfall ABSORBTION Tier External Equity PONV 2class2company holder, 1Illustrative 22 OpCo Loss BarclaysTLAC with STRUCTURAL capital UK losses & Unsecured internal compa
Slide 23: Barclays PLC balance sheet
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Balance As 31 23 £m LEVERAGE at Assets Loans As Derivative Liabilities Investment Deposits Subordinated Debt due securities Retained Total Barclays £m sheet Dec-15 Shareholders’ included Called Share Other Capital Bank at PLC STRUCTURAL tosecurities assets The
Slide 24: Structural Reform
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Structural LEVERAGEReform STRUCTURAL && HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 25: Simplifying Barclays: structural reform
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Simplifying UK Banking Summary PBT: Formation ?returns Barclays 25Expect LEVERAGE consumer £1,080m and c.£20bn that afinancials UK H1STRUCTURAL of PLC well our 2016 & Barclays both & the and PBT: HOLDCO MREL/TLAC L REFORM business constructs? UK of 41 Fixed di
Slide 26: Progress on structural reform
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Progress transferred Divisional Enterprise-wide Integrated legal constructs Successfully US Holds Compliant Barclays 26 LEVERAGE IHC UK allMultiple on PLC41 UK H1 Ring-fenced existing under differentiated provide STRUCTURAL UK with 42 Group 2016 launched & Lik
Slide 27: Anticipated funding of divisional constructs
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Anticipated Divisional and Formation prior Funding Deposit —Retail —Business constructs —Equity, entity Legal —Secured Other —Short-term Barclays 27 LEVERAGE Barclays digital toOther operating from 1funding: sources: deposits—Mid PLC41 UK H1 January debt Term
Slide 28: Liquidity & Funding
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Liquidity LEVERAGE&STRUCTURAL Funding & & HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 29: Maintaining high quality liquidity
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Maintaining funding High LCR44 124% referendum, 149 27 132 37LEVERAGE 26 46 85 145 quality 133% Group profile 22 149STRUCTURAL 26—82% in a129% Quality liquidity &&robust liquidity particular government 75 55—92%HOLDCO MREL/TLAC REFORM TRANSITION 124% of liquid
Slide 30: Diverse wholesale funding profile
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Continue Deposits Public 13% 15% ?Wholesale 21% 10% 6% 8% 5% 11% > By Key Total referendum, —c.£0.9bn -The in Barclays 30£70bn Long-term Private £5.0bn £1.1bn 15631LEVERAGE 2016 currency46 month mth mths years 11% > 13% Group messages > Subordinated 18% wholes
Slide 31: Wholesale funding composition
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Wholesale >1 As ?1 months Deposits Certificates commercial Asset (public Senior (private Covered ABS Subordinated Other47 Total Barclays 31 LEVERAGE year month at — 27.5 as 30 backed unsecured benchmark) benchmark)—1.5—3.8 months placements) placement)49 at 0.
