Bank Of Commerce · PSE:BNCOM
Bank Of Commerce — Investor Presentation (July 2020)
15 slides from Bank Of Commerce's investor presentation, Jul 17, 2020
Slide 1: Investor Presentation
bank of commerce HOLDINGS INVESTOR PRESENTATION NASDAQ: BOCH July 17, 2020
Slide 2: Disclaimers
DISCLAIMERS Forward Looking Statements bank of commerce HoLpINGs
Slide 3: Bank of Commerce Holdings (BOCH)
Bank of Commerce Holdings (BOCH) is a bank holding company headquartered in Sacramento, California which operates the northern California banking franchise, Merchants Bank of Commerce along the Interstate 5 corridor from Sacramento to Yreka. bank of commerce HoLpINGs
Slide 4: Highlights
COVID-19 HIGHLIGHTS
Slide 5: Highlights: ALLL, PPP loans, liquidity and capital ratios
COVID-19 RESPONSE * Enhanced ALLL of $16.1 million equals 1.33% of gross loans (1.65%, excluding PPP loans and acquired loans) * As of June 30, 2020 have approved loan modifications of $123.3 million (10.2% of gross loans) * Funded 594 PPP loans totaling $162 mi * Liquidity - access to secondary liq
Slide 6: PPP Loans
COVID-19 RESPONSE — PPP LOANS Funded PPP Loans (?eent Dol PPP Loans by Industry”
Slide 7: Modified Loans
COVID-19 RESPONSE — MODIFIED LOANS COVID-19 Modifications as Percent of Total Portfolio COVID-19 Modifications by Industry
Slide 8: Impacted Industries
COVID-19 RESPONSE — IMPACTED INDUSTRIES Loans to Industries with Higher Risk of COVID-19Impact (ex
Slide 9: Impacted Industries
COVID-19 RESPONSE — IMPACTED INDUSTRIES Loans to Industries with Higher Risk of COVID-19 Impact (exis?
Slide 10: Loan Portfolio Mix
COVID-19 RESPONSE — LOAN PORTFOLIO MIX ‘Gross Loans by Loan Type at June 30, 2020* rerent by dolls) * $2000 420900 seon000 << ce $2.00 Ce TT 23570 > — Hm ccon 0 TT sic. 109 no 2,008 ‘a 14m) ED s.209 conucion I ssna71 consumer Il s27.08 estertl-Hometquty fi 20538 + Grossloanstotal $1.2 billion atune
Slide 11: Diversified CRE Loan Portfolio
COVID-19 RESPONSE — DIVERSIFIED CRE LOAN PORTFOLIO ‘CRE~ Investor and CRE ~ Owner-Occupled Loans by Collateral Type at June 30, 2020*
Slide 12: Hotels and Restaurants
COVID-19 RESPONSE — HOTELS AND RESTAURANTS
Slide 13: Hotels and Restaurants
COVID-19 RESPONSE — HOTELS AND RESTAURANTS
Slide 14: Allowance for Credit Losses
ALLOWANCE FOR CREDIT LOSSES
Slide 15: bankofcommerceholdings.com
www.bankofcommerceholdings.com HoLpincs
Bank of Commerce Holdings — Investor Presentation (July 2020) on 6ix