Is Finansal Kiralama A.s. · BIST:ISFIN
Is Finansal Kiralama A.s — Investor Presentation (December 2024)
27 slides from Is Finansal Kiralama A.s's investor presentation, December 2024
Slide 1: Investor Presentation December 2024
INVESTOR PRESENTATION DECEMBER 2024
Slide 2: Advantageous, Competent, Flexible, Foreseeable
Advantageous Competent Flexible Foreseeable
Slide 3: Company Overview
Company Overview iS LEASING
Slide 4: Milestones
Milestones As a result of the increase in Incorporated under the company value and transaction partnership of İşbank, Initial public volume, it is included in the ISE Societe General and IFC. offering (ISFIN) 50 index. 1988 2000 2005 1985 1995 The Leasing Law 2004 2009 enters into force. İşbank Grou
Slide 5: Company Overview
Company Overview As of December 31, 2024, with a new transaction volume of USD 517 million and a market share of 9,39 %, İş Leasing maintained its strong position in the sector. With leasing receivables reaching TL 26,7 billion , the market share in terms of receivables is 11,39%. Total consolidated
Slide 6: Company Overview: Shareholders, Rating and Share Performance
Company Overview Rating İş Leasing TİBAŞ TSKB Fitch Long-Term Foreing BB- BB- B+ Currency SAHA 9,30 - 9,67 Türkiye İş Bankası A.Ş. 39,2% Where to sell Türkiye Sınai Kalkınma Bankası Trading Volume Price 0,9% A.Ş. 30,4% Marketing 60.000.000 18 Trakya Yatırım 16 29,5% Holding A.Ş. Strategy 50.000.000
Slide 7: Company Overview: Branches and Staff
Company Overview 141 Avcılar Branch Kozyatağı Branch Şişli Branch Kartal Branch Trabzon Branch Bursa Branch 53 % Ostim Branch Başkent Branch 47 % İzmir Branch Kayseri Branch 39 Sales Diyarbakır Branch Ege Serbest Bölge Branch Konya Branch Staff Adana Şube Gaziantep Branch Antalya Branch 16 Branches
Slide 8: Financial Results
FINANCIAL RESULTS is LEASING
Slide 9: Financial Results
FINANCIAL RESULTS TL 35.124 TL 69.747 TL 26.660 Million Million Factoring Total Assets Million Receivables Leasing Receivables TL 9.842 USD 517 Million Million Shareholders’ Equity Transaction Volume
Slide 10: Consolidated Financial Highlights
Consolidated Financial Highlights TL Million, consolidated 2022 2023 2024 Δ Leasing Receivables, Net 17.262 23.312 26.660 14% Factoring Receivables, Net 15.632 22.155 35.124 59% Non Performing Receivables 960 1.210 1.078 -11% Provisions (-) 1.176 1.364 1.405 3% Total Assets 36.330 51.558 69.747 35%
Slide 11: Unconsolidated Key Figures
Unconsolidated Key Figures * These figures are prepared excluding the profit derived from Associates accounted for using the equity method.
