Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — FY2011 Earnings Presentation
8 slides from Aeon Financial Service's earnings presentation, Apr 23, 2012
Slide 1: Results for Fiscal Year 2011
Operating Data Consolidated operating income increased 17% year on year despite the impact of the strong yen. We recognized ¥6.4 billion in extraordinary losses due to factors including the Great East Japan Earthquake and flooding in Thailand. (Billions of yen) Difference from Consolidated Resul
Slide 2: Financial Data Review of FY 2011
Financial Data Review of FY 2011 Consolidated total assets were ¥907.7 billion, due in part to the consolidation of AEON HOUSING LOAN SERVICE CO., LTD. 1 Response to the Great East Japan Earthquake 1. The non-consolidated equity ratio increased 1.2 percentage points from a year earlier to 21.1%.
Slide 3: Growth in Credit Card Shopping Transaction Volume
Growth in Credit Card Shopping Transaction Volume (Non-consolidated) Credit Card Cashing & Credit Guarantee Transaction Volume (Non-consolidated) Recovery from the fourth quarter was solid despite the earthquake and the impact of changes to the Eco Monthly transaction volume increased YoY from D
Slide 4: Key Initiatives for FY 2012
Allowance for Possible Credit Losses & Provision for Interest Repayment Fund Procurement (Non-Consolidated) Provision for possible credit losses decreased 23% YoY to ¥16 billion due to clarification of receivable details, Financial costs decreased 8% YoY to ¥7.2 billion because interest-bearing
Slide 5: Start of AEON CARD Sign-Up at MARUNAKA; Enhance COSMO THE CARD Opus
Start of AEON CARD Cardholder Sign-Up Efforts at MARUNAKA Enhance COSMO THE CARD Opus Cardholder sign-up began at MARUNAKA in March 2012 Solid expansion of number of COSMO THE CARD Opus cardholders to 2.15 million, Leverage the MARUNAKA store network to expand the number of cardholders. with a
Slide 6: Strengthen the Bank Agency Business and Internet Business
Strengthen the Bank Agency Business Strengthen the Internet Business Develop online affiliated merchants and expand online transaction volume. Increase the number of bank agency service stores, with a focus on Tokyo, Nagoya and Osaka. Introduce I t d online li pointi t settlement ttl t capabil
Slide 7: AEON S.S. Insurance and AEON HOUSING LOAN SERVICE Initiatives
AEON S.S. Insurance Initiatives AEON HOUSING LOAN SERVICE Initiatives Increase agencies by 70 to 200 in building a sales network. Use AEON Credit Service sales offices in addition to own offices in Tokyo, Nagoya and Osaka to expand Use AEON Credit sales offices as well as agencies to expand nu
Slide 8: Consolidated Operating Income Forecast of Results for FY 2012
Consolidated Operating Income Forecast of Results for FY 2012 Strengthened fee business and overseas business in addition to the credit business are generating • We plan to increase consolidated and non-consolidated revenues and income. a V-shaped V h d recovery iin consolidated lid t d operating
AEON Financial Service — FY2011 Earnings Presentation on 6ix