Anz Group Holdings Limited · ASX:ANZ

Anz — Australia and New Zealand Banking Group — Merger or Acquisition (November 2006)

8 slides from Anz's merger presentation, Nov 21, 2006

  1. Slide 1: Shanghai Rural Commercial Bank

  2. Slide 2: ANZ agrees to acquire 19.9% shareholding in China's Shanghai Rural Commercial Bank

    ANZ agrees to acquire 19.9% shareholding in China’s Shanghai Rural Commercial Bank (“SRCB”) « ANZ and Shanghai Rural Commercial Bank have agreed to enter into a strategic long-term partnership e ANZ has agreed to acquire 19.9% of SRCB for approximately US$252m, subject to regulatory approval ¢ SRCB

  3. Slide 3: ANZ's investment provides opportunity to share in China's significant retail & SME banking growth

    ANZ’s investment provides opportunity to share in China’s significant retail & SME banking growth Significant Retail Banking opportunities ¢ Large population e Strong, sustained economic growth Ongoing bank deregulation Increased consumer activity ¢ Ongoing restrictions on market access/competitive

  4. Slide 4: SRCB's focus on Retail and SME banking in Shanghai provides significant opportunity

    SRCBs focus on Retail and SME banking in Shanghai provides significant opportunity o. ved Re att SRCB is well represented in both Shanghai Rural Commercial Bank central and suburban Shanghai (Branch & Sub Branch locations) Business overview « Licensed as a bank mid 2005, currently restricted to Shan

  5. Slide 5: Evolution of SRCB and key milestones

    Evolution of SRCB and key milestones First credit union within Shanghai Rural Credit Co- operatives Union commenced operations 14 Credit Unions united and creation of Head Office Relationship with ANZ commenced, signing of Letter of Intent, MOU and Cooperation Agreement New management team installed

  6. Slide 6: SRCB accelerates ANZ's existing portfolio of Asian retail investments

    SRCB accelerates ANZ’s existing portfolio of Asian retail investments a RERRRRR Ocean “amecsry cma ge Weis Bk Panin Bank ANZ Panin ANZ - 7 : entered 1973 i 1990 i 2004 i 1993 i 1986 country cee i i ‘co ” ~ Partnership 2006 began rors Banking Banking Banking Banking i Banking Investment - A$232m Ag$6

  7. Slide 7: Update on foreign partnership with Chinese banks

    Update on foreign partnership with Chinese banks Actual and Prospective China/Foreign Bank Partnerships - by 2004 total assets? US$m China Merchants Shanghai Pudong Minsheng Everbright CITIC Guangdong Dev'! Hua Xia Fujian Industrial Bank of Shanghai Bank of Beijing Ningbo Dalian Dongguan Nanjing Cha

  8. Slide 8: The material in this presentation is general background information about the Bank's activities

    The material in this presentation is general background information about the Bank’s activities current at the date of the presentation. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to investors or potential investors and

Australia and New Zealand Banking Group — Merger or Acquisition (November 2006) on 6ix