PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — 9M 2017 Earnings Presentation
29 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, November 2017
Slide 1: Maybank Indonesia Financial Results 9M 2017
Humanising Financial Services Maybank Indonesia Financial Results 9M 2017 ended 30 September 2017 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Summary of 9M 2017 Results 3 Financial Performance 5 Maybank Indonesia in Brief 19 Awards and Events Highlights 25
Slide 3: Summary of 9M 2017 Results
Summary of 9M 2017 Results
Slide 4: Summary of 9M 2017 Results
Summary of 9M 2017 Results Recorded 12.0% increase in PATAMI 1 • PATAMI growth of 12.0% (YoY) to Rp1.4 trillion mainly contributed by the loan growth in particular Global banking, Effective cost management control and outstanding achievement in Sharia Banking. Improved earnings • Net Interest Income
Slide 5: Financial Performance
Financial Performance
Slide 6: Balance Sheet
Balance Sheet Financial Position - Consolidated Sep-17 Jun-17 Dec-16 Sep-16 QoQ YoY Rp Billion a b c d (a/b)-1 (a/d)-1 Loans 121,754 119,924 121,787 116,403 1.5% 4.6% Other Earning Assets 29,629 29,440 26,601 29,043 0.6% 2.0% Other Assets 18,097 21,959 18,291 17,670 -17.6% 2.4% Total Assets 169,480
Slide 7: Income Statement
Income Statement Income Statement - Consolidated 9M 2017 9M 2016 YoY 3Q 2017 2Q 2017 QoQ Rp Billion a b (a/b)-1 c d (c/d)-1 Interest Income 11,083 11,121 -0.3% 3,701 3,695 0.2% Interest Expense (5,356) (5,629) -4.8% (1,810) (1,759) 2.9% Net Interest Income 5,727 5,492 4.3% 1,891 1,936 -2.3% Non Inte
Slide 8: Financial Ratios
Financial Ratios Key Operating Ratio Sep-17 Jun-17 Sep-16 Key Operating Ratio Sep-17 Jun-17 Sep-16 Consolidated a b c (a-c) Bank Only a b c (a-c) Profitability Profitability Return On Assets 1.58% 1.64% 1.44% 0.14% Return On Assets 1.37% 1.46% 1.28% 0.09% Return On Equities (Tier 1) 10.74% 11.32% 10
Slide 9: Loans
Loans - The Bank recorded a modest loans growth of 4.6% (YoY) - Global Banking loans saw a robust loans growth of 29.0% (YoY) on the back of infrastructure financing, in line with the Indonesian Government‟s initiatives LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion Sep-17 Jun-1
Slide 10: Asset Quality
Asset Quality Proactive asset quality management remains a key focus area Asset Quality – Maybank Indonesia Asset Quality – Maybank Indonesia Impaired Loans (consolidated) NPL (consolidated) 3.90% 3.63% 4.03% 4.06% 3.97% 3.51% 3.70% 3.87% 3.40% 3.56% 2.77% 2.52% 2.32% 2.25% 2.26% 2.40% 2.22% 2.38% 2
Slide 11: Customer Deposits
Customer Deposits Focus on CASA accumulation Deposits from Customers by Business Segment The Bank recently launched MOVE (Maybank Online saVings opEning), the platform which provides convenience and greater flexibility for customers in opening accounts. 25% 23% Global Banking Sep-16 Sep-17 CFS 75% 7
Slide 12: Fee Income
Fee Income Fee Income increased by 7.9% to Rp2.1 trillion Rp billion +7.9% YoY (34.5)% YoY (25.5)% YoY 314.5% YoY +3.3% YoY 2,142 1,986 1,117 1,154 Sep-16 Sep-17 573 478 375 181 134 115 Total Fee Income Fees and commissions other Gains on foreign exchange Gains/loss of trading Other fee income than
Slide 13: Operating Expenses
Operating Expenses On BAU level Operating Expenses remained under control, growing 2.6% YoY to Rp4.3 trillion Rp billion +8.4% YoY +3.5% YoY +12.2% YoY 4,494 4,145 4,145 4,251 2,623 2,337 1,808 1,871 Sep-16 2,337 2,380 Sep-17 one-off expenses Total Operating Personnel G&A Expenses (in Rp billion) Br
Slide 14: Sound Capital Position
Sound Capital Position Capital Ratios Sep-17 Jun-17 Mar-17 Dec-16 Sep-16 YoY QoQ Tier I 14.55% 13.72% 13.55% 13.22% 13.84% 0.71% 0.83% Tier II 3.04% 3.17% 3.39% 3.54% 3.81% -0.77% -0.13% Total CAR 17.59% 16.89% 16.94% 16.76% 17.65% -0.06% 0.70% Page 14
Slide 15: Shariah Banking
