DBS Group Holdings Ltd · SGX:D05

DBS — 1Q 2017 Earnings Presentation

7 slides from DBS's earnings presentation, May 2, 2017

  1. Slide 1: CEO Observations

    CEO Observations May 2, 2017 Disclaimer: The information contained in this document is intended only for use during the presentation and should not be disseminated or distributed to parties outside the presentation. DBS Bank accepts no liability whatsoever with respect to the use of this document or

  2. Slide 2: Key highlights

    Key highlights  Business momentum healthy, achieved $2.89b income despite a weak trading quarter  Net fee income at record $665m 2

  3. Slide 3: Fee income at record, new highs in wealth management and transaction services

    Fee income at record, new highs in wealth management and transaction services (S$m) QoQ YoY 800 741 +23% +15% 700 702 700 642 66 62 67 602 45 Others 600 64 83 54 Investment banking 22 48 123 123 30 500 Cards 114 108 138 128 400 Loan-related 124 120 110 80 300 Wealth 201 222 176 179 158 200 Managemen

  4. Slide 4: Key highlights

    Key highlights  Business momentum healthy, achieved $2.89b income despite a weak trading quarter  Net fee income at record $665m  Productivity gains: expenses -1% yoy; cost-income ratio improved to 43%  NPA formation moderates, NPL ratio stable at 1.4%  Allowance coverage at 103%  Net profit a

  5. Slide 5: Portfolio update: Support services

    Portfolio update: Support services 4Q16 results briefing in February Unchanged at Mar 2017 3 additional names moved Unchanged at Mar 2017 to NPA this quarter 5

  6. Slide 6: On provisions

    On provisions  Realistic collateral valuations used  “Standard” vessels realising values within expected range  India NPL sales also reflect adequate provisions  Some variability around restructuring outcomes and values of “non- standard” vessels; to be negotiated case by case 6

  7. Slide 7: Outlook

    Outlook  Loan and income: maintain mid-single digit growth  Loan pipeline healthy  NIM: expect 2016 average if rate assumptions materialise  Fee income streams strong  Cost-income ratio: hold around 43%  NPL formation: moderate from 2016  Total allowances: expect similar level to 2016, ex Swi

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