Equity Bancshares, Inc. · NYSE:EQBK
Equity Bancshares — IPO Roadshow (December 2024)
20 slides from Equity Bancshares's IPO roadshow presentation, Dec 2, 2024
Slide 1: Follow On Offering Investor Presentation December 2024
Follow On offering Investor presentation December 2024
Slide 2: Disclaimers
Disclaimers This presentation has been prepared by Equity Bancshares, Inc. (“Equity,” “we,” “us,” “our,” “the Company”) solely for informational purposes based on its own information, as well as information from public sources. This presentation has been prepared to assist interested parties in maki
Slide 3: Forward Looking Statements
Forward Looking Statements This presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of the manage
Slide 4: Common Stock Offering Summary
Overallotment Issuer Equity Bancshares, Inc. 15% Option To support its continued growth, including future strategic acquisitions, investments in Equity Bank NYSE Use of EQBK to support organic growth, the potential Symbol Proceeds repayment of existing subordinated debt and for other general corpora
Slide 5: Capital Raise to Support Long-Term Growth Objectives
Capital Raise to Support Long-Term Growth Objectives $60 million capital raise is primarily intended to bolster Equity’s capital ratios and support growth opportunities, both organic and through strategic acquisitions Pro forma capital ratios in-line with or above peers Equity is a proven and discip
Slide 6: Equity Bancshares, Inc. Company Overview
Equity Bancshares, Inc.| NYSE: EQBK Company Overview1 $5.4B $3.6B $4.4B $734M Assets Loans Deposits Market Cap2 8.21% 11.37% 14.78% WICHITA, KS TCE/TA3 CET 1 TRBC Headquarters Strategic Execution Of Acquisitions $5.4B 27.3% C o m p o u n d A n n u a l Gr o w t h R a t e 4 $1.6B $380M SCALE 12 START-
Slide 7: Our Value Proposition
Our Value Proposition Organic Growth Our guiding principles Strategic Mergers & Acquisitions and commitment to our entrepreneurial spirit Disciplined Credit Standards are part of our longstanding framework for delivering Effective Balance Sheet & Capital Management shareholder value EPS & Tangible B
Slide 8: Leadership Team
Leadership Team Brad Elliott Equity Bancshares, Inc. Chairman & CEO Years in Banking: 35 Founded Equity Bank in 2002 2018 EY Entrepreneur of the Year National Finalist 2014 Most Influential CEO, Wichita Business Journal Chris Navratil Chief Financial Officer Years in Banking: 13 Promoted to Chief Fi
Slide 9: Record of M&A Execution
Record of M&A Execution . NA . hee Go. ee PS rina, OMY posite Stem tank Adamdoty HEME imeng “Sine” oid Kn ‘coo. reiee Samchares giant Heldnes—Garperation Bancshares iNlt, state ont Sanctus, Sanco, Bane, fees $8 StS gam gags] kgm Sts on One 7/7018 741s Sononols —7/nRe1” 7A7ROI7 pgho17 aerL7 G/anOIe s
Slide 10: Robust Acquisition Opportunities
Robust Acquisition Opportunities Over 950 banks with assets less than $2B in our operating footprint and potential markets of expansion
Slide 11: Offering Expected to Strengthen Capital Ratios
Offering Expected to Strengthen Capital Ratios Tangible Common Equity / Tangible Assets1 Tier 1 Leverage Ratio CET1 Capital Ratio
Slide 12: Commitment to Delivering Shareholder Value
Commitment to Delivering Shareholder Value Total Shareholder Return Since IPO (11/10/2015) 5-Year Total Shareholder Return
Slide 13: Strong Core Deposit Franchise
Strong Core deposit Franchise
Slide 14: Cost of Total Deposits vs Proxy Peers
Cost of Total Deposits Proxy Peers EQBK Favorable Yield / Cost Profile Compared to Peers
Slide 15: Diversified Loan Portfolio
Diversified Loan Portfolio Loan Mix Total Loans & Yield on Loans 7.11% 6.39% 5.00% 4.77% 4.98% $3.6B $3.2B $3.3B $3.3B $2.6B Commercial and industrial 19% 2020 2021 2022 2023 Q3 2024 Commercial real estate Residential 40% real estate 16% Total Classified Assets Real estate $48.9M construction 13% To
Slide 16: Credit Concentration
Credit Concentration Non-Owner Occupied CRE Nonfarm / NonResidential $7953 ; 3 s3689 Multi-Family Construction $4084 $2332
Slide 17: Asset Quality Trends - Quarterly
asset quality trends - quarterly
Slide 18: Non-GAAP Reconciliations
Non-GAAP 2 EQuiTy esi BANCSHARES, INC. Reconciliations
Slide 19: Non-GAAP Reconciliations
Non-GAAP reconciliations CALCULATIONS OF TANGIBLE COMMON EQUITY AND RELATED MEASURES (Sin thousands, except per shore doto) aur tated Septet 30, Tene, woh oxen Serene, te ‘angie Common guy ending ACS ennai wend 15280300 1200354 ssn. ssannace Ae ae perce sae? rr or a em angie book per common share! 3
Slide 20: Equity Bancshares, Inc.
EQUITY BANCSHARES, INC. investor.equitybank.com