Gfh Bank B.s.c. · BAHRAIN:GFH

Gfh Bank B.s.c — GFH Financial Group — Q2 2022 Earnings Presentation

9 slides from Gfh Bank B.s.c's earnings presentation, Aug 11, 2022

  1. Slide 1: GFH Financial Group: Presentation to the Investors on Q2 2022 Results

    GFH Financial Group Stable performance amongst market disruptions Presentation to the Investors on Q2 2022 Results 11 August 2022 1 |

  2. Slide 2: Important Notice and Forward-Looking Statements

    Importance Notice and Forward-Looking Statements Important notice The information set out in this presentation and subsequent webcast does not constitute a public offer for the purposes of any applicable law or an offer to sell or solicitation of any offer to purchase any securities or other financi

  3. Slide 3: GFH Group at a Glance

    GFH Group at a Glance Returns:  Executing our Annualized ROE for strategy of 2022 at 8.6% stable growth H1 2022 Assets & • Shareholders’ profit H1 AUM: ~USD 16.4  Deliver good 2022 $42.2m 14% billion • Consolidated profit for the results across period of $45.4m 3.0% Regulated by: business lines •

  4. Slide 4: Continue to report stable results with 10% growth in Q2 shareholder profits

    Continue to report stable results with 10% growth in Q2 22 shareholder profits Investment banking business 2 deals placed in Q2. Gross Q2 2022 1 income from investment banking of $20.4m • Shareholders’ profit Q2 2022 $23.1m 10.2% Higher contribution from KHCB, adding another $9.0m in • Consolidated

  5. Slide 5: Strong overall performance

    Strong overall performance $m H1 H1 Q2 Q2 % change % change 2022 2021 2022 2021 Consolidated profit 45.4 44.1 3% Consolidated profit 26 24.8 5% Shareholders profit 42.2 37.0 14% Shareholders profit 23.1 20.9 10% Total income 182.8 181.0 1% Total income 91.9 90.6 1% Operating expenses 59.6 59.8 (0.30

  6. Slide 6: Increase in shareholders' profit by 19% compared to Q1

    Increase in shareholders’ profit by 19% compared to Q1 21 $000s H1 2022 H1 2021 % Q2 2022 Q2 2021 % Investment banking income 45,098 34,737 30% 20,419 17,147 19% Commercial banking income 36,859 41,713 -12% 17,108 24,541 -30% Income from proprietary investments and co- 47,782 28,411 68% 34,997 10,29

  7. Slide 7: Improved performance ratios

    Improved performance ratios Net profit margins 28% 26% Average 23% 23% 21% 19% Q2 21 Q3 21 Q4 21 Q1 22 Q2 22 Cost to Income Ratio 56% 51% 45% Average 45% 45% 29% Q2 21 Q3 21 Q4 21 Q1 22 Q2 22 1 Excluding Treasury income , Financeexpenses & MTM losses 7 | Presentation to the Investors – Q2 2022 resul

  8. Slide 8: Balance sheet snapshot

    Balance sheet snapshot $000s Jun 2022 Dec 2021 Jun 2021 ASSETS Cash and bank balances 674,570 722,471 593,229 Treasury portfolio 3,314,062 3,089,925 2,379,758 Financing assets 1,457,758 1,311,002 1,252,936 Proprietary investment 2,327,564 2,117,236 1,988,856 Co-Investments 136,069 171,877 128,272 Re

  9. Slide 9: Thank You

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GFH Financial Group — Q2 2022 Earnings Presentation on 6ix