Hancock Whitney Corporation · NASDAQ:HWC
Hancock Whitney — Corporate Update (November 2025)
8 slides from Hancock Whitney's corporate update, Nov 10, 2025
Slide 1: Mid-Fourth Quarter 2025 Update
Mid-Fourth Quarter 2025 Update 11/10/2025 HANCOCK WHITNEY
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations of our perf
Slide 3: Share Repurchase Program Update
Share Repurchase Program Update 4Q25 quarter-to-date company common stock repurchased* 2,100,000 shares at a weighted average price of $57.33 Total shares repurchased since share repurchase program inception 3,862,500 shares Remaining authorization under share repurchase program Expect to repurchase
Slide 4: Updated Fourth Quarter 2025 Forward Guidance
Updated Fourth Quarter 2025 Forward Guidance 4Q25 Guidance Key Guidance Assumptions Loans (EOP) Up low single digits Expect growth in Commercial Non-RE and Healthcare partially offset by CRE payoffs Deposits (EOP) Up low single digits Expect fourth quarter deposit growth driven by seasonality Net In
Slide 5: Appendix and Non-GAAP Reconciliations
Appendix and Non-GAAP Reconciliations Appendix and Non-GAAP Reconciliations CHANCOCK WHITNEY
Slide 6: PPNR (TE) and Adjusted PPNR (TE) Reconciliation
PPNR (TE) and Adjusted PPNR (TE) Reconciliation Three Months Ended Nine Months Ended (in thousands) 3Q25 2Q25 1Q25 4Q24 3Q24 YTD 2025 YTD 2024 Net Income (GAAP) $127,466 $113,531 $119,504 $122,074 $115,572 $360,501 $338,741 Provision for credit losses 12,651 14,925 10,462 11,912 18,564 38,038 40,255
Slide 7: Adjusted Efficiency Ratio
Adjusted Efficiency Ratio Three Months Ended Nine Months Ended (in thousands) 3Q25 2Q25 1Q25 4Q24 3Q24 YTD 2025 YTD 2024 Net interest income $279,738 $276,959 $269,905 $273,556 $271,764 $826,602 $808,365 Noninterest income 106,001 98,524 94,791 91,209 95,895 299,316 272,920 Total GAAP revenue 385,73
Slide 8: Mid-Fourth Quarter 2025 Update
Mid-Fourth Quarter 2025 Update 11/10/2025 HANCOCK WHITNEY