Triumph Financial, Inc. · NYSE:TFIN

Triumph Financial — Triumph Bancorp — Shareholder Meeting (April 2022)

17 slides from Triumph Financial's shareholder meeting presentation, Apr 26, 2022

  1. Slide 1: 2022 Annual Meeting of Stockholders

    © Triumph Bancorp, Inc. 2022 ANNUAL MEETING OF STOCKHOLDERS April 26, 2022 Exhibit 99.1

  2. Slide 2: A Clear Path Forward

    © Triumph Bancorp, Inc. A CLEAR PATH FORWARD with Aaron Graft, Vice Chairman and CEO of Triumph Bancorp, Inc.

  3. Slide 3: Forward Looking Statements

    © Triumph Bancorp, Inc. FORWARD LOOKING STATEMENTS This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You ca

  4. Slide 4: 2021 – A Record Year

    © Triumph Bancorp, Inc. 0 1,000 2,000 3,000 4,000 5,000 6,000 (10) 0 10 20 30 40 50 60 70 80 90 100 110 120 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 T o ta l a ss et s (i n m il li o n s) N et i n co m e (i n m il li o n s) Net income Total assets 2021 – A RECORD YEAR 4

  5. Slide 5: Inception to Date

    © Triumph Bancorp, Inc. (50) 0 50 100 150 200 250 300 350 400 450 (10) 0 10 20 30 40 50 60 70 80 90 100 110 120 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 C u m u la ti v e n et i n co m e (i n m il li o n s) A n n u a l n et i n co m e (i n m il li o n s) Net income Cumulative net

  6. Slide 6: Triumph vs. S&P Banks Index

    © Triumph Bancorp, Inc. TRIUMPH VS. S&P BANKS INDEX 6 0 100 200 300 400 500 600 700 800 900 1,000 1,100 TBK Index Normalized to 11/7/2014, the date of TBK’s IPO

  7. Slide 7: Long-Term Price/TBV

    © Triumph Bancorp, Inc. LONG-TERM PRICE/TBV 7 0 1 2 3 4 5 6 TBK VBTX Values are multiples of Tangible Book Value (TBV)

  8. Slide 8: Three Legs of the Stool

    © Triumph Bancorp, Inc. THREE LEGS OF THE STOOL PAYMENTS FACTORING BANKING 8

  9. Slide 9: Drivers of Value for 2022

    © Triumph Bancorp, Inc. 5 DRIVERS OF VALUE FOR 2022 9

  10. Slide 10: Primary Driver #1 — TriumphPay

    © Triumph Bancorp, Inc. PRIMARY DRIVER #1 — TriumphPay establishes THE payments network for trucking, demonstrating scalable and defensible revenue growth. 10 HIRE THE BEST TALENT LAND AND EXPAND ACQUIRE SHIPPER MARKET SHARE DEFEND THE FORTRESS

  11. Slide 11: Primary Driver #2 — Triumph Business Capital

    © Triumph Bancorp, Inc. PRIMARY DRIVER #2 — Triumph Business Capital enhances its operational platform and its technology stack to maintain its market position. 11 DEFINE TARGET MARKET SEGMENT TECHNOLOGY DRIVEN EFFICIENCY OWN THE USER EXPERIENCE

  12. Slide 12: Triumph Business Capital Total Gross Revenue

    © Triumph Bancorp, Inc. TRIUMPH BUSINESS CAPITAL TOTAL GROSS REVENUE 12 $0.0 M $5.0 M $10.0 M $15.0 M $20.0 M JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC 2018 2019 2020 2021 2022 March 31, 2021 total gross revenue excludes a $4.7 million gain on our indemnification asset; September 30, 2020 tota

  13. Slide 13: Primary Driver #3 — TBK Bank

    © Triumph Bancorp, Inc. PRIMARY DRIVER #3 — TBK Bank improves its efficiency, maintains pristine credit quality, and continues growing fee income and deposits. 13 MAINTAIN OPERATIONAL LEVERAGE MODERATE LOAN GROWTH GROW TRANSACTIONAL DEPOSIT ACCOUNTS CREDIT VIGILANCE

  14. Slide 14: Deposit Metrics Over Time

    © Triumph Bancorp, Inc. DEPOSIT METRICS OVER TIME 14 0.00% 0.20% 0.40% 0.60% 0.80% 1.00% 1.20% - 500,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000,000 2013 2014 2015 2016 2017 2018 2019 2020 2021 R a te p a id o n T o ta l D e p o si ts $ o f T ra n sa ct io n D e p o si ts (

  15. Slide 15: Primary Driver #4 — Common Goal and Protecting the Fortress

    © Triumph Bancorp, Inc. PRIMARY DRIVER #4 — Triumph incents all business units to pursue a common goal and thinks ahead about protecting the fortress. 15 INCENT DESIRED BEHAVIOR AGILE RESPONSE TO A STOCK PULLBACK MAINTAIN REGULATORY EXCELLENCE MITIGATE CYBER RISK

  16. Slide 16: Primary Driver #5 — Winning Culture and Team Well-Being

    © Triumph Bancorp, Inc. PRIMARY DRIVER #5 — Maintain our winning culture and prioritize our team member well-being – the foundation of the preceding four drivers. 16 IMPROVE COLLABORATION ACROSS THE ENTERPRISE UPDATE TECHNOLOGY STACK BROADEN INVESTOR RELATIONS

  17. Slide 17: Q&A

    © Triumph Bancorp, Inc. Q&A 17

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