Slide 1: Business Review Q3 2022
¢ FONDIA Business Review Q3 2022
Slide 2: Agenda
Agenda: ✓ Focus ✓ Key Financials ✓ Highlights ✓ Market and Outlook Welcome! Harri Savolainen CEO
Slide 3: Focus
“ Focus is to strengthen our proactive sales, improve customer and employee experience, deliver value to our customers as well as to develop our competence with engaged personnel. Our aim is profitable execution and operational efficiency. 3
Slide 4: Key figures Q3 2022
Key figures Q3 2022 Net sales 5.5 M€ (4.6), change 19.1% EBITDA 0.6 M€ (-0.2) EBITDA-% 11.0% (-3.3) EBIT 0.4 M€ (-0.3) EBIT-% 7.4% (-7.5) Personnel (average FTE) 148 (140), change 5.7% 4
Slide 5: Key figures Q1-Q3 2022
Key figures Q1-Q3 2022 Net sales 17.7 M€ (15.2), change 16.2% EBITDA 1.8 M€ (0.8) EBITDA-% 10.2% (5.4) EBIT 1.3 M€ (0.3) EBIT-% 7.2% (2.0) Personnel (average FTE) 146 (133), change 9.8% 5
Slide 6: Highlights Q3 2022
Highlights Q3 2022 ✓Strong growth continued ✓Good seasonal profitability ✓Geopolitical turmoil and broadening security risks creating uncertainties 6
Slide 7: Customers Q3
Customers Q3 ✓Strong review period in Finland with expanding transaction business ✓Good service model and good customer experience ✓Energy crisis and inflation driving uncertainties in economical environment 7
Slide 8: Personnel Q3
Personnel Q3 ✓Strong commitment and joint execution focus ✓Improved employee experience ✓New skills and competencies via recruitments 8
Slide 9: Technology Q3
Technology Q3 ✓New MyFondia development, testing and piloting ✓Preparing for new MyFondia launch early 2023 ✓Planning started for new technology development era 9
Slide 10: Market and Outlook
“ Broadening security risks increasing due to geopolitical turmoil. Energy crisis and inflation driving uncertainties in economy. Work culture 2.0 taking shape. Fondia is confident that 2022 growth and profitability will improve from previous year. 10
Slide 11: We law your business.
We law your business. Fondia.com