Slide 32: Asset Quality
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Asset LEVERAGE quality STRUCTURAL & & HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 33: Stable asset quality
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Stable Retail stable Dec-15 8.1% 66%LEVERAGE 3.3% 1.8% 7.4% 1.5% 47bps Loan CRL CRLs Barclays UK L&As50 Jun-16 Wholesale Dec-15 CRL STRUCTURAL % Loss 3.6% 1.4% deterioration 3.9% & 39bps & in CRL& coverage of CRLs HOLDCO proportion MREL/TLAC REFORM Gross Rate
Slide 34: Asset quality trends
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Asset CRL 4.4% Gross 5,672 1.4% …while £m 90-day UK 1.6% 0.2% 0.3% Impairment Coverage Both Barclays 34 LEVERAGE 5.1% 63.0% Cards Mortgages as UK P&L 2010 quality 2.0% L&A delinquency %CRL H1 Cards ratios of STRUCTURAL 66.0% charge 2011 1.8% 2.8% charge charge
Slide 35: Prudent risk appetite and stress test results
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Prudent Bank (peak 2014 GDP 480 340 Interest 160 BoE 2015 Unemployment Lowest Evidence Maintained -High delinquency Barclays 35 Remain Intentionally Resilient LEVERAGE Unemployment Stress growth 500 quality, of stress) stress rate and England Bank H1 conservat
Slide 36: UK mortgages
STRATEGY CAPITAL PERFORMANCE & OVERVIEW UK BoE 2014 4% 0% Mortgages £m 02500 Key High -Consistently Low 2% Other BTL SVR Barclays 36 005 Average >90 UKLEVERAGE Peers 3% 9% Mortgages 400 Messages Stress proportion 2015 2006 quality, mortgage day mortgages 2% 300 Bank H1 Barclays LTV56 arrears STRUCTU
Slide 37: UK and US cards delinquency
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Breakdown Early 30% Q2 10% 20% Key History -improve CRL UK 140% 100% H112 0% Barclays 37 UKLEVERAGE 07 08 and Cards Messages Early Coverage cards Delinquency FY12 80% Q2 of US or H1 08 09 US strong STRUCTURAL Delinquency CRL deteriorate 60% by Cards H113 2016
Slide 38: UK commercial real estate
STRATEGY CAPITAL PERFORMANCE & OVERVIEW BoE 2014 18% 0% UK 0.3 8.6 Key -Stable Past development Barclays 38 Total LEVERAGE 0.1 Commercial messages due Stress 15% 2015 and UK collateral 0.1 balances Bank H1 12% STRUCTURAL limited <=75% CRE Tests 2016 & lending &19% HOLDCO MREL/TLAC REFORM exposure ba
Slide 39: Level 3 assets
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Level As 86 140 11,013 £37bn 7,330 Financial Assets Barclays 39 LEVERAGE 4,947 at Dec-15 7,424 36,771 included 5,418 assets H1 1,022 assets STRUCTURAL 2016 £31bn & Total: As &4,822 HOLDCO MREL/TLAC designated REFORM in atFixed disposal TRANSITION Jun-16 17,758
Slide 40: Energy and commodity exposure
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Limited Key Total Majority (E&P), 3% Exposure -If throughout Refining c.£250m 62% Or c.$25 Barclays 40Majority oil LEVERAGE if19% stats Midstream prices credit per for oil value E&P H1 of 4% Good barrel, toof STRUCTURAL example, 2016, and reduced risk exposure
Slide 41: Credit ratings
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Credit LEVERAGE ratings STRUCTURAL && HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 42: Credit ratings summary
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Ratings Senior Standard Short BBB (B A-2 Pre-referendum Outlook Post-referendum Pre-referendum, Rating All HoldCo -Punitive Barclays 42 S&P Ratings No Expected LEVERAGE PLC—HoldCo) rating P-1 HoldCo Baa3 Term and Long actions aand F1 HoldCo PLC Bank is H1 &and
Slide 43: Rating agency methodology: S&P, Moody's, Fitch
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Standard Stand-Alone Anchor Stand-alone rating Risk Funding Notching Additional Government factors Group HoldCo OpCo Liability Post-referendum ratings Barclays 43 LEVERAGE position Capital senior support bbb+ senior and OpCo rating H1 &(HoldCo) STRUCTURAL ALAC
Slide 44: Rating agency notching
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Standard Stand-alone bbb+ rating HoldCo T1 T2 Contractual Loss Bail-in Notching feature(cum) to (non Coupon skip outcome legacy Structural Total subordination -3 notching Rating Liability ratings outlook Barclays 44 LEVERAGE trigger -2 -6 AT1 T2risk cum) -2 -3
