Banco De Bogota Sa · BVC:BOGOTA
Banco De Bogota Sa — Investor Presentation (June 2022)
13 slides from Banco De Bogota Sa's investor presentation, June 2022
Slide 1: Corporate Presentation
TÍTULO Corporate Presentation The Issuers Recognition-IR granted by the Colombian Securities Exchange is not a certification about the quality of the securities listed at BVC nor the solvency of the issuer.
Slide 2: Business overview
Business overview Ownership ✓ Founded in 1870, Banco de Bogotá is Colombia’s oldest financial institution and the principal subsidiary of Grupo Aval, the leading financial group in Colombia. 68.9% 11.8% 8.3% 11.0% ✓ Universal bank with a strong presence in the commercial and consumer lending segment
Slide 3: Corporate structure reflects business diversification
Corporate structure reflects business diversification Universal Bank with a wide portfolio of products and services. Presence across Colombia. Agencies in Miami, New York and Panama.(1) Aval Soluciones Subsidiaries in Digitales S.A. Colombia 94.99% 94.93% 94.90% 38.90% Bogotá Finance Ficentro Foreig
Slide 4: Our corporate strategy supports long-term goals
Our corporate strategy supports long-term goals Customer We ensure positive and Sustainable Growth memorable experiences to our We expand our business in a profitable customers to achieve their manner focusing on capturing new loyalty and referral, through clients and on the integral differentiated
Slide 5: Highlights of our corporate strategy in 2021
Highlights of our corporate strategy in 2021 • New Experience Management Center. • Optimization of customers’ onboarding • Adjustment of our analytical and fraud reducing process time from 40 to 3 minutes. prevention models in order to enhance credit origination processes. • Completed 51 digital bra
Slide 6: Sustainable growth leads to strong financial results and vice versa
Sustainable growth leads to strong financial results and vice versa Figures in USD Millions Gross Loan Portfolio (1) Deposit Products 2Q-22 Consolidated Figures and Ratios 2Q-22 Balance: $21,081 2Q-22 Balance: $20,329 Total Assets: $31,418 NIM: 4.4% 11.2% 0.3% 0.2% Total Liabilities: $27,625 Cost to
Slide 7: Digitalization as a growth lever
Digitalization as a growth lever Sales Channel Transformation Service Channel Transformation Cumulative Total Digital Sales (k) 1 Active Digital Retail Clients (k) 1,515 ∆ CAGR 26.6% 2,191 884 1,007 7.7 out of 10 1,366 1,582 Outstanding Products sold in Consumer Ratings in our Colombia Banking App a
Slide 8: Risk control at the core of our operations
Risk control at the core of our operations Asset Quality Cost or Risk Coverage 2.3% 1.7% 1.65x 1.67x 4.9% 4.6% 2.0% 1.3% 1.24x 1.27x 3.7% 3.5% 1Q-22 2Q-22 1Q-22 2Q-22 1Q-22 2Q-22 Gross Loan Provision / Average Loans Allowances / 30 day PDLs 30 day PDLs 90 days PDLs Net Loan Provision / Average Loans
Slide 9: International and local risk ratings reflect our creditworthiness
International and local risk ratings reflect our creditworthiness International rating scale Moody’s Investor Services Fitch Ratings Baa2 “The bank's BCA reflects its strong and resilient earnings BB+ “The bank’s ratings also reflect its consistent financial Stable generation and its steady access t
Slide 10: ESG strategy is key to increase positive impact
ESG strategy is key to increase positive impact We are committed to managing our activities in a responsible and innovative manner, striving to improve the quality of people’s lives, contributing to the economic prosperity of society and to the mitigation and reduction of our negative impact on the
Slide 11: International recognitions and awards
International recognitions and awards International magazines have highlighted our role in economic recovery and our leadership in resuming the path towards growth. On the digital front, they have underscored our strategy to attract and serve customers, the variety and ease of access to our on-line
Slide 12: Appendix: 2Q-2022 Performance Overview
Appendix: 2Q-2022 Performance Overview Attributable Net Income for 2Q-2022 was USD $155 million leading to an annualized 16.6% ROAE. 2.0%(1) 16.6%(1) • Profitability ratios remain strong in line with solid ROAA ROAE operations’ growth. • Total NIM slightly decreased due to negative Investment Net In
Slide 13: Contact Information
www.bancodebogota.com Contact Information Germán Salazar Castro – Executive Vice-president Javier Dorich Doig – FP&A, Corporate Development and IR Head investor.relations@bancodebogota.com.co