Shariah Banking - Consistently delivered strong year-on-year performance - Shariah Business Unit (UUS) was awarded The Best Shariah Bank in Investor Best Syariah Awards 2017 Shariah First strategy continue to demonstrate strong results Assets increased by 35.0% (YoY) to Rp24.0 trillion, contributi
Slide 16: Shifting Towards M2U Internet Banking Transactions
Shifting Towards M2U Internet Banking Transactions Maybank M2U Internet Banking Number of Users Number of Transactions Transaction Volume (Thou) (Rp billion) +32.3% +4.9% +45.7% 18,809 212,843 18,110 17,272 14,219 146,070 Sep-16 Sep-17 9M16 9M17 9M16 9M17 Maybank SMS+ Banking Number of Users Number
Slide 17: Maybank Finance Operations
Maybank Finance Operations Sustaining positive momentum Revenue and Profit Before Tax Financing IDR billion IDR billion 30.6% 20.2% 6,999 5,358 14.0% Sep-16 Sep-17 Consumer Financing Asset Quality Unit Financing (unit) 33,652 33,978 30,641 30,893 0.42% 0.39% 0.41% 0.39% 0.36% 0.34% 0.32% 0.33%
Slide 18: WOM Finance Operations
WOM Finance Operations Maintaining growth momentum and asset quality improvement Revenue and Profit Before Tax Financing IDR billion IDR billion 9.3% 6.7% 6,074 5,695 81.5% Seo-16 Sep-17 Asset Quality Unit Financing („000 unit) 324 327 3.84% 3.32% 2.96% 2.90% 176 2.60% 169 134 1.36% 107 1.25% 1.
Slide 19: Maybank Indonesia in Brief
Maybank Indonesia in Brief
Slide 20: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp169.5 Trillion Total Equity : Rp20.4 Trillion Market Capitalisation : Rp20.1 Trillion Position in Indonesia : Rank #9 in terms of Assets Rank #9 in terms of Loans Rank #8 in terms of Deposits 413** (Maybank Indonesia) # of Branches : 621 17
Slide 21: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders PUBLIC National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) 78.98% 21.02% Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F3 Viability Rating bb Support Rating 2 Senior
Slide 22: Board of Commissioners
Board of Commissioners Spencer Lee Tien Chye Edwin Gerungan** Commissioner Commissioner Datuk Abdul Farid bin Alias* President Commissioner Budhi Dyah Sitawati Achjar Iljas Hendar *** Independent Commissioner Independent Commissioner Independent Commissioner * Served as Commissioner since November 1
Slide 23: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Dhien Tjahajani Director Director Director Taswin Zakaria President Director Eri Budiono Irvandi Ferizal Effendi Director Director Director Page 23
Slide 24: Building Competitive Advantage
Building Competitive Advantage Through four pillars of Maybank Indonesia CFS Non Retail CFS Retail MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (subsidiary of Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (Subsidiary of
Slide 25: Awards and Events Highlights
Awards and Events Highlights
Slide 26: Awards and Events Highlights in 3Q 2017 (1/2)
Awards and Events Highlights in 3Q 2017 (1/2) Mobile Cash Service Launching Maybank Indonesia kicked off the operations of a mobile cash vehicle at Maybank Samarinda branch office, which was aimed at making banking transactions easier and more convenient for the bank's customers Economic Empowerment
Slide 27: Awards and Events Highlights in 3Q 2017 (2/2)
Awards and Events Highlights in 3Q 2017 (2/2) Maybank Bali Marathon 2017 Maybank Bali Marathon (MBM) was successfully held for the sixth time in 2017, in which more than 9,000 runners participated. The race also introduced new route through Gianyar and Klungkung regions which showcased the beauty of
Slide 28: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK IS customers and staff with MAYBA N K ! respect. - We make humanising y ‘- . - f financial services more than ~ just a promise but the way we do business. e Thank You Maybank
Slide 29: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA TBK Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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