Slide 1: Presentation of 2025 Results
DOM DEVELOPMENT S.A. CAPITAL GROUP PRESENTATION OF 2025 RESULTS 17 MARCH 2026
Slide 2: Record Year
RECORD YEAR (1) 4 448 4 228 PLN 654 m RECORD ANNUAL RECORD NUMBER RECORD UNIT SALES OF UNITS DELIVERED NET PROFIT FOR 2025 +4% YoY +8% YoY +15% YoY PLN 361 m NPS(2) 69 pts. PLN 522 m DIVIDENDS PAID CUSTOMER SATISFACTION INDEX CASH(3) AT 31.12.2025 (INCLUDING INTERIM DIVIDEND) at a high level (1) In
Slide 3: Financial Summary
FINANCIAL SUMMARY REVENUE 2025 2024 Change PLN 3,256 m PLN 3,168 m PLN +88 m +2.8% 34% GROSS MARGIN 2024: 32% NET PROFIT 2025 2024 Change PLN 654 m PLN 569 m PLN +85 m +15% 20% NET MARGIN 2024: 18% GEARING NET CASH (DEBT) 31.12.2025 31.12.2024 31.12.2025 8.8% 1.9% PLN (176) m 38% ROE 2024: 39% 3
Slide 4: Market Overview
MARKET OVERVIEW • Further interest rate cuts and lower WIBOR levels led to a continued improvement in mortgage affordability and growing demand for residential purchases • 8% YoY increase in sales across the seven largest markets • A high level of available stock at the end of December 2025 (up 16%
Slide 5: Net Sales
NET SALES RECORD ANNUAL NET SALES No. of units Mortgage-backed transactions 56% 48% 49% 397 * Change Net sales (units) 2025 2024 39% YoY Warsaw 2 015 1 791 13% 30% 4 269 4 448 4 066 3 906 Tri-City 1 082 1 038 4% 3 093 Wroclaw 816 920 (11)% Krakow 535 520 3% Dom Development 4 448 4 269 4% Capital Gro
Slide 6: Net Sales Value
NET SALES VALUE NET VALUE OF UNITS SOLD ROSE BY 4%, TO A RECORD LEVEL OF PLN 3,46 BILLION PLN m Net Sales Value Change 2025 2024 (PLN m) YoY Warsaw 1 639 1 501 9% 3 336 3 458 Tri-City 731 728 0% 2 746 2 575 Wroclaw 594 643 (8)% 2 057 Krakow 494 464 6% Dom Development 3 458 3 336 4% Capital Group 202
Slide 7: 2025 Sales Segmentation
2025 SALES SEGMENTATION 20% OF UNITS SOLD, WORTH MORE THAN PLN 1 MILLION Segmentation value of the Dom Development Group residential sales in 2025 over PLN 1,000k 20% Average transaction Change 2025 2024 value (PLN k) YoY PLN 900-1,000k 9% Warsaw 859 894 (4)% PLN 800-900k 13% Tri-City 711 744 (4)% P
Slide 8: Offer
OFFER STOCK LEVELS APPROPRIATE WITH CURRENT SALES AND MARKET CONDITIONS No. of units available for sale 31.12. 31.12. Change Offer by market 2025 2024 YoY Warsaw 1 493 1 448 3% 3 776 3 502 Tri-City 982 1 062 (8)% Wroclaw 541 739 (27)% 2 480 2 404 2 082 Krakow 486 527 (8)% Dom Development 3 502 3 776
Slide 9: Stock Sell-Out Period
STOCK SELL-OUT PERIOD HEALTHY STOCK-TO-SALES RATIO Stock sell-out period (in quarters) The Dom Development Group’s average sell-out period is about 6,6 2.8 quarters — significantly 6,1 4,4 4,6 shorter than the market average 3,0 3,2 3,2 2,5 Warsaw Tri-City Wroclaw Krakow Dom Development Group Market
Slide 10: Project Launches in 2025
PROJECT LAUNCHES IN 2025 WARSAW 348 units 209 units 590 units Convenient access to the Al. 248 units Boutique development in Bialoleka, 190 units Second metro line station directly Jerozolimskie railway station, between Fully functional living space close to the Vistula River Green area between Lake
Slide 11: Project Launches in 2025
PROJECT LAUNCHES IN 2025 TRI-CITY 192 units in Pogorze 153 units in Gdansk 146 units in Rumia In the seaside in the Pogorze near In the Piecki-Migowo district, A housing estate for young people 141 units in Rumia Janowo Gdynia; 10 minutes to the beach commonly known as Moren looking for their first