Slide 45: Appendix
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Appendix LEVERAGE STRUCTURAL & & HOLDCO MREL/TLAC REFORM TRANSITION &LIQUIDITY FUNDING ASSET QUALITY CREDIT RATING APPENDIX
Slide 46: Our strategy: transatlantic consumer and wholesale bank
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Our Transatlantic Accelerate UK Continued 13.6% Settle Well Diversified Africa Personal CC&P 18% Barclaycard Capital 21% By 831% 46 22% 7% 10%LEVERAGE 8% consumer strategy 2% capitalised, remaining Americas 24% Markets Banking Barclaysand RoTE62 3% Consumer WE
Slide 47: Focused UK consumer franchise
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Focused Differentiated Personal Leading Barclaycard UK #1 record Banking Business Slide Wealth Barclays 47 LEVERAGE UK 64asof with credit presented the UK and 16 UK: H1 and STRUCTURAL million our Deepening increased 2016 consumer &23% card & driving through HO
Slide 48: Diversified transatlantic wholesale franchise
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Diversified Scale Top Corporate Investment #1 Bank Strong Delivering #2 Payments transatlantic Merchant Acquiring Barclaycard Barclays 48 LEVERAGE US arranger 69tier and fee growth investment Corporate H1 c.£300bn strength and resilient and share business STRU
Slide 49: Barclays Africa Group sell-down
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Intention Impact c.£2bn Headcount Rationale 100% requirements FY15 17.0 3.0 8.3% BAGL 8.7 Sell-down Barclays 49 LEVERAGE 11.7 RoE returns financial RoE c.40,000 ofH1 to dilution for sell-down18 STRUCTURAL will uplift reduce Africa 2016 & present & sell-down (%
Slide 50: Generating strong returns
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Generating 10.7% 11.2% 9.8% 6.3% –7.1% RoTE Core 39.6 36.3 32.9 Q314 Barclays 50Consumer, LEVERAGE 40.7 36.4 34.6 return average –Q414 excluding 11.3% 13.4% Corporate Corporate H1 37.7 24% STRUCTURAL aon Q115 2016 Cards & consistently & tangible 10.7% 14.0% 38
Slide 51: Group financials excluding notable items
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Group Three Income Impairment(488)(393)(24%) Tax(357)(472) Other Profit NCI Attributable Performance Return Cost: Loan Basic Jun-16 Risk –Notable Litigation Total Barclays 51Operating Litigation Own Gain Gains Provisions LEVERAGE –weighted operating 507(72) lo
Slide 52: Core income and NIM
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Core –Income7 25bps Structural -Net hedge Non-interest 4.66 4.62 3.91 3.54 1,479 Q215 Barclays 52 NIM Impact Barclays Other73 LEVERAGE interest structural 4.75 4.59 3.89 3.54 income Q315 1,499 notional rate also on (£m) Corporate UK H1 2,421 4.61 3.91 3.58 Hed
Slide 53: Core cost guidance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Continued Group Total Africa <60% 17.6 19.5 16.6 2013 12.8 Core Barclays 53 LEVERAGE Core GBP:USD Non-Core cost 2014 operating Banking cost H1 guidance cost STRUCTURAL focus 2015 progression 2016 &&FX expenses, HOLDCO treated remains MREL/TLAC REFORM 2016 onFi
Slide 54: Personal & Corporate Banking performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Business Three Impairment(220)(166)(33%) Total Profit Attributable Performance Return Average Cost: Loan Net Jun-16 Loans Customer Risk Notable –Visa Q216 Robust Income Expect While Costs Key Personal Strong -Maintained Retained Barclaycard 3% Underlying Marke
Slide 55: Personal Banking digital banking
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Personal Q216 Digitally 2013 2014 2.3m Payments £13.3bn Unsecured Digital Barclays 55 LEVERAGE 3.7m 2015 unsecured £16.1bn Banking UK: Mobile H1 active and STRUCTURAL lending 4.8m 2016 && Digital transfers HOLDCO customers MREL/TLAC REFORM 5.2m Banking £19.0bn
Slide 56: Barclaycard / Consumer, Cards & Payments performance
STRATEGY CAPITAL PERFORMANCE OVERVIEW Business Three Income Impairment(240)(206)(17%) Total Profit Attributable Performance Return Average Cost: Loan Net Jun-16 Risk Notable –Visa -RoTE High NIM Stable Underlying Q216 Consumer, & Barclays Banking 1,324 1,287 Markets 964 56 Strong Corporate Consumer,
