Samhallsbyggnadsbolaget I Norden Ab Class B · OMXSTO:SBB_B

Samhallsbyggnadsbolaget I Norden Ab Class B — Q3 2025 Earnings Presentation

16 slides from Samhallsbyggnadsbolaget I Norden Ab Class B's earnings presentation, Nov 7, 2025

  1. Slide 1: Gamla Uppsala 94:6 Q3 2025

    Gamla Uppsala 94:6 Q3 2025 7 November 2025

  2. Slide 2: Today's Presenters

    TODAY’S PRESENTERS LEIV SYNNES DANIEL TELLBERG HELENA LINDAHL CEO Finance Director Treasury Director Q3 2025 |2

  3. Slide 3: Q&A

    Q&A A Q&A session will follow the presentation Q3 2025 |3

  4. Slide 4: Social Infrastructure in the Nordics, Residentials in Sweden

    SOCIAL INFRASTRUCTURE IN THE NORDICS, RESIDENTIALS IN SWEDEN Community Residential Education Development Total Property exposure Total Property exposure Total Property exposure Total Property exposure 40.2 28.8 20.3 5.0 Property value Property value Property value Property value 19.5 18.8* 0.4 4.9 S

  5. Slide 5: Highlights for the Period

    HIGHLIGHTS FOR THE PERIOD  Property exposure increased from SEK 93.7 bn to SEK 94.3 bn during the quarter.  Rental income increase +1.6%, like for like  Net Operating Income +2.9%, like for like  Central admin costs year to date decreased by 22.3%  Increased value add investment activity  Sign

  6. Slide 6: Community – Strong Fundamentals and Positive Rental Outlook

    COMMUNITY – STRONG FUNDAMENTALS AND POSITIVE RENTAL OUTLOOK  Leading and scalable platform  Elderly care 31% of community property portfolio 40.2  Government funded tenants, minimal risk of rent loss 100% CPI-Linked  Signed a 15-year lease with City of Stockholm for a centrally SEK bn located el

  7. Slide 7: Residential – Increasing Rent Levels and Structural Benefits

    RESIDENTIAL – INCREASING RENT LEVELS AND STRUCTURAL BENEFITS  Residential holdings are concentrated to Sveafastigheter  Listed on Nasdaq First North october 2024, uplisted to the Nasdaq Stockholm Main list in june 2025  Received an investment grade rating from Fitch in may 2025   Rent is expect

  8. Slide 8: Education – Long Leases, Long Term Funding, High Predictability

    EDUCATION – LONG LEASES, LONG TERM FUNDING, HIGH PREDICTABILITY  SBB co-owns Nordiqus with Brookfield, one of the world’s largest infrastructure investors  Nordiqus is Europe’s leading public education property 20.3 platform with growth potential Government-backed income, high lease renewal rate a

  9. Slide 9: Development

    DEVELOPMENT  Transforming potential into value by creating safe and sustainable places for the future  Close collaboration with public and private stakeholders to 5.0 ensure impactful development. Broad expertise ensures quality and sustainability in every  stage of development. SEK bn Property e

  10. Slide 10: Strategy Execution On-Track

    STRATEGY EXECUTION ON-TRACK Progress during the period: SBBs platforms drive sustainable growth  Improving credit ratings in associated companies  Transaction activity on the Nordic social infrastructure markets Effective cost control  Reduction of central administration costs, year over year dec

  11. Slide 11: Financial Statements

    FINANCIAL STATEMENTS Q3 2025 | 11

  12. Slide 12: Key Takeaways – Consolidated Income Statement for Q3 2025

    KEY TAKEAWAYS – CONSOLIDATED INCOME STATEMENT FOR Q3 2025 SEKm Jan-sep 2025 Jan-sep 2024 YoY Like-for-like Solid Like-for-Like NOI growth Net operating income 1 769 2 035 -266 2.9% Other property management income 137 10 127 Net Admin & Restructuring expenses -567 -744 177 +1,6% -1,5% +2,9% Profit b

  13. Slide 13: Liquidity

    LIQUIDITY Liquidity  Total liquidity for SBB, consolidated, amounts to SEK 4,024mn  Unutilised credit facility SEK 2,105mn Unutilised credit facility  Cash investments SEK 217mn Cash investments 4,024  Cash and cash equivalents SEK 1,702mn Cash and cash equivalents  SBB, excluding Sveafastighet

  14. Slide 14: Strengthening Financial Stability

    STRENGTHENING FINANCIAL STABILITY  Lower loan to value, 59%.  Access to equity and debt in Nordiqus, Sveafastigheter, PPI 2.4x & SBB Interest coverage ratio  Addressing Joint ventures, SBB Infrastructure AB, SBB Social Facilities AB & SBB Residential Property AB are a priority 59% Loan to value 1

  15. Slide 15: Attractive Long-Term Funding

    ATTRACTIVE LONG-TERM FUNDING SEKm Interest Rate Maturity 2.5 20,000 33% years 15,000 26% Average interest rate maturity 2.4 % 10,000 16% 17% 5,000 6% Average interest rate 2% 0 2025 2026 2027 2028 2029 >2029 SEKm Debt Maturity 20,000 36% 15,000 2.5 years 2.4 x Average debt maturity Interest coverage

  16. Slide 16: To Summarize

    TO SUMMARIZE 1 Subsidiaries drive growth 2 Effective cost control 3 Strengthened confidence in the core business 4 Increased access to capital Q3 2025 | 16

Samhällsbyggnadsbolaget i Norden — Q3 2025 Earnings Presentation on 6ix