Mcb Bank Limited · PSX:MCB
Mcb Bank — H1 2016 Earnings Presentation
10 slides from Mcb Bank's earnings presentation, June 2016
Slide 1: Investors Briefing: Financial Performance Analysis, Half Year Ended June 30, 2016
MCB Bank Limited Investors Briefing Financial Performance Analysis For the Half Year Ended June 30, 2016 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting and Taxation
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Rs. in mln Increase of 2% in Equity Unconsolidated Consolidated 1H-2016 2015 YTD % 1H-2016 2015 YTD % Assets 1,086,377 1,004,410 81,966 8% 1,110,478 1,020,980 89,497 9% Advances - net 342,315 304,122 38,193 13% 358,641 316,771 41,869 13% Investments 5
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 86.49% (YE15: 90.37 %), NPLs ratio stands at 5.71% (YE15: 6.32 %) YTD (Jun 16 vs. Dec 15) Jun 16 Mar 16 Dec 15 Sep 15 Jun 15 Var. % Total NPLs 188 1% Substandard 508 100% Total NPLs 20,557 20,774 20,368 20,814 21,201 Doubtful
Slide 5: Investments
MCB Bank Limited Investments Increase of Rs. 79.84B in Pakistan Investment Bonds & decrease of Rs. 48.17B in Market Treasury Bills. Rs. In mln June 2016 Dec 2015 Var. % var. June 2015 Var. % var. Treasury Bills 179,040 227,208 (48,168) -21% 242,539 (63,499) -26% Pakistan Investment Bonds 359,882 280
Slide 6: Deposits
MCB Bank Limited Rs. In mln Deposits CASA reported at 94%, Increase recorded in Current Deposits +17%, Saving Deposits +5%, Term Deposits -7%. Q2 16 Q1 16 Q4 15 Q3 15* Q2 15* Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 755,434 721,930 696,805 712,197 765,791 Current depo
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement Rs. In mln Standalone PBT decreased by 21% and PAT decreased by 21% Unconsolidated Consolidated 1H-2016 1H-2015 +/- % 1H-2016 1H-2015 +/- % Mark-up Income 36,389 41,527 (5,138) -12% 37,304 41,583 (4,278) -10% Mark-up Expense 12,992 16,593 (3,601) -22% 13,27
Slide 8: Key Ratios
MCB Bank Limited Key Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Jun 2016 103.23 2.05% 18.78% 19.25 18.52% 47.67% 5.71% 86.49% 96.75% 20.57% Mar 2016 102.79 2.33% 21.16% 21.64 18.15% 45.05% 6.29% 86.91% 95.
Slide 9: International Recognition Awards / Accolades
International Recognition Awards / Accolades Ranked among the Top 25 Winner – Best Presented Annual “Winner -Best Corporate Report Award Best bank in Pakistan - 2016 Companies in Pakistan Accounts 2014 2014 – Banking Sector” Best bank in Pakistan - 2015 1st Runner Up Best Presented Annual “Winner” -
Slide 10: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk