Religare Enterprises Limited · NSE:RELIGARE
Religare Enterprises — Investor Presentation (August 2015)
26 slides from Religare Enterprises's investor presentation, August 2015
Slide 1: Religare Enterprises Limited Corporate Overview
Religare Enterprises Limited Corporate Overview August 2015
Slide 2: Religare Overview
Religare Overview Religare is an integrated financial services platform with a presence across the financial services spectrum Religare Snapshot Portfolio Companies’ Business Lines Integrated financial services platform Capital Religare Enterprises Limited (REL) has built an Lending Markets & integr
Slide 3: Designed to generate equity value through the portfolio of businesses
Designed to generate equity value through the portfolio of businesses REL is an investment holding company that seeds and nurtures financial services business REL Structure and Functions Religare Holding Structure • REL is an Investment Holding Company managed by a Religare Enterprises Limited set o
Slide 4: Professional management with vast experience and long tenure
Professional management with vast experience and long tenure Portfolio companies managed by independent management teams under Group Executive oversight Group Executive Portfolio Companies’ Key Leadership Sunil Godhwani, CMD (Joined Religare in 2001) Kavi Arora, MD & CEO Anuj Gulati, MD & – Religare
Slide 5: Robust platform in place to capture opportunities in financial services
Robust platform in place to capture opportunities in financial services Multi-product manufacturing capabilities and distribution network Lending • Unique credit appraisal process • Loan book of ₹138.9 bn. (USD 2.2 bn.) • High quality portfolio: net NPA of 2.21% (90-day basis) • Capital adequacy (CR
Slide 6: Religare Portfolio Businesses is a unique proxy for India's Financial Services sector
Religare is a unique proxy for India’s Financial Services sector Poised to capture the buoyancy in Financial Services resulting from India’s return to a high growth trajectory The Indian economy has returned Financial Services businesses are highly correlated with to an accelerating growth path; eco
Slide 7: Key Operating Subsidiaries Overview
Key Operating Subsidiaries Overview
Slide 8: Lending Business Overview
Lending Business Overview Net worth of ₹24. 52 bn. Improve ROE (USD 385 mn.) Continuous Lending book of Growth in Book Business ₹138.9 bn. Strategic Highlights (USD 2.2 bn.) Priorities Ensure Low NPAs (as of 30-Jun-2015) Loan Book Split – 30-Jun-2015 SME Secured 10% 9% 1% Lending One of India’s larg
Slide 9: Religare Finvest: SME-Secured drives growth in book size
Religare Finvest SME-Secured drives growth in book size Continued traction in SME-Secured segment: book Key highlights size up 42% YOY NIM and Opex to ANR Growth capital provider focused (₹ bn) SME-Unsecured SME-Secured NIM* Opex/ ANR on fast-growing SME segment Others Capital Market Lending • The
Slide 10: Retail Broking Business Overview
Retail Broking Business Overview Market share of Increase 1.5% in equities and Distribution 3.1% in commodities Network productivity 11% of REL’s Business consolidated revenue Strategic Generate Superior Highlights Priorities ROE (q.e. 30-Jun-2015) Revenue Split – Q1FY16 Equity Broking 14% 3% A form
Slide 11: Religare Securities & Religare Commodities
Religare Securities & Religare Commodities Performance muted as market-wide turnover declines Key Highlights Second successive quarter of market-wide Religare’s market-share held steady QOQ decline in equity turnover Commodities - Futures Equities - Options • One of India’s largest retail broking (A
Slide 12: Wealth Management Business Overview
Wealth Management Business Overview AUM of Increase Yield on ₹39.5 bn. (USD 620 mn.) AUM Customer base of Increase Annuity Business Strategic Highlights over 4,500 Priorities Income (as of 30-Jun-2015) Key value proposition of Simplified “Excellence in Wealth An open architecture Wealth Solutions Ma
Slide 13: Religare Wealth Management
Religare Wealth Management Differentiating through a focused idea-driven approach Key Highlights Client Base AUM Key value proposition of (₹ bn.) Total AUM No. of Clients ‘Simplified Wealth Solutions’ for (USD mn.) 531 541 542 703 620 the customers Seen as trusted advisors to 4,972 4,619 4,627 4
