China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — Q3 2023 Earnings Presentation
8 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, 2023
Slide 1: 2023 Q3 Results Announcement
2023 Q3 Results Announcement
Slide 2: Disclaimer
Disclaimer This results announcement is based on the 2023 Third Quarterly Report. In order to fully understand the operating results, financial position and future development plans of the Company, you should read the full report carefully in the Investor Relations section of the website of the Comp
Slide 3: Operating performance: lower decline rate of operating income
Operating performance: lower decline rate of operating income July-September The first three quarters Operating income Operating income Net non-interest income RMB34,765 million RMB106,304 million RMB29,096 million up by 1.07% YoY down by 2.11% YoY up by RMB1,908 million YoY Net profit attributable
Slide 4: Asset side: rapid growth
Asset side: rapid growth Total assets RMB7.52 trillion up by 3.67% from the end of the previous year Of which, total loans and advances to customers RMB4.38 trillion, up by 5.86% from the end of the previous year; accounting for 58.28% of total assets, up by 1.21 pp from the end of the previous year
Slide 5: Liability side: steadier structure
Liability side: steadier structure Total liabilities RMB6.89 trillion up by 3.69% from the end of the previous year % of total deposits from customers in total liabilities Total deposits from customers RMB4.23 trillion up by 5.83% from the end of Accounting for 61.36% of total liabilities the previo
Slide 6: Corporate business: steady and healthy development
Corporate business: steady and healthy development Balance of general corporate loans Balance of corporate deposits RMB2,343,031 million up by 8.99% RMB3,021,190 million up by 2.37% from the end of the previous year from the end of the previous year Balance of deposits from strategic clients Balance
Slide 7: Retail business: higher acquisition capacity of high-quality customers
Retail business: higher acquisition capacity of high-quality customers Total assets of retail customers Balance of small business loans under the management of the Bank RMB779,294 million RMB2,709,213 million up by from the end of up by 14.03% the previous year from the end of 5.46% the previous yea
Slide 8: Asset quality: better in stability
Asset quality: better in stability Total NPLs and the NPL ratio realised Allowance to NPLs was “double decreases” for four quarters in a row increased gradually Total NPLs RMB68,015 million Allowance to NPLs 149.21% down by RMB1,372 million up by 6.72 pp from the end of the previous year from the en
China Minsheng Banking — Q3 2023 Earnings Presentation on 6ix