Triumph Financial, Inc. · NYSE:TFIN
Triumph Financial — Triumph Bancorp — Shareholder Meeting (May 2016)
19 slides from Triumph Financial's shareholder meeting presentation, May 12, 2016
Slide 1: 2016 Annual Meeting – May 12, 2016
2016 Annual Meeting – May 12, 2016 Exhibit 99.1
Slide 2: Forward-Looking Statements
PAGE DISCLAIMER Forward-Looking Statements This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identi
Slide 3: 2015 Highlights
$28.4 million Net income to common stockholders LOANS 28.4% $286.0 million loan growth DEPOSITS 7.2% $83.7 million deposit growth ROAA 1.89% Return on average assets CLO ASSETS MANAGED $1.9 Billion 2015 HIGHLIGHTS PAGE $16.9 million Net income to common stockholders LOANS 14.2% $124.8 million loan g
Slide 4: Review Our 2015 Goals
Goal: Grow our core businesses organically Goal: To take advantage of market inefficiencies to produce immediate gains and long-term benefits Goal: Improve our operating efficiency Goal: Replicate acquisition similar to Triumph Community Bank to improve our funding and efficiency Review Our 2015 Goa
Slide 5: How We Go To Market
HOW WE GO TO MARKET PAGE Commercial Finance Community Banking Asset Management Factoring Asset Based Lending & Equipment Finance Asset Based Lending
Slide 6: Community Banking
Community Banking Se TRIUMPH PAGE 6
Slide 7: Community Banking
Community Banking 12/31/2015 Real estate Commercial Real Estate $291.8 Construction, Land & Development $43.9 1-4 Family Residential $78.2 Farmland $33.6 Commercial $189.5 Consumer $13.1 Mortgage Warehouse$120.9 Our goal is to be the dominant bank in our Midwestern markets We made progress by growin
Slide 8: Community Banking
Community Banking Deploys excess capital to expand community banking platform and support future commercial finance growth Stable, low-cost deposit franchise for a reasonable price(1) Leverages our experience integrating and managing an out-of-market community bank franchise Projected to be accretiv
Slide 9: Commercial Finance
Commercial Finance se TRIUMPH PAGE 9
Slide 10: Commercial Finance
Commercial Finance 12/31/2015 Our goal is to become a market leader for financial services to small businesses and the lower end of the middle market. Equipment finance growth: $42.6 million (40.1%) Asset based lending growth: $67.2 million (76.2%) Factoring growth: $34.2 million (18.9%) Pie chart d
Slide 11: Asset Management
Asset Management SE TRIUMPH PAGE 11
Slide 12: Asset Management
Asset Management *Asset management fees include a performance fee of $258,000, that was payable on the first payment date of Trinitas II ** Fee Basis Managed CLO Assets include only managed assets generating fees. Warehoused CLO balances are excluded. Credit-focused institutional asset manager and a
Slide 13: Stock Performance vs. Competitors
Stock Performance vs. Competitors PAGE Triumph stock returned 17.3% over the 16 month period and outperformed the BKX and CBNK by 24.2% and 12.3%, respectively over the same period.
Slide 14: Where We Go From Here
Where We Go From Here PAGE Return on Average Assets (“ROAA”) 2015 Unadjusted: 1.89% Adjusted: 0.98% Goal: 1.50% Net Overhead Ratio Net Interest Income to Total Assets Credit Costs Pre-Provision Net Revenue Taxes Note: The sum of the component amounts may not equal the total amounts due to rounding.
Slide 15: 2016 Goals
2016 Goals PAGE Financial performance Goal: Continue to improve our net overhead ratio Capture efficiencies in operations and expected savings Monitor and actively manage expense growth throughout the enterprise Right-size the capital structure of TBK Bank and the holding company Acquisitions Goal:
Slide 16: Delivering Value to Communities in 2015
Delivering Value to Communities in 2015 Sent 12 team members to El Salvador to drill a clean water well for the village of Santa Rosa Provided and delivered 100 school supply kits to children in need around Dallas Provided and delivered Christmas presents to approximately 90 children around Dallas M
Slide 17: Non-GAAP Financial Reconciliation
NON-GAAP FINANCIAL RECONCILIATION PAGE Non-GAAP Reconciliation Unadjusted Adjusted Unadjusted Adjusted (Dollars in thousands) As of and for the year ended December 31, 2015 As of and for the year ended December 31, 2015 (Dollars in thousands) As of and for the year ended December 31, 2015 As of and
Slide 18: Non-GAAP Financial Reconciliation
NON-GAAP FINANCIAL RECONCILIATION PAGE Non-GAAP Reconciliation Unadjusted Adjusted Unadjusted Adjusted (Dollars in thousands) As of and for the year ended December 31, 2015 As of and for the year ended December 31, 2015 (Dollars in thousands) As of and for the year ended December 31, 2015 As of and
Slide 19: 2016 Annual Meeting – May 12, 2016
2016 Annual Meeting – May 12, 2016