Slide 12: Units in Projects Under Construction
UNITS IN PROJECTS UNDER CONSTRUCTION PROJECTS UNDER CONSTRUCTION ARE ON SCHEDULE No. of units under construction 56% of units under construction are sold Units under 31.12. 31.12. Change construction 2025 2024 YoY Warsaw 2 861 3 236 (12)% 7 657 Tri-City 2 193 2 225 (1)% 7 166 6 705 Wroclaw 1 033 1 1
Slide 13: Land Bank – Owned and Controlled
LAND BANK – OWNED AND CONTROLLED LAND BANK SUFFICIENT TO SUSTAIN SALES AT CURRENT LEVEL FOR MORE THAN 4 YEARS Number of plots in land bank 19 770 19 008 18 832 16 985 17 125 6 129 5 115 4 989 4 077 Change Land Bank Owned Controlled Total 7 039 YoY Warszawa 8 175 1 608 9 783 (1)% Trójmiasto 3 456 1 9
Slide 14: Deliveries
DELIVERIES RECORD NUMBER OF UNITS DELIVERED WITH NPS* AT 69 POINTS NPS* No. of units 4 50 0 100 97 ** 4 00 0 300** 90 80 71 3 50 0 70 70 69 67 70 3 00 0 Change Deliveries of units 2025 2024 60 YoY 2 50 0 50 Warsaw 1 915 1 969 (3)% 4 228 3 916 2 00 0 3 666 3 831 40 Tri-City 1 075 950 13% 3 332 1 50 0
Slide 15: Profit and Loss Statement
PROFIT AND LOSS STATEMENT ANOTHER RECORD YEAR FOR DOM DEVELOPMENT GROUP Profit and Loss Account 2025 2024 Change YoY Sales Revenues, including 3,255.6 3,168.2 2.8% Revenue from the sale of finished goods 3,133.6 2,928.4 7.0% Deliveries (units) 4,228 3,916 8.0% Revenue from sale of finished goods per
Slide 16: Key Profitability Indicators
KEY PROFITABILITY INDICATORS MAINTAINING SATISFACTORY AND STABLE MARGINS Net Profit Margin Gross margin on sales 34,4% 32,9% 32,2% 31,2% 32,0% 20,1% 18,0% 18,0% 17,1% 17,0% 2021 2022 2023 2024 2025 16
Slide 17: ROE and Gearing
ROE AND GEARING COMBINING HIGH EQUITY YIELD WITH LOW DEBT 39,3% 38,4% 32,8% 32,6% 28,1% ROE annual net income / equity opening balance 9,0% 8,8% Gearing 1,9% Net interest-bearing debt* -0,3% / equity closing balance 2021 2022 2023 2024 2025 * total loans and bonds less cash (including funds in escro
Slide 18: Cumulative Net Sales to Be Recognised in P&L
CUMULATIVE NET SALES TO BE RECOGNISED IN P&L (UNITS SOLD BUT NOT DELIVERED) RECORD REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS PLN m 4 000 3 500 3 000 2 500 2 000 Units sold and not transferred Value 1 500 31.12.2024 4 980 units PLN 3,697 m 1 000 31.12.2025 5 200 units of which: PLN 4,029
Slide 19: Balance Sheet
BALANCE SHEET PLN m BALANCE SHEET NEAR PLN 6 BN 6 000 5 800 CASH 5 600 5 400 5 200 SHORT-TERM LIABILITIES ASSETS 31.12.2025 31.12.2024 Change 5 000 DEFERRED INCOME Current assets, including: 5 728 5 081 13% 4 800 4 600 Cash 522 577 -10% 4 400 Incl. open-end residential escrow accounts 253 217 17% 4
Slide 20: Debt Maturity Structure
DEBT MATURITY STRUCTURE HIGH LEVEL OF AVAILABLE FINANCING AND STAGGERED BOND MATURITIES ALLOWS US TO RESPOND FLEXIBLY TO OPPORTUNITIES AS THEY ARISE AND MANAGE SHORT-TERM LIQUIDITY PLN m PLN 522 m CASH * 43 260 PLN 717 m 10 UNUSED CREDIT LINES 110 140 135 PLN 645 m BONDS 0 2026 2027 2028 2029 2030 B
Slide 21: Cash Flow
CASH FLOW ROBUST CASH FLOW FROM OPERATING ACTIVITIES Cash flow 2025 2024 Profit/ (loss) before tax 810.1 706.4 Changes in inventory (778.2) (465.0) Changes in prepayments and deferred income 160.0 77.6 Other adjustments 114.8 238.3 Cash flow generated from operating activities 306.7 557.3 Interest p
