Prosperity Bancshares, Inc. · NYSE:PB
Prosperity Bancshares — Merger or Acquisition (October 2025)
13 slides from Prosperity Bancshares's merger presentation, Oct 1, 2025
Slide 1: Announces the acquisition of Southwest Bancshares, Inc.
Announces the acquisition of Southwest Bancshares, Inc. the Bank Holding Company for: October 1, 2025
Slide 2: Cautionary Note on Forward Looking Statements
Cautionary Note on Forward Looking Statements This presentation contains statements regarding the proposed transactions between (1) Prosperity Bancshares, Inc. (“Prosperity”) and Southwest Bancshares, Inc. (“Southwest”) and (2) Prosperity and American Bank Holding Corporation (“American”); future fi
Slide 3: Southwest Bancshares, Inc. Company History
Southwest Bancshares, Inc. Company History 2007 Bank of San Antonio formed ▪ 11 full-service branches located throughout key Central 2009 Texas Hill Country Bank formed Texas markets ▪ Strong track-record of organic growth through lending and 2017 Bank of Austin formed core deposit gathering ▪ Highl
Slide 4: Pro Forma Franchise Overview
Pro Forma Franchise Overview Overview & Strategic Rational Pro Forma Texas Branch Footprint Pro Forma Overview PB (1) SWBI Pro Forma Assets ($bn) $41.0 $2.4 $43.4 Loans ($bn) $24.0 $1.9 $25.9 Deposits ($bn) $29.9 $2.1 $32.0 Loans / Deposits 80.4% 88.7% 80.9% Cost of Deposits 1.38% 2.36% 1.45% Branch
Slide 5: Bolstering Our Central Texas Franchise
Bolstering Our Central Texas Franchise San Antonio Austin The acquisition of SWBI represents another meaningful investment in our Central Texas franchise, following our $174.9 Billion $69.6 Billion pending acquisition of American Bank Holding Corp. Total MSA Deposits Total MSA Deposits Pro Forma Cen
Slide 6: Pro Forma Loans & Deposits
Pro Forma Loans & Deposits Loan Portfolio ($ in Millions) Key: Commercial RE Construction Pro Commercial & Industrial Forma Mortgage Warehouse 1-4 Family Consumer & Other Ag (Inc. Farm) Total Loans: $1.9bn Total Loans: $24.0bn Total Loans: $25.9bn Yield: 5.96% Yield: 5.94% Yield: 5.94% Deposit Portf
Slide 7: Deal Overview
Deal Overview ● Southwest Bancshares, Inc. to merge into Prosperity Bancshares Inc.; Texas Partners Bank to merge into Prosperity Bank ● 100% stock consideration Transaction Structure ● 4,062,520 shares of Prosperity common stock to be issued for all oustanding shares of SWBI and restricted stock aw
Slide 8: Financial Assumptions
Financial Assumptions Based on consensus estimates for Prosperity Bancshares, Inc. and internally prepared projections for Earnings Projections ● Southwest Bancshares, Inc. ● Cost savings of 30.0% of SWBI's 2025 projected non-interest expense base Targeted Cost Savings ● Cost savings phased-in at 25
Slide 9: Total Shareholder Return
Total Shareholder Return Total shareholder return driven by our organic growth and successful M&A strategy. Prosperity has completed 30 M&A transactions since 2000 and announced one additional transaction that is currently pending. 1 Commercial Bancshares, Inc. 11 Liberty Bank 21 The Bank Arlington
Slide 10: Prosperity is Doing Things Right
Prosperity is Doing Things Right • Prosperity has been ranked as one of Forbes America’s Best Banks since the list’s inception in 2010, and was ranked in the Top 10 for 14 consecutive years • Prosperity was named the “Best Overall Bank in Texas” by Money for 2024-2025 • Prosperity was ranked among “
Slide 11: Focused on Sustainability & Social Responsibility
Focused on Sustainability & Social Responsibility Social Practices IN THE COMMUNITY Engagement & Belonging Through community giving and sponsorships, in 2024 Prosperity: • Prosperity is committed to fostering, cultivating and preserving a culture of engagement and belonging with its • Donated more t
Slide 12: Important Information
Important Information Additional Information about the Transaction and Where to Find It Prosperity intends to file with the SEC the Prosperity/Southwest Registration Statement on Form S-4 to register the shares of Prosperity common stock to be issued to the shareholders of Southwest in connection wi
Slide 13: Greet The Customer With A Smile
Greet The Customer With A Smile Address Our Customer By Name Try to Say Yes Instead of No Thank the Customer for Banking With Us
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