United Overseas Bank Limited · SGX:U11
United Overseas Bank — 1H 2014 Earnings Presentation
7 slides from United Overseas Bank's earnings presentation, Jul 31, 2014
Slide 1: UOB Group First Half 2014
UOB Group First Half 2014 Strong Fundamentals with Record Earnings, Managing Risks for Stable Growth Wee Ee Cheong Deputy Chairman and Chief Executive Officer 31 July 2014 Disclaimer: This material that follows is a presentation of general background information about the Bank’s activities current a
Slide 2: Achieving Record Earnings in 1H 2014
Achieving Record Earnings in 1H 2014 Profit: New high of S$1.6bn, backed by 2 quarters of record earnings. Driven by healthy loan growth and non-interest income Net interest income at new high • Loans: Broad-based 6.1% YTD growth across industries and countries • NIM: Stable over past few quarte
Slide 3: Focusing on Preserving Balance Sheet Strength
Focusing on Preserving Balance Sheet Strength Building customer franchise Strengthening our Balance Sheet • Focusing on target segments within key markets Others Others 11% Investments 5% 4% Investments Government Focus on stable funding base and 9% 7% optimising funding sources in 1H 2014 Gover
Slide 4: Capitalising on Rising Intra-regional Flows
Capitalising on Rising Intra-regional Flows Robust growth in customer base and Growing Number of Intra-Regional Deals cross-border loans over last 3 years FY10 148% 51% Strengthened in-market teams and 1H14 capabilities to serve customers’ regionalisation needs Loans (S$) Customers (number) Br
Slide 5: Making Good Progress in Transaction Banking
Making Good Progress in Transaction Banking Offer end-to-end solutions Trade Loans Deposits ranging from cash, trade 10% and supply chain financing CAGR 14% across our network CAGR 89% 36% 30% 33% 30% 33% 37% 26% Strong increase in trade 41% 64% 70% 44% 70% 67% loans, spurred by intra- 48% 67% 4
Slide 6: Capturing Rising Asian Consumer Affluence
Capturing Rising Asian Consumer Affluence From FY2010 to June 2014, Growing Regional Wealth Management Profit Contribution • Grew wealth management CAGR AUM from $48bn to $76bn 23% • Expanded customer base 30% 27% 27% from 100,000 to 183,000 26% 30% 26% 31% • Increased regional wealth management f
Slide 7: Looking Ahead
Looking Ahead Operating environment likely to be more moderate, with slower but more sustainable growth • Works well for commercial banks that focus on building long-term customer franchise Remain committed to our key regional markets and delivering on our long- term strategy Well-positioned t