Slide 22: DOM 2030 – Sustainability Strategy of the Group
DOM 2030 – SUSTAINABILITY STRATEGY OF THE GROUP ADVANCED IMPLEMENTATION OF ESG STRATEGY Over 30% reduction in CO2 emissions As part of initiatives to reduce the emissions intensity of our operations, we purchased 12,385 MWh of renewable electricity for use at our construction sites. As a result, mor
Slide 23: Summary: Record Year at Dom Development
SUMMARY: RECORD YEAR AT DOM DEVELOPMENT • Record sales results (4,448 net units sold, up 4% YoY) - consolidating our leading position in the Polish residential market • Proportion of mortgage-financed unit sales up from 49% to 56% YoY • Record deliveries: 4,228 units plus 97 units to an institutiona
Slide 24: Appendices
DOM DEVELOPMENT APPENDICES
Slide 25: Commencement of New Handovers in 2026
COMMENCEMENT OF NEW HANDOVERS IN 2026 NO. OF NO. OF PROJECT/PHASE LOCATION COMMENCEMENT PROJECT/PHASE LOCATION COMMENCEMENT UNITS UNITS Osiedle Wilno Stage VII Ph 3.1 Warsaw 294 Jul.26 Osiedle Synteza D Tri-City 142 Jul.26 Dzielnica Mieszkaniowa Metro Zachód Stage 6 Warsaw 57 Jan.26 Wzgórze Hoplity
Slide 26: Projects Under Construction and in Preparation: Warsaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WARSAW NO. OF UNITS, AS AT 31/12/2025 LAND UNDER IN No. INVESTMENT ACQUISITION CONSTRUCTION PREPARATION IN Q4 2025 1 DZIELNICA MIESZKANIOWA METRO ZACHÓD 590 536 2 APARTAMENTY LITERACKA 115 307 12 3 APARTAMENTY GRZYBOWSKA 11 184 --- 4 BIELANY --- 334 33
Slide 27: Projects Under Construction and in Preparation: Tri-City
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: TRI-CITY NO. OF UNITS, AS AT 31/12/2025 UNDER IN No. INVESTMENT CONSTRUCTION PREPARATION 1 DOKI 246 244 2 DOLNE MIASTO 364 465 3 SYNTEZA 295 56 4 GDAŃSK WARSZAWSKA 252 98 17 5 WZGÓRZE HOPLITY 48 --- 11 6 GDYNIA ORZECHOWA --- 132 12 9 10 7 8 7 OSIEDLE B
Slide 28: Projects Under Construction and in Preparation: Wroclaw
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WROCLAW NO. OF UNITS, AS AT 31/12/2025 UNDER IN LAND ACQUISITION No. INVESTMENT CONSTRUCTION PREPARATION IN Q4 2025 1 HUBSKA 100 139 --- 2 APARTAMENTY NAD OŁAWKĄ 174 --- 3 OSIEDLE MIĘDZYLESKA 3 116 --- 4 OSIEDLE ZIELNA 50 --- 8 9 66 4 5 OSIEDLE MIĘDZYL
Slide 29: Projects Under Construction and in Preparation: Krakow
PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: KRAKOW NO. OF UNITS, AS AT 31/12/2025 UNDER IN No. INVESTMENT CONSTRUCTION PREPARATION 4 1 OSIEDLE 29. ALEJA 299 --- 7 2 OSIEDLE PRZY MALBORSKIEJ 71 --- 1 3 APARTAMENTY PARK MATECZNEGO 564 --- 6 3 4 MEIERA --- 778 2 5 WIELICKA 145 273 5 6 KOBIERZYŃSKA/
Slide 30: Disclaimer
Disclaimer This presentation ("Presentation") has been prepared by Dom Development S.A. (the "Company") solely for informational purposes and should not separately or jointly with the oral presentation be regarded as an offer, invitation, recommendation, or encouragement to purchase any financial in
Slide 31: Contact for investors
Contact for investors: communications NBS Communications domde@nbs.com.pl &+48 516 173691 Dom Development SA inwestor@domd.pl +48 22 35166 33 DOM DEVELOPMENT 31