Slide 14: Capital Markets Business Overview
Capital Markets Business Overview India IE cash market Increase Market share of 1% Share Empanelled with over Business 482 clients globally Strategic Attain Profitability Highlights Priorities (as of/q.e. 30-Jun-2015) Asia-focussed Institutional Equities and Investment Banking Platform RCML has been
Slide 15: Religare Capital Markets
Religare Capital Markets Creating a sustainable platform Business Update Client empanelment India platform continues to deliver following focus on No. of Institutional Empanelments* investing in our areas of strength and resource building: successful in converting the robust investment banking pip
Slide 16: India Asset Management Business Overview
India Asset Management Business Overview Q1FY16 Average AUM of ₹195 bn. Profitable AUM (USD 3.1 bn. ) Growth Business Strategic Highlights Priorities AUM Split – Q1FY16 Domestic Funds 15% 2% Offshore Funds Entering the next phase Portfolio 84% of growth Offerings Management Business Domestic MF Mix
Slide 17: Religare Invesco Asset Management Company
Religare Invesco Asset Management Company Entering the next phase of growth with Invesco’s induction as JV partner Key Highlights Industry-wide average AUM (₹ bn.) Avg. Industry AUM Invesco inducted as a strategic partner with 49% equity in the India Asset Management business (USD 165 175 179 191
Slide 18: Global Asset Management Business Overview
Global Asset Management Business Overview AUM Growth in AUM of existing affiliates over $20 bn. Launch of organic Business Strategic affiliates Highlights Priorities (as of 30-Jun-2015) Building a multi- boutique Alternative Key Asset Manager Affiliates 17
Slide 19: Religare Global Asset Management
Religare Global Asset Management Strategy rollout well underway through marquee acquisitions, supplemented by organic initiatives AUM ~ USD 15.2 billion ~ USD 4.5 billion ~ USD 0.5 billion ~ USD 0.3 billion Private Equity Fund of Listed healthcare Secondary Private Equity Funds and Dir
Slide 20: Health Insurance Business Overview
Health Insurance Business Overview GWP of ₹1.24 bn. (USD 19.6 mn.) in Grow GWP with Q1FY16 efficient use of 4,532 hospitals in Capital Business Strategic Highlights provider network Priorities (as of 30-Jun-2015) Retail & Group Health Plans Positioned to capture Retail & Group significant Group Acci
Slide 21: Religare Health Insurance
Religare Health Insurance Robust distribution aiding in rapidly achieving scale Key Highlights Gross written premium Fourth standalone health insurer to be set up in India (₹ mn) GWP Equity participation of 5% each by Union Bank of India and Corporation Bank (USD 8.9 8.6 10.9 16.6 19.6 mn.) Pa
Slide 22: Financial Services Opportunity in India
Financial Services Opportunity in India
Slide 23: Gap in funding for SMEs presents a lucrative opportunity for specialist financiers
Gap in funding for SMEs presents a lucrative opportunity for specialist financiers SME Lending SMEs constitute a large contributor to national output Credit flow to the sector has improved in recent years as and exports the potential of the sector is better understood +33% 6,840 4,860 5,280 3,660 Ba
Slide 24: Surge in wealth and reallocation across asset classes to revive interest in Equities
Surge in wealth and reallocation across asset classes to revive interest in Equities Capital Markets Wealth Management xx% Cash Trading Velocity Total wealth 38% +89% of Ultra High Market cap*/GDP (%) 252 30% Net Worth 177 Individuals 160 104% 143% 106% in India 94 45% 33% 95 93 92 304% (₹ trillion)
Slide 25: Asset Management and Health Insurance are on a high growth trajectory
Asset Management and Health Insurance are on a high growth trajectory Asset Management Insurance Individual wealth AUM/ GDP (%) AUM per capita (USD) Total premium (USD bn.) xx% GWP as % of GDP invested in MF in HK 471% SG 245,195 SG 458% HK India 172,997 1% 15% 4% 4% 12% 7% 3% 12% 11% 8% AU 107% AU
Slide 26: Religare Enterprises Limited
Religare Enterprises Limited D3, P3B, District Centre, Saket, New Delhi 110017, India
Religare Enterprises — Investor Presentation (August 2015) on 6ix