Hsbc Holdings Plc · LSE:HSBA
Hsbc — Investor Day (May 2026)
26 slides from Hsbc's investor day presentation, May 2026
Slide 1: Asia introduction & Hong Kong
Asia introduction & Hong Kong Asia seminar for investors and analysts | May 2026
Slide 2: David Liao and Surendra Rosha, Co-CEOs, Asia and Middle East
David Liao Surendra Rosha Co-CEOs, Asia and Middle East
Slide 3: A growing, high returning HSBC in Asia
A growing, high returning HSBC in Asia Be the most trusted bank globally, putting customers at the heart of everything we do 1 2 3 Simple and agile Customer-centricity Focused, sustainable growth Focused on businesses where we Franchise built on strong Structural growth opportunities have a leading
Slide 4: China is the growth engine for Asia
China is the growth engine for Asia We are well-positioned to capture growth in the region Continued trade diversification Increasing investment overseas Growing offshore wealth needs China export to ASEAN exceeds that of US Chinese Mainland individuals with offshore and EU1, $bn China’s ODI to Asia
Slide 5: Hong Kong's fundamentals are strong and growing
Hong Kong’s fundamentals are strong and growing HSBC is the largest banking group in Hong Kong Deep liquidity pool Growing Wealth hub Vibrant capital market System deposits1, $tn To be #1 cross-border Wealth hub, $tn3 HKEX IPO capital raises5, $bn 6.3% 4.6% 7.6% 37 +6% CAGR 2.5 3.6 3.4 2.7 2.7 2.8 1
Slide 6: Asia is a key contributor to HSBC, with strong growth
Asia is a key contributor to HSBC, with strong growth HSBC Asia’s contribution to Group (FY25) 1 Strong growth momentum in revenue, $bn FY23-FY25 CAGR +5% CAGR 35.3 35% 31.9 34.1 Rest Fee and +19% 49% 53% 48% 10.3 12.4 14.7 of Group other income Banking NII 22.0 21.7 21.7 (1)% (0.5) (1.1) Notable it
Slide 7: Leading international bank
Leading international bank Distinct footprint — present in 18 markets in Asia Pacific, multiple engines of growth Chinese Mainland India $1.1bn PBT excl. BoCom FY25 $1.9bn PBT FY25 (FY23:$1.1bn) (FY23: $1.5bn) > 30% market share among foreign Significant presence in 19 banks2, 94 outlets across
Slide 8: Strengthening leadership in Hong Kong
1 Strengthening leadership in Hong Kong HBAP (HK) PBT (FY25), $bn1 Leading market shares4 (FY25) vs. 2023 Credit card balance 49.1% +2.0ppts -0.9 9.5 2.1 2.0 12.8 Mutual fund turnover 40.0% +1.2ppts Corporate Hong Kong CIB IWPB Centre Business Trade Finance 32.6% +7.0ppts FY25 revenue, $bn2 Deposits
Slide 9: Market leader, capturing structural wealth growth
2 Market leader, capturing structural wealth growth #1 Asia Wealth Manager Multi-year growth in balances Growth across interconnected businesses FY25 Asia Wealth balances, $bn1 Asia Wealth balances, $bn Referrals to Private Bank from CIB/HK/UK HSBC 1,055 +15% CAGR 1,055 >$110bn ~20% 907 Private Bank
Slide 10: Connecting the world
3 Connecting the world We are connecting Asia to the world, and the world to Asia Our global network… …allows us to capture global growth opportunities Chinese Mainland outbound client revenue, $bn1 Non-Asia based customers contribute to c.60% of the cross-border client revenue1 booked in Asia ~5%
Slide 11: Building the Bank of the Future
Building the Bank of the Future High-quality customer experience at scale, powered by innovation, resilience and international connectivity 2025 momentum 2026 and beyond 2 $1.3bn Stronger return Efficiency Tokenised deposits Government digital green (productivity) Legacy infrastructure transformatio
Slide 12: Hong Kong business
Hong Kong business IWPB FY25 Asia PBT $9.6bn Hong Kong business† $20bn — $7.7bn HSBC Hong Kong1 — $1.9bn Hang Seng Bank CIB Diagram shown above is calculated based on revenue of our business segments excluding Corporate Centre † Hong Kong business PBT booked in Asia of $9.6bn. Group level Hong Kong
Slide 13: Leading market position in Hong Kong
