Col Financial Group, Inc. · PSE:COL

Col Financial — H1 2012 Earnings Presentation

15 slides from Col Financial's earnings presentation, August 2012

  1. Slide 1: First Half 2012 Earnings Results

    First Half 2012 Earnings Results August 2012 w w w. c o l f i n a n c i a l . c o m

  2. Slide 2: Investor Presentation Highlights

    Investor Presentation Highlights 1. 1H12 Financial & Operating Highlights 2. Updates on Growth Strategy w w w. c o l f i n a n c i a l . c o m

  3. Slide 3: 1H12 Net Income Up by 14.7%

    1H12 Net Income Up by 14.7% COL FINANCIAL GROUP, INC Consolidated Income Statement (In PhpMil) • Consolidated net income increased 14.7% to Change Php209.1 Mil. 1H11 1H12 Amount % INCOME • Revenues grew 11.0% as the strength of Philippine Commissions 209.1 261.5 52.4 25.1% operations offset the weak

  4. Slide 4: Strength of Philippines Offsets Weakness of HK

    Strength of Philippines Offsets Weakness of HK • Revenues grew by 11.0% to Php355.9 Mil largely due to COL FINANCIAL GROUP, INC the strong performance of the Philippines, which offset Revenue Breakdown (In PhpMil) the poor performance of HK. During 1H12, HK's Change Philippines 1H11 1H12 Amount % sh

  5. Slide 5: Commissions from the Philippines Account for a Growing Share of Revenues

    Commissions from the Philippines Account for a Growing Share of Revenues Sources of Revenues Revenues According to Geography Other income 0.5% Hong Kong Interest 9.5% 26.0% Philippines Commissions 90.5% 73.5% Sources of Revenues Revenues (According to Geography) 1H11 1H12 1H11 1H12 Commissions 65.2%

  6. Slide 6: ROAE Increases to 33.5%

    ROAE Increases to 33.5% • Despite the growth in revenues, operating profits fell by COL FINANCIAL GROUP, INC 6.5% to Php211.9 Mil due to the weak performance of Selected Financial Indicators HK and the significant growth of operating expenses Change 1H11 1H12 Amount % domestically. Operating Profits

  7. Slide 7: Strong and Highly Liquid Balance Sheet

    Strong and Highly Liquid Balance Sheet COL FINANCIAL GROUP, INC Consolidated Balance Sheet (In PhpMil) Change • COL's balance sheet remained strong, with high 12/31/11 6/30/12 Amount % levels of cash and no debts. ASSETS Current Assets Cash and cash equivalents 2,188.9 2,784.7 595.7 27.2% • Trade pa

  8. Slide 8: Sustained Customer Growth

    Sustained Customer Growth Client Base 40,000 37,415 35,000 +69.6% 30,000 27,306 25,000 22,058 20,000 15,345 15,000 8,716 10,000 5,000 6,309 5,000 1,273 - 2006 2007 2008 2009 2010 2011 1H11 1H12 w w w. c o l f i n a n c i a l . c o m

  9. Slide 9: Sustained Customer Growth

    Sustained Customer Growth Client Equity (PhpMil) 25,000 22,504 20,000 +49.1% 16,447 15,093 15,000 11,962 10,000 5,122 5,000 3,648 2,128 942 - 2006 2007 2008 2009 2010 2011 1H11 1H12 w w w. c o l f i n a n c i a l . c o m

  10. Slide 10: Comparative Performance (COL vs. PSE)

    Comparative Performance (COL vs. PSE) Change 1H11 1H12 Amount % PSE Ave. Daily T/O (PhpMil) 5,252.5 7,643.0 2,390.5 44.0% COL Ave. Daily T/O (PhpMil) 428.5 682.0 253.6 56.4% COL Market Share 4.1% 4.5% PSE Ranking 8 7 No. of Transactions - PSE ('000) 3,712.1 6,118.8 2,406.7 131.5% No. of Transactions

  11. Slide 11: Margin Loans Drop Despite Increase in Approved Margin Accounts and Value of Margin Granted

    Margin Loans Drop Despite Increase in Approved Margin Accounts and Value of Margin Granted Ave Daily Margin Loans 1,400 1,251 -26.5% 1,200 1,102 1,000 920 800 600 573 400 137 202 200 114 27 - 2006 2007 2008 2009 2010 2011 1H11 1H12 w w w. c o l f i n a n c i a l . c o m

  12. Slide 12: Margin Loans Drop Despite Increase in Approved Margin Accounts and Value of Margin Granted

    Margin Loans Drop Despite Increase in Approved Margin Accounts and Value of Margin Granted Period 2010 2011 1H11 1H12 Approved Margin Accounts 690 841 809 882 Accounts Utilizing Margin 302 314 329 264 % Utilization 43.8% 37.3% 40.7% 29.9% Value of Margin Granted (PhpMil) 3,102 4,012 3,730 4,185 % Ut

  13. Slide 13: Investor Presentation Highlights

    Investor Presentation Highlights 1. 1H12 Financial & Operating Highlights 2. Updates on Growth Strategy w w w. c o l f i n a n c i a l . c o m

  14. Slide 14: Updates on Growth Strategy

    Updates on Growth Strategy • Capacity expansion completed • In the process of launching new trading platform • Increase frequency and menu of seminars for clients • Focus on improving customer loyalty and tapping new clients w w w. c o l f i n a n c i a l . c o m

  15. Slide 15: Thank You

    THANK YOU ww.citiseconline.com

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