Great Southern Bancorp, Inc. · NASDAQ:GSBC
Great Southern Bancorp — Q2 2023 