Dominion Lending Centres, Inc. (canada) Class A · TSX:DLCG
Dominion Lending Centres, Inc. (canada) Class A — Dominion Lending Centres — Investor Presentation (August 2023)
15 slides from Dominion Lending Centres, Inc. (canada) Class A's investor presentation, Aug 9, 2023
Slide 1: Dominion Lending Centres Inc.
Dominion Lending Centres Inc. TSX: DLCG www.dlcg.ca August 9, 2023
Slide 2: Disclaimer
DISCLAIMER 2 THIS PRESENTATION IS BEING SUPPLIED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, FURTHER DISTRIBUTED OR PUBLISHED IN WHOLE OR IN PART BY ANY OTHER PERSON. THIS PRESENTATION DOES NOT CONSTITUTE OR FORM PART OF ANY OFFER FOR SALE OR SOLICITATION OF ANY OFFER TO BUY ANY SE
Slide 3: Who is DLC Inc.?
TSX: DLCG | www.dlcg.ca 3 Who is DLC Inc.? ✓ DLC Group (“DLCG”) is comprised of DLC Inc., MCC, MA and Newton ✓ ~$58 billion in funded mortgage volumes(1) ✓ >7,900 mortgage professionals(2) ✓ >540 franchises across Canada(2) ✓ >$20 million adjusted EBITDA(1)(3) ✓ ~34% Adjusted EBITDA margin(1)(3) ✓ O
Slide 4: DLC Inc. Snapshot
TSX: DLCG | www.dlcg.ca DLC Inc. Snapshot 4 Summary Capitalization Trading Price Ticker Symbol: TSX DLCG $4.50 Share Price (August 8, 2023) $2.35 $4.00 Common Shares Outstanding (Basic) (1) 48.3mm $3.50 Share Price ($C / share) Market Capitalization $113.5mm $3.00 Net Debt (2) $39.1mm Preferred Shar
Slide 5: Overview
TSX: DLCG | www.dlcg.ca Overview 5 One of Canada’s • ~$58 billion in funded mortgage volumes(1) Leading Mortgage • >7,900 mortgage professionals across >540 franchises(2) Brokerage • Mortgage professionals originate mortgages but do not lend (no loan loss exposure/credit risk) Networks • Ongoing rec
Slide 6: One of Canada's Leading Mortgage Brokerage Networks
One of Canada’s Leading Mortgage TSX: DLCG | www.dlcg.ca Brokerage Networks 6 • One of Canada’s leading mortgage brokerage National Presence networks with ~$58 billion in funded mortgages(1) • Generates the majority of revenue from: • Royalty fees on mortgage revenue from >7,900 mortgage professiona
Slide 7: Understanding Funded Mortgage Volumes
TSX: DLCG | www.dlcg.ca Understanding Funded Mortgage Volumes 7 Funded mortgage volumes are a key performance indicator, as much of our success depends on funded mortgage volumes. The following factors contribute to the growth of our funded mortgage volumes: Number of Canadians Number of mortgage Mo
Slide 8: Newton Connectivity Systems Inc. (Newton)
TSX: DLCG | www.dlcg.ca Newton Connectivity Systems Inc. (Newton) 8 • Newton is a wholly owned subsidiary of the Corporation • Newton is an approved fintech mortgage connectivity platform in Canada • Newton’s primary business is connecting mortgage applicants, mortgage professionals, Canadian lender
Slide 9: Recent Historical Financial Performance
TSX: DLCG | www.dlcg.ca Recent Historical Financial Performance 9 Revenue Annual Funded Volumes(1)(2) In C$ Millions In C$ Billions $79.6 $78.8 $70.7 $71.3 $59.0 $58.0 (4) (4) 2021 2022 LTM 2021 2022 LTM $43.9 Adjusted EBITDA & Adjusted $32.1 EBITDA 56% $20.2 Margins(3) 45% In C$ Millions 34% (4) 20
Slide 10: DLC Model & Response to Market Headwinds
TSX: DLCG | www.dlcg.ca DLC Model & Response to Market Headwinds 10 • Increased mortgage interest rates have contributed to a softening of the housing market • Housing market headwinds are anticipated to be partially mitigated through the Corporation’s broker recruiting initiatives and anticipated g
Slide 11: About Gary Mauris and Chris Kayat
TSX: DLCG | www.dlcg.ca 11 About Gary Mauris • Gary is the co-founder, Executive Chairman, CEO and a Director of the Corporation, and the largest shareholder • Gary is a serial entrepreneur, having sold two prior companies to private equity and public markets • Gary was recognized as a finalist for
Slide 12: Experienced and Proven Management Team
TSX: DLCG | www.dlcg.ca Experienced and Proven Management Team 12 Eddy Cocciollo President, DLC Inc. Dustan Woodhouse President, MA • Past mortgage broker with over 25 years • 12 years direct industry experience including experience in lending and origination 10 years as a mortgage broker James Bell
Slide 13: Summary
TSX: DLCG | www.dlcg.ca Summary 13 One of Canada’s • ~$58 billion in funded mortgage volumes (1) Leading • Strong distribution channels across >7,900 mortgage professionals across Canada (2) Mortgage Brokerage • >15 year operating history with strong track record Networks • Franchise model with long
Slide 14: Appendix I – Newton's Ecosystem
TSX: DLCG | www.dlcg.ca Appendix I – Newton’s Ecosystem Newton offers a comprehensive suite of services that connect borrowers, mortgage professionals, lenders, and third-party service providers Denotes Newton’s assets DLCG Note: This ecosystem is for illustrative purposes and does not include an ex
Slide 15: Dominion Lending Centres Inc.
TSX: DLCG | www.dlcg.ca Dominion Lending Centres Inc.
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