Slide 1: Financial Results 3rd Quarter of 2024
d-local Financial Results 3rd Quarter of 2024
Slide 2: Unlocking the power of Emerging Markets
Slide 3: Third Quarter 2024 results
Third Quarter 2024 results $6.0 a seq O78 nee ‘Total Payment Volume = ‘Revenue $6.5B $186M Preerawna Mowat hind $70 i $56 = % ons sodA $78M $52M Piva Secoenen 1m Robust TPV growth, up 41% YoY and 8% Qo, diven by strong performance across various verticals and countries 1 Record gross profit reaching
Slide 4: CEO letter: business gaining momentum
at docal is a young and d and ses over these Pedro Amt CEO of dLocal We are encouraged by how we see the business evolving. After a soft first quarter, we see ‘ourselves consistently gaining momentum Despite 2 tough 2023 comparison, we have once again returned to delivering 2 quarter of record resul
Slide 5: Adjusted EBITDA reached $52 million
(Our Adjusted EBITDA reached $52 million, despite Continued investments in our engineering team, back-office capabilities and our license portfolio, all crucial for our longterm success. Although Adjusted EBITDA was down year-over-year, this Fepresents the second consecutive quarter of increased ope
Slide 6: Cross-Border Platform recognition
“Cross-Border = es Platform” category in Juniper Research's Future
Slide 7: Third quarter 2024 financial highlights
Third quarter 2024 financial highlights Total Payment Volume (TPV’) reached 2 record USS6.5 billion in the third quartet, up 41% year-over-year ‘compared to USS4.6 billion in the third quarter of 2023 and up 8% compared to USS6.0 billion in the second ‘quarter of 2024 Revenues amounted to US$185.8 m
Slide 8: Net income for the third quarter of 2024
Net income for the third quarter of 2024 was US$26.8 milion, or US$0.09 per diluted share, down 34% compared 10 a profit of US$40.4 milion, or US$0.13 per diluted share, forthe third quarter of 2023 and down 42% compared 10 a profit of US$46,2 million, or USSO.15 per diluted share for the second qua
Slide 9: Third quarter 2024 business highlights
Third quarter 2024 business highlights During the third quarter of 2024, pay-ine TPV increased 35% year-over-year and 8% quarter-over-quarter to [USS4 6 billion, accounting for 71% of the TPV. Pay-outs TPV increased by 58% year-over-year and 7% quarter-over-quarter to USS1.9 blion, accounting for th
Slide 10: Breakdown of TPV by product and revenue by geography
The tables below present the breakdown of dLocal's TPV by product and type of flow: Inmilions of USS exept ors | Thee months ended 30 of Septonter | Nine months ended 30 of September ‘2024 share 2023 kahare | 2024 she 2023 share Payins 462 71% 3097 RI THE Payous ted 2189 ee 5300 Sauk Teal TV 6516 10
Slide 11: Breakdown of gross profit by geography
The tables below present the breakdown of dLocal’s gross profit by geography: Inmilions of USS except tors | Three months ended of Septonber | Nine months ended 30 of September ‘2024 tshae 2023 share | 2024 share 2023 share Latin America 56 7584 BORAT. 75% THD Brat ne ee Ce Ce Argentina eC! Masco ne
Slide 12: Operating across 40+ countries in emerging markets
Slide 13: Special note regarding Adjusted EBITDA
Special note regarding Adjusted EBITDA and Adjusted EBITDA Margin Local has only one operating segment. dLocal measures its operating segments performance by Revenues, Adjusted EBITDA and Adjusted EBITDA Margin, and uses these metrics to make decisions about allocating resources. [Adjusted EBITDA as
Slide 14: Special note regarding Adjusted Net Income
Special note regarding Adjusted Net Income ‘Adjusted Net Income isa norIFRS financial measure. As used by dL.ocal. Adjusted Net Income is defined asthe profit forthe petiod (net income) excluding impsiment gains/{losses) on financial assets, transaction costs, sharebased payment non-cash charges, an
Slide 15: Earnings per share
Earnings per share ‘We calculate basic eamings per share by dividing the profit atwibutable to owners of the group by the weighted average umber of common shares issued and outstanding during the three-month and nine-month periods ended September 30, 2024 and 2023, ‘Our luted eamings per share is ca
Slide 16: Conference call and webcast
Conference call and webcast dLocal's management team will host a conference call and audio webcast on November 13, 2024 at 6:00 pm. Eastern Time. Please click here to pre-register for the conference call and ‘obtain your dial in number and passcode The live conference call can be accessed via audio
Slide 17: Definition of selected operational metrics
Definition of selected operational metrics “API” means application programming interface, which is a general term for programming techniques that are available for software developers when they integrate with e panicular service or application. In the payments industry, APIs are usuelly provided by
Slide 18: Forward-looking statements
Forward-looking statements This press release contains certain forward-looking statements. These forward-looking statements convey dLocal’s current expectations or forecasts of future events, including guidance in respect of total payment volume, gross profit, Adjusted EBITDA, and Adjusted EBITDA ov
Slide 19: Consolidated Condensed Interim Statements of Comprehensive Income
dLocal Limited Certain financial information Consolidated Condensed Interim Staternents of Comprehensive income for the three-month and nine-month periods ended September 30, 2024 and 2023 (in thousands of US. dollars, except per share amounts) Tiree months ended 30 of September | Nne moths ended 30
Slide 20: Consolidated Condensed Interim Statements of Financial Position
dLocal Limited Certain financial information Consolidated Condensed Interim Statements of Financial Position as of September 30, 2024 and December 31, 2023 (in thousands of U.S. dollars) ASSETS Curent Assets ‘Cash and cash equivalets Fanci assets at faivalue though proftrloss Trade and ther receivab
Slide 21: Consolidated Condensed Interim Statements of Cash Flows
dLocal Limited Certain interim financial information Consolidated Condensed Interim Statements of Cash flows for the three-month and nine-month periods ended September 30, 2024 and 2023 (in thousands of US. dollars) Tiree montis ended 200f | Hine montis ended 30 Septerbee ‘Sept 2028 2028 208 2028 Ca
Slide 22: Investor Relations Contact
Investor Relations Contact: investor@dlocal.com Media Conta media@dlocalcom FINANCIAL RE
Slide 23: d-local
d-local