Mcb Bank Limited · PSX:MCB
Mcb Bank — H1 2013 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, Jun 30, 2013
Slide 1: Investors Briefing: Financial Performance Analysis, Half Year Ended June 30, 2013
MCB Bank Limited Investors Briefing Financial Performance Analysis For the half year ended June 30, 2013 Presented by: Hammad Khalid H d Investor Head I t Relations, R l ti Financial Fi i l Reporting R ti and d Taxation T ti
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Increase of 7% in Equity Rs. In mln Unconsolidated Consolidated 1H 2013 YE 12 YTD % 1H 2013 YE 12 Assets 775,156 767,075 8,082 1% 780,312 771,458 Advances - net 223,090 239,583 (16,493) -6.9% 223,343 239,789 Gross Advances 244,616 262,392 (17,776) -6.
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Coverage ratio at 86.92% 86 92% (YE12: 89.23%), 89 23%) NPLs ratio at 10.12% 10 12% (YE12: 9 9.74%) 74%) Concentration of Category of NPLs June 13 Mar 13 Dec 12 Sep 12 June 12 Rs. In mln J June 13 M 13 Mar D 12 Dec S 12 Sep J June 12 Total NPLs 24,766 24,
Slide 5: Investments
MCB Bank Limited Investments Increase of 20.5B 20 5B in Pakistan Investment Bonds and decrease of 9.5B 9 5B in T‐Bills. T Bills Rs. In mln June 2013 Dec 2012 Var. % var. June 2012 Var. % var. Treasury Bills 281,268 290,834 (9,566) ‐3% 250,116 31,152 12% Pakistan Investment Bonds 105,657 85,105 20,55
Slide 6: Deposits
MCB Bank Limited Deposits YTD increase/decrease Current deposits YTD 17% CASA increased to 88% Savings deposits 14% CASA 15% Term Deposits ‐6% Total Deposits 12% Rs. In mln Q2 13 Q1 13 Q4 12 Q3 12 Q2 12 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits ‐ Volume 610,341 565,799 545,061
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement PAT increased by 6% and PBT increased by 4% Rs. In mln Unconsolidated Consolidated 1H 2013 1H 2012 +/- % 1H 2013 1H 2012 +/- % Mark-up Income 32,975 34,492 (1,517) -4% 33,029 34,527 (1,498) -4% Mark-up Expense 14,165 13,587 578 4% 14,172 13,587 584 4% Net M
Slide 8: Non-Markup Income
MCB Bank Limited Non‐ Markup Income Rs. In mln Budgeted June June 2013 June 2012 Var. % var. Var. % var. 2013 NON MARKUP INCOME 5,842 5,195 647 12% 5,297 545 10% Fee, Commission & Brokerage 3,265 2,988 277 9% 3,347 (81) ‐2% Di id d Income Dividend I 507 797 (290) ‐36% 36% 303 204 67% Income from dea
Slide 9: Key Ratios
MCB Bank Limited Key Ratios EPS* Coverage Non‐markup/Net BV* ROA ROE CAR ADR Infection ratio (annualised) ratio** Rev June 2013 93.56 3.08% 25.91% 23.50 23.96% 40.08% 10.12% 86.92% 15.05% Mar 2013 90.95 3.02% 25.51% 22.80 22.54% 46.37% 9.41% 88.97% 12.33% D 2012 Dec 87 84 87.84 2 95% 2.95% 24 96% 24
Slide 10: Awards and Recognitions
MCB Bank Limited Awards and Recognitions 2nd Runner Up Best Presented Annual Report Awards and SAARC Anniversary Awards for Corporate Governance Disclosures 2011 – Category Private Ranked among the Top 25 Sector Banks (including Co‐operative ‘Runner‐up Best Corporate Report PCR Corporate Philanthrop
Slide 11: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e‐mail investor.relations@mcb.com.pk