Slide 57: Corporate & Investment Bank performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Business Three –Banking Impairment(37)(42) Total Profit Performance Return Jun-16 Risk Q216 Resilient Income Compared Impairment Costs Increase Key Second Markets Higher Macro Equities -Strong Corporate Transactional Barclays 57 Advised Credit Banking Combined
Slide 58: Consumer, Cards & Payments performance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Consumer, Business Three Income Impairment(203)(165)(23%) Profit Performance Return customers 19% 29.5 LEVERAGE Total 68.3 7% 58 Q215 Q216 PBT 22% operating before months &on 964 35.4 card Continued Impairment Costs Loans Card Stronger Announced 26% Merchant P
Slide 59: Continued Non-Core rundown
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Continued RWAs 89 316 (47%)(58%) 22 54 33 22 LEVERAGE by25 23type 50 47 11 STRUCTURAL Non-Core & 127 10 22 &12 (£bn) HOLDCO MREL/TLAC REFORM 149TRANSITION 134Leverage rundown 11 & LIQUIDITY FUNDING exposure momentum ASSET byQUALITY type (£bn) CREDIT RATING APP
Slide 60: Non-Core business income guidance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Non-Core FY14 Businesses Securities (800)- (162) ESHLA Other Guidance 80 Business Income -Guiding Expect c.£480m Gain Barclays 60ESHLA Gains LEVERAGE £(761)m on net FY15 (900) significantly and (£m) ex. guidance from FV sale to pre-tax H1 income/(expense) port
Slide 61: Non-Core cost guidance
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Costs 1£1bn 61 NewLEVERAGE 2,546 FY14 Cost Non-Core additional (£m) -Non-Core March Additional Total Guiding Expect Barclays Non Majority STRUCTURAL guidance 2017 & operating costs 400 FY15 Core costs to H1 & top-up c.600 top-up HOLDCO cost cost MREL/TLAC REFO
Slide 62: Africa Banking and Head Office
STRATEGY CAPITAL PERFORMANCE & OVERVIEW Business Head Impairment(2)(1) (Loss)/profit Performance Average –Notable Income Total Impairment(133)(103)(29%) Profit Non-controlling Attributable Jun-16 Risk Africa Barclays Office 62Operating Litigation Own LEVERAGE weighted operating Office before after B
Slide 63: Contact: Debt Investor Relations Team
Contact Lisa +44 Website: Barclays 63 (0)20 Bartrip –barclays.com/barclays-investor-relations.html H1 Debt 7773 Sofia 2016 Investor 0708 Lonnqvist Fixed +44Relations Income (0)20 Dan7116 Investor Colvin Team 5716Presentation +44 (0)20 7116 6533 lisa.bartrip@barclays.com sofia.lonnqvist@barclays.com
Slide 64: Footnotes
171 Footnotes (comparable Autonomous Borrower discussions operations. Implementation the leverage Dec-14 proposals, subject least form As of March Stress buffer. interpreted year-end regulatory –requirement rules 15 14 The securities are £29bn maturity instrument 39 subsidiary HoldCo with preparatio
Slide 65: Important Disclaimer
Important Disclaimer The instruments, Forward-looking This with materially sometimes „continue?, others, payment and Limited, involve Reporting levels limited Eurozone valuation potential withdrawal influences guidance (including, alaws Barclays 65result targets information, document respect and ofs
Slide 66: Disclaimer (continued)
Disclaimer (“SEC”) (when the Certain enable businesses and 99.1 Form 14 items. IFRS six CRD 2013. Barclays 66 April months prospectus performance of IV measures measure 6-K”) The The filed) the the non-IFRS 2016 liquidity for has management Core H1metric reader comparable are Barclays? ended (contin
Slide 67: Disclaimer (continued)
Disclaimer Net Supervision. („Basel used CET1 transitional automatic 21, November income or Form page Underlying ordinary instruments comparable References Barclays 67 total 2012 Stable to 21 6-K; ratio operating calculate ratio. III: of shareholders, H1 (CUSIP: write-down Funding the Underlying (co
Slide 68: Disclaimer (continued): notable items
Disclaimer Notable business on customer businesses Barclays 68 US Lehman valuation items segments. H1 redress in (continued) 2016 of other which aacquisition in component Fixed net Notable litigation areincome/(expenses). excluded Income assets items of and the Investor in conduct; include: from def