Renasant Corporation · NYSE:RNST
Renasant — Merger or Acquisition (October 2026)
9 slides from Renasant's merger presentation, Oct 27, 2026
Slide 1: Renasant Corporation Acquisition of Commercial Holding Company
Exhibit 99.2 Renasant Corporation Acquisition of Commercial Holding Company October 27, 2026
Slide 2: Forward-Looking Statements and Other Disclaimers
Forward-Looking Statements and Other Disclaimers Cautionary Statement Regarding Forward-Looking Statements Statements included in this presentation which are not historical in nature or do not relate to current facts are intended to be, and are hereby identified as, forward-looking statements for pu
Slide 3: Deepens Renasant's West Tennessee Franchise: Strategic Rationale
Deepens Renasant’s West Tennessee Franchise Strategic Rationale Combined Footprint KY Ø Core community banking franchise founded in 1877 Union City Union City Paris Paris MO – Almost 150 years of continuous operation with 9 branches across West 40 Nashville Tennessee Jackson Memphis TN Ø Strong gran
Slide 4: Commercial Overview: Deposit Franchise and Financial Highlights
Overview Deposit Franchise Financial Highlights Deposit Highlights Ø ~$1 billion of deposits across 9 branches in Paris, Union City, Jackson $1.1B $648M $983M and Memphis, TN Assets Loans HFI Deposits (1) Ø Core deposits of 93%, noninterest bearing deposits of 22% and no brokered deposits o Average
Slide 5: Transaction Summary
Transaction Summary § Renasant Corporation (“RNST”), parent company of Renasant Bank Buyer § Headquartered in Tupelo, MS § Commercial Holding Company, Inc. (“Commercial”), parent company of Commercial Bank & Trust Company Seller § Headquartered in Paris, TN § Fixed exchange ratio of 0.8798x RNST sha
Slide 6: Financial Assumptions and Impact
Financial Assumptions and Impact Key Transaction Assumptions Pro Forma Financial Impact – 25% of Commercial noninterest expense Financial Returns Cost Savings & – 50% realized in 2027; 100% thereafter Merger Charges – $19.0 million after-tax merger charges ~4% <(1.5%) 2 Years (2) – Loan mark: 1.50%
Slide 7: History of Successful Acquisitions
History of Successful Acquisitions History of Acquisitions and De Novo Expansion Over the past 16 years, Renasant has opened de novo branches in attractive Southeast markets and completed 2 FDIC-assisted transactions, 6 whole-bank acquisitions and a commercial finance acquisition $28.6 $26.8 $27.5 $
Slide 8: Additional Information
Additional Information No Offer or Solicitation This communication shall not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the proposed merger of the Company and Commercial, nor shall there be any sale of s
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