Slide 12: NPL
NPL Sector NPL % İş Leasing NPL% 8,31% 7,20% 6,67% 6,26% 6,57% 5,77% 5,55% 4,76% 4,87% 4,07% 4,65% 4,63% 3,90% 4,32% 3,81% 3,04% 3,61% 2,53% 2016 2017 2018 2019 2020 2021 2022 2023 2024
Slide 13: Leverage
LEVERAGE 7,7 7,4 6,4 5,3 5,0 2020 2021 2022 2023 2024
Slide 14: Industrial & Asset & Geographical Breakdown
Industrial & Asset & Geographical Breakdown, % Assets Distribution (%) 2023 2024 39 32 31 20 13 15 13 11 9 10 4 3 MACHINERY REAL ESTATE CONSTRUCTION TEXTILE TRANSPORTATION OTHER MACH. Sectoral Distribution(%) 30% 2023 2024 26% 21% 19% 18% 12% 11% 10% 5% 6% 6% 5% 6% 4% 4% 3% 3% 4% 3% 3% 2% 1% TEXTILE
Slide 15: Financial Results: Funding
FINANCIAL RESULTS Strong relationships with both domestic and international Efficient use banks of capital market instruments Efficient hedging strategy against FX risk Structured Usage of Finance alternative funding channels (Derivatives)
Slide 16: Leasing Sector in Turkey
LEASING SECTOR IN TURKEY is LEASING
Slide 17: Number of Leasing Companies
Number of Leasing Companies Number of Leasing Companies 26 25 24 23 22 22 21 21 19 2016 2017 2018 2019 2020 2021 2022 2023 2024
Slide 18: New Leasing Volume
New Leasing Volume Million USD -3,69% 1,04% 6.365 7,13% 6.130 6.194 26,84% -22,59% 5.506 1,55% 24% 24% 18% 20,80% 4.795 5.140 29,14% -46,66% 19% 23% 18% 3.990 4.052 3.303 19% 16% 2.558 20% 28% 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Leasing Sale & Leaseback
Slide 19: Portfolio Development
Portfolio Development Leasing Receivables (Million USD) 13.786 12.509 11.539 8.202 7.803 6.411 6.310 6.420 6.646 2016 2017 2018 2019 2020 2021 2022 2023 2024 Currency Distribution 90% 80% 75% 75% 77% 77% 70% 70% 72% 66% 67% 60% 61% 50% 40% 39% 30% 30% 34% 33% 25% 25% 28% 20% 23% 23% 10% 0% 2016 2017
Slide 20: Portfolio Development
Portfolio Development 30.000 45% 39% 40% 25.000 34% 33% 35% 30% 20.000 28% 30% 24% 25% 15.000 20% 10.000 8.554 7.803 15% 6.411 6.310 6.420 6.646 10% 5.000 2.053 2.349 2.120 2.531 2.177 1.772 5% 0 0% 2019 2020 2021 2022 2023 2024 Lease Receivables (USD) TL TL %
Slide 21: Profitability
Profitability Net Profit of Sector (Million TL) 17.180 14.488 5.897 1.502 2.042 923 952 917 1.125 2016 2017 2018 2019 2020 2021 2022 2023 2024 Equity & Leverage 6,2 6,3 6,2 70.000 5,7 5,6 4,4 5,2 6 60.000 4,6 4,7 5 50.000 4 40.000 30.000 3 20.000 2 10.000 1 7.801 8.604 9.601 10.376 12.431 14.575 22.
Slide 22: NPL
NPL Customer Base %12,20 %13,18 %12,76 90.0 00 %11,18 %12,65 %11,37 %14,0 0 %10,02 %10,65 80.0 00 70.0 00 %9,43 %12,0 0 %10,0 0 60.0 00 %8,00 50.0 00 %6,00 40.0 00 %4,00 30.0 00 20.0 00 58.373 57.593 53.510 40.457 36.240 35.669 34.880 37.872 47.246 %2,00 10.0 00 %0,00 2016 2017 2018 2019 2020 2021 2
Slide 23: Sustainability
SUSTAINABILITY is LEASING
Slide 24: Sustainability
SUSTAINABILITY İş Leasing approaches sustainability as a whole, encompassing its economic, environmental, and social aspects, while adhering to all pertinent laws and regulations in its operations. Considering sustainability as an integral part of its way of doing business to leave a more livable wo
Slide 25: Sustainability
SUSTAINABILITY To achieve its sustainable development and green transformation goals, İş Leasing places great importance on understanding the expectations of its various stakeholders and managing this process effectively by strengthening collaborations with national and international organizations.
Slide 26: Investor Relations Unit
Investor Relations Unit yatirimciiliskileri@isleasing.com.tr
Slide 27: Disclaimer Statement
Disclaimer Statement The information in this document has been obtained by İş Finansal Kiralama A.Ş. (“İş Leasing”) from sources believed to be reliable, however, İş Leasing cannot guarantee the accuracy, completeness , or correctness of such information. This document has been issued for informatio
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