Slide 1: Bank7 Corp. Q3 Earnings Release
Bank7 Corp. Q3 Earnings ReleaseOctober 31, 2018
Slide 2: Legal Information and Disclaimer
Legal Information and Disclaimer This presentation and oral statements made regarding the subject of this presentation contain forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financi
Slide 3: Corporate Overview
Corporate Overview September 30, 2018 Assets $751 million Loans $585 million Deposits $664 million One of the Top Performing Community Banks in the United States for 2017 (1)Track Record of Industry Leading Profitability and Expense ControlIntense Focus on Underwriting Process and Asset QualityScala
Slide 4: Financial Snapshot: Bank7 continues to experience growth and strong earnings
Financial Snapshot: Bank7 continues to experience growth and strong earnings For the Nine Months EndedSeptember 30, 2018 Net Income (2) Dollars are in millions, except earnings per share. Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the
Slide 5: Historical Performance
Historical Performance Return on Average Assets (1) Return on Average Equity (1) Dollars are in millionsFinancial data is as of or for the twelve months ended December 31 of each respective year and as of or for the nine months ended September 30, 2018.Profitability metrics are tax adjusted as if th
Slide 6: Balance Sheet and Earnings Growth
September 30, 2017 September 30, 2018 Annual growth rate Balance Sheet and Earnings Growth Dollars are in millions, except earnings per share.Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the nine months ended September 30, 2018.Net incom
Slide 7: Net Interest Margin Breakdown
Net Interest Margin Breakdown Net Interest Margin Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the nine months ended September 30, 2018.Yield on loans (excluding loan fee income) and net interest margin (excluding loan fee income) are no
Slide 8: Loan and Deposit Beta Analysis
Loan and Deposit Beta Analysis 28.4% 31.1% 22.1% 23.2% 26.5% 26.3% All Fed changes were made at quarter end so the changes were included for the next quarter (i.e. 03/16/17 shows on Q2 of 2017).Loan and Deposit rates are calculated by taking total interest income or expense divided by average balanc
Slide 9: Asset Quality
Asset Quality Net Charge-Offs to Average Loans Allowance for Loan Losses to Total Loans Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the nine months ended September 30, 2018. Nonperforming Assets to Loans and OREO Q3 asset quality remain
Slide 10: Diversified Loan Portfolio
Diversified Loan Portfolio Dollars are in millions. Data as of September 30, 2018. Gross Loan Portfolio Composition by Purpose Type
Slide 11: Deposit Composition
Deposit Composition Historical Deposit Growth CAGR = 12.4% Deposit Composition as of September 30, 2018 Our Deposit StrategyGather deposits from commercial clients through a suite of targeted deposit offerings, including a variety of remote deposit and cash management productsCommercial loan custome
Slide 12: Appendix
Appendix
Slide 13: Bank7 Corp. Financials
Bank7 Corp. Financials Net income and earnings per share are tax adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods. Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to its more comparable GAAP measure.
Slide 14: Bank7 Corp. Financials
Bank7 Corp. Financials Return on average assets and shareholders’ equity are tax adjusted as if the Company were a C Corporation at the estimated tax rates for the respective periods.Efficiency ratio is calculated by dividing noninterest expense by the sum of net interest income on a tax equivalent
Slide 15: Non-GAAP Reconciliations
Non-GAAP Reconciliations As of or for the Nine Months Ended September 30, For the Year Ended December 31, 2018 2017 2017 2016 2015 2014 (Poltars in thousands, except per share data) ‘Tangible Shareholders" Total shareholders equity 82,765 66,557 69.176 55,136 45,314 39,075 Goodwill and other intangi