Trustco Bank Corp Ny · NASDAQ:TRST

Trustco Bank Corp Ny — Shareholder Meeting (May 2013)

15 slides from Trustco Bank Corp Ny's shareholder meeting presentation, May 23, 2013

  1. Slide 1: Welcome to the 2013 Annual Meeting

    Welcome to the 2013 Annual Meeting

  2. Slide 2: Shareholder Assembly Agenda

    Shareholder Assembly Agenda Deposits Loan Portfolio Investment Portfolio Dividends & Capital Growth Ratio Analysis Stock Performance Questions and Answers

  3. Slide 3: Deposit Growth ($000)

    Deposit Growth (000) 4,000,000 3,500,000 vA 3,000,000 a 2,500,000

  4. Slide 4: Number of Branches & Average Size

    Number of Branches & Average Size

  5. Slide 5: Loan Growth ($000)

    Loan Growth ($000)

  6. Slide 6: Nonperforming Loans / Loans (%)

    Nonperforming Loans / Loans (%)

  7. Slide 7: Short-term Delinquencies (%)

    Short-term Delinquencies* (%) *30-89 day past due loans / total loans

  8. Slide 8: Investment & Cash to Assets (%)

    Investment & Cash to Assets (%)

  9. Slide 9: Modest margin declines recently, but flattened expenses

    Modest margin declines recently, but flattened expenses….. …should help drive ROE and ROA as credit costs decline and growth continues

  10. Slide 10: Dividends & Capital Growth 2000-2012

    Dividends & Capital Growth 2000-2012 Dividends Paid: $6.27 per share Dividends Paid: $471 million total Shareholders’ Equity: Increase of 83%

  11. Slide 11: TrustCo vs. Peers

    TrustCo vs. Peers *All public owned banking institutions covered by SNL Financial with assets of $2 to $10 billion as of December 31, 2012; peer numbers are the medians for the full year 2012. **Includes restructured loans TrustCo TrustCo TrustCo TrustCo Peers* 2010 2011 2012 Q1/13 2012 Return on Av

  12. Slide 12: Year Stock Performance

    3 Year Stock Performance* *May 3, 2010 to May 1, 2013, Total Return

  13. Slide 13: Forward Looking Statements

    Forward Looking Statements Safe Harbor Regarding Forward-Looking Statements This presentation may contain forward-looking information about TrustCo Bank Corp NY (“the Company”) that is intended to be covered by the safe harbor for forward-looking statements provided by the Private Securities Litigat

  14. Slide 14: 2013 Annual Meeting Questions and Answers

    2013 Annual Meeting Questions and Answers

  15. Slide 15: Thank You for Attending

    2013 Annual Meeting Thank You for Attending -19-

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