Capitol Investment Corp. V

Capitol Investment Corp. V — Doma Holdings — Corporate Update (June 2024)

7 slides from Capitol Investment Corp. V's corporate update, Jun 25, 2024

1. Slide 1: Trends from 2021-2023: ReFi Loss Profiles & AMI Behavior vs. Interest Rates

   doma Trends from 2021-2023 ReFi Loss Profiles & AMI Behavior vs. Interest Rates

2. Slide 2: Forward-Looking Statements Legend

   Forward-Looking Statements Legend

3. Slide 3: Methodology: Average Cumulative Claims Loss for Conforming Refinance Loan Policies

   Methodology Average Cumulative Claims Loss for Conforming Refinance Loan Policies

4. Slide 4: Current View: Average Cumulative Claims Loss for Conforming Refinance Loan Policies

   Current View Average Cumulative Claims Loss for Conforming Refinance Loan Policies Loss Per Policy (Residential Conforming Refi) YEARO YEAR1 YEAR2 YEAR3 YEAR4 YEARS YEAR6 YEAR7 YEARS YEARS YEAR 10 Incurred Year After Origination Year e~Instant 2019-2023 Vintages. —@==Traditional 2014-2018 Vintages e

5. Slide 5: Average Gross Written Premium Per Year

   Average Gross Written Premium Per Year 2019 Tyee Tradidonal Tradidonal Tradidonal Tradidonal Tradidonal Tradivonal Tradional Tradional Tradional Tradional

6. Slide 6: Methodology: AMI vs. Year Fixed Rate

   Methodology AMI vs. 30 Year Fixed Rate

7. Slide 7: Average year Interest Rate: Current View

   Average 30 year Interest Rate Current View AMI decreases with 30 year fixed rate, up to a certain point Conforming Refinance Over Time 30 year rat ——Fn10.0% ~ 30 year rate 7,00%) Median AMI for All Orders. 3 — Meaian instantly Underwritten AMI = 105.0% 6.00% ee 3 7 rW00%% 4.00% 95.0% § = 3.00% = 90.

Doma Holdings — Corporate Update (June 2024) on 6ix