Leading market position in Hong Kong Hong Kong business focus 1 Grow faster with two iconic banks Giving customers the choice where to bank 2 Strengthen wealth capabilities Largest bank in HK1 Largest local bank2 Deeply rooted, with scale customer bases Expand customer base 3 7.0m personal customers
Slide 14: Grow faster with two iconic banks
1 Grow faster with two iconic banks Leverage best-in-class wealth capabilities Enhance coverage of SME and MME sectors $0.9bn $0.4bn Increase multi market client base through inclusion of upside Growth Hang Seng Bank to the global network Expand treasury capabilities to optimise balance shee
Slide 15: Strengthen wealth capabilities
2 Strengthen wealth capabilities Growing wealth customer base across affluent segments Rising wealth income* Wealth fee and other income, $bn HSBC Hong Kong Hang Seng Bank Premier Elite 2.2 41% 85% 23% 90% +36% $1m+ Prestige Private CAGR Premier $125k-1m 10% 50% 17% 66% Prestige Wealth customer grow
Slide 16: Expand customer base
3 Expand customer base Strong retail customer acquisition momentum Growing China-linked wholesale customers New to bank retail customers, #k1 New to bank China-linked2 business banking customers, #k1 +22% 25 CAGR +62% 1,262 CAGR FY23 FY24 FY25 FY23 FY24 FY25 HSBC Hong Kong Hang Seng Bank HSBC Hong K
Slide 17: A leading, growing HSBC in Asia
A leading, growing HSBC in Asia Leading market position: #1 bank in Hong Kong1, #1 Wealth Manager in Asia2, #1 Wholesale 1 Transaction Bank in Asia3 2 Built on strong customer relationships 3 Capturing structural growth opportunities Capturing growing Cross business Consolidating leadership Connecti
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Slide 19: Appendix
Appendix
Slide 20: Hong Kong business supplementary financial information
Hong Kong business supplementary financial information FY24 FY25 $bn Hong Kong o/w HSBC o/w Hang Seng Hong Kong o/w HSBC o/w Hang Seng business Hong Kong Bank business Hong Kong Bank Revenue 14.8 10.5 4.6 15.5 11.3 4.6 — Retail Banking and Wealth 9.2 6.5 2.8 10.0 7.2 3.0 — Commercial Banking 5.6 4.0
Slide 21: The Hongkong and Shanghai Banking Corporation Limited – supplementary financials
The Hongkong and Shanghai Banking Corporation Limited – supplementary financials FY25 YoY $bn Hong Kong o/w HBAP Hong Kong o/w HBAP CIB IWPB Total CIB IWPB Total business (HK) business (HK) Revenue 15.8 13.4 7.4 35.3 23.0 5% 5% 16% 4% 9% ECL (1.5) (0.0) (0.1) (1.6) (1.5) 37% (90)% 14% 7% 16% Costs (
Slide 22: Footnotes
Footnotes Slide 2: A leading, growing HSBC in Asia including allocations of Market Treasury revenue, HSBC Holdings interest expense and hyperinflationary 1. HBAP (HK), the Hong Kong operation of The Hongkong and Shanghai Banking Corporation Limited (HBAP) is accounting adjustments, and interest earn
Slide 23: Footnotes
Footnotes Slide 7: Strengthening leadership in Hong Kong Corporation Limited (HBAP), is the largest bank in Hong Kong by revenue, deposits and loans. Internal analysis 1. HBAP(HK), the Hong Kong operation of The Hongkong and Shanghai Banking Corporation Limited (HBAP) based on FY25 revenues, loans a
Slide 24: Glossary
Glossary AI Artificial intelligence HNW High net worth ANP Annualised New Premium HQ Headquarter ASEAN The Association of Southeast Asian Nations HSBC HK The HSBC operation in Hong Kong AUC Asset under custody IA/D Instant access / demand deposit AUM Asset under management Banking net interest incom
Slide 25: Disclaimer
Disclaimer Important notice The information, statements and opinions set out in this presentation and accompanying discussion (this “Presentation”) are for informational and reference purposes only and do not constitute a public offer for the purposes of any applicable law or an offer to sell or sol
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