Provident Financial Holdings, Inc. · NASDAQ:PROV
Provident Financial — Q2 FY2022 Earnings Presentation
6 slides from Provident Financial's earnings presentation, Jan 26, 2022
Slide 1: Loan portfolio balances and rates
(1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item.
Slide 2: Deposits and borrowings
(1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item. As of December 31, 2021 2020 Balance Rate (1) Balance Rate (1) DEPOSITS: Checking accounts – non interest-bearing $ 112
Slide 3: Interest rate and cost of instruments
(1) The interest rate described in the rate column is the weighted-average interest rate or cost of all instruments, which are included in the balance of the respective line item.
Slide 4: Selected average balance sheets
(1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item. Six Months Ended Six Months Ended December 31, 2021 December 31, 2020 Balance Rate (1) Balance Rate (1) SELECTED A
Slide 5: Average yield and cost of instruments
(1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item.
Slide 6: Non-performing loans
(1) The non-performing loans balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans and include fair value adjustments.
Provident Financial Holdings — Q2 FY2022 Earnings Presentation on 6ix