Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — FY2012 Earnings Presentation
10 slides from Aeon Financial Service's earnings presentation, May 17, 2013
Slide 1: Organizational Structure of AEON Financial Service
Organizational Structure of AEON Financial Service ■ A company split was made on April 1, with the organizational structure of the company changed to that of a bank holding company. AEON Financial Service AEO AEO ACSS CREDIT MANAGEME AEO AEO TOSSHIBA FINA Oveerseas business com ON CREDITT SERVICEE C
Slide 2: Results by Segment / Quarterly Results by Segment
Results by Segment Quarterly Results by Segment ■ Fee business was brought into the black thanks to expansion of e-money business and the business ■ In the credit business, card shopping became favorable, with operating revenues of ¥111.7 billion (YoY 110%). operations of AEON HOUSING LOAN SERVICE C
Slide 3: Number of Cardholders and Active Cardholders; Credit Card Shopping and WAON Volume
Number of Cardholders and Active Cardholders Growth in Credit Card Shopping (Consolidated) and WAON Transaction Volume ■ There are 31.85 million consolidated cardholders (+2.09 million), 22.24 million of whom are in Japan (+1.23 million). ■ Card shopping and WAON transaction volume increased by ¥1 t
Slide 4: Changes in Business Operations of AEON Bank; Business Merger Campaigns
Changes in Business Operations of AEON Bank Business Merger Campaigns ■ Account balance in current term is ¥1.2201 trillion (YoY 109%) thanks to favorable conditions of interest on AEON Card Select deposits. ■ Generating favorable account balance of 93 billion with 40,000 applicants for 2% fixed-ter
Slide 5: Key Initiatives for FY2013: Credit Card Business
【Key Initiatives for FY2013】 Credit Card Business – Strengthening Initiatives for Shift to Senior Customers Credit Card Business – Expansion of Number of Domestic Cardholders ■ Number of cardholders to be increased to 23.8 million (+1.56 million) by strengthening initiatives to attract new ■ Start i
Slide 6: Toshiba Finance to become Consolidated Subsidiary; Strengthening Bank Business
Bank Business – Strengthening Bank Business by Expanding Sales Network Credit Business – Toshiba Finance to become Consolidated Subsidiary ■ Number u be o of ATMs s installed s a ed pplanned a ed to o reach eac 4,000 ,000 ((YoY o +1,320) ,3 0) with 150 50 ba bank b branches a c es ((YoY o +45). 5) ■
Slide 7: Fee Business – Internet Business and Processing Business Expansion
Fee Business – Promotion of Internet Business Fee Business – Expansion of Processing Business ■ Expansion of online members to 7.5 million (YoY +1.53 million) ■ Use of credit card business infrastructure to increase commissions from group companies and external ■ Receipt of applications for housing
Slide 8: Fee Business – AEON Housing Loan Service; Growth Centering Around Hong Kong
Fee Business – AEON HOUSING LOAN SERVICE CO., LTD. Initiatives Growth Centering Around Hong Kong ① ■In March, establish a bank agency and an AEON Bank floating loan service to supplement Flat 35. ■ FY 2012: Operating revenues of 1,189 million HKD (YoY 101%) and operating income of 376 million HKD (Y
Slide 9: Growth Centering Around Thailand and Malaysia
Growth Centering Around Thailand ② Growth Centering Around Malaysia ① ■ Thailand: Increase membership figures by strengthening applications for co-branded credit cards with aviation/railroad ■ 2012 Financial Year: Operating revenues of 501 million Ringgit (YoY 136%) and operating income of 181 milli
Slide 10: Strengthening Disaster Recovery; Compression of Interest-bearing Debt
Strengthening Disaster Recovery Compression of Interest-bearing Debt ■ In bank business, increase money given as loans and compress interest-bearing debt by ■ In addition to our data centers in Eastern Japan, data centers were opened in Western Japan in November as expanding credit card and joint lo
AEON Financial Service — FY2012 Earnings Presentation on 6ix