Can Fin Homes Ltd. · NSE:CANFINHOME
Can Fin Homes — Q1 FY22 Earnings Presentation
13 slides from Can Fin Homes's earnings presentation, Jul 22, 2021
Slide 1: Submission letter to stock exchanges
CAN FIN HOMES LTD Registered Office No. 29/1, 1st Floor, Sir M N Krishna Rao Road Basavanagudi, BENGALURU - 560 004 Can Fin Hemes lid E-mail: compsec@canfinhomes.com (Sponsor: ca.na.ra. bank.) H O ME LOANS r arm m i Tel : 080 26564259 Fax :080 26565746 Uransfa/ing Dreams into ^Realiig Web: www.canfi
Slide 2: Can Fin Homes Ltd. at a Glance
Can Fin Homes Ltd. at a Glance Can Fin Homes Limited 33 successful years of financing dream homes since 1987….. and miles to go…………………….. at a Glance Information to Investors 33 successful years of financing dream homes Q1 FY22 ended June 2021since 1987….. and miles to go…………………….. Information to In
Slide 3: About Us
ABOUT US Legacy Focus Reach Financials Vision • 33 year old • To promote home • Headquartered in • Last Five Year O/s • To increase lending institution registered ownership across Bangalore Growth /CAGR to new home as a deposit taking India, with a motto (Mar.16 ~ Mar.21) aspirants, enhance HFC with
Slide 4: Board of Directors
BOARD OF DIRECTORS Shri L V Prabhakar Shri Girish Kousgi Shri Debashish Mukherjee Shri G Naganathan Chairman Managing Director & CEO Director (Promoter) Director (Independent) Dr. Yeluri Vijayanand Shri Satish Kumar Kalra Smt Shubhalakshmi Panse Shri Amitabh Chatterjee Director (Independent) Directo
Slide 5: Performance Highlights - FY21
PERFORMANCE HIGHLIGHTS - FY21 1. Disbursements during the quarter Q1 8. Gross NPA 0.90% & Net NPA 0.57%. increased by 123% YOY 9. 84% of fresh loan approvals during 2. Loan Book reached Rs. 22221 Cr (+7%) FY were for Housing. with a clientele base of 1.80 lakh. 3. NII: Rs.181.16 Cr, PBT: Rs. 152.54
Slide 6: Performance Highlights – Q1 FY22
PERFORMANCE HIGHLIGHTS – Q1 FY22 Amount in Rs. Cr As per IND AS As per IND AS Sl. Particulars Jun’21 (3m) Jun’20 (3m) Mar’21 (3m) Mar’21 (12m) No. 1 New Approvals 829 264 2260 4631 2 Disbursements 894 401 2001 4332 3 Outstanding Loan Book 22221 20843 22105 22105 4 Interest Income 449.20 522.11 460.5
Slide 7: Performance Highlights – Q1 FY22
PERFORMANCE HIGHLIGHTS – Q1 FY22 Amount in Rs. Cr As per IND AS As per IND AS Sl. Particulars Jun’21 (3m) Jun’20 (3m) Mar’21 (3m) Mar’21 (12m) No. 13 Provisions for SA & NPA 6.55 44.14 7.66 68.53 14 Profit Before Tax 146.00 126.05 142.01 617.58 15 Provision for Taxation & DTL 37.15 32.89 39.44 161.5
Slide 8: Key Financial Ratios – Q1 FY22
KEY FINANCIAL RATIOS – Q1 FY22 Amount in Rs. Cr Sl. PERIOD ENDED Particulars No. Jun’21 Jun’20 Mar’21 1 Return on Avg Assets (Annualised) 1.97% 1.80% 2.18% 2 Return on Avg Equity (Annualised) 15.97% 16.55% 17.47% 3 Earning Per Share (Rs.) 8.17 7.00 34.25 4 Net Interest Margin (%) 3.31% 3.70% 3.88% 5
Slide 9: Lending Basket
LENDING BASKET CATEGORY-WISE PRODUCT-WISE DISTRIBUTION OF LOAN BOOK Amount in Rs. Cr Sl . Category/Product Jun-20 Sept-20 Dec-20 Mar-21 Jun-21 No. O/s Amt. O/s Amt. O/s Amt. O/s Amt. O/s Amt. 1 Salaried & Professionals i) Housing Loans 13676 13750 14013 14920 15079 ii) Top-up Personal Loans 485 483
Slide 10: Funding Basket
Funding Basket Funding Mix @ Jun 2021 (as %) Funding Mix @ Jun 2020 (as %) Deposits Deposits 2% NHB 1% NHB 20% 25% Banks 47% Market Banks Borrowings 59% 20% Market Borrowings 26% • Cost of borrowings contained of 5.66% (vs 6.71% in Mar 21 & 7.31% in Jun 20) www.canfinhomes.com 9
Slide 11: Impact of Covid-19
IMPACT OF COVID-19 Covid-19: The COVID-19 pandemic has spread On Liquidity and debt servicing: The Company rapidly throughout the world and has had an has enough liquidity and sufficient unavailed impact on almost all entities either directly or sanctioned limits from banks and financial indirectly.
Slide 12: Branch Network
BRANCH NETWORK (186 BRANCHES + 14 SATELLITE OFFICES) • Punjab – Jalandhar • Odisha – Bhubaneshwar, • Telangana – Hyderabad (10 • Delhi – Nehru Place, Pitampura Berhampur, Jharsuguda branches), Siddipet, Warangal, • Chandigarh Karimnagar, Khammam, • Haryana – Gurgaon, Manesar, • Bihar – Patna Mancher
Slide 13: Thank You
THANK YOU The forward looking statements and projections, if any, contained in this presentation are predictions and involve known and unknown risks, uncertainties and other factors including the future changes or developments, the competitive environment, ability to implement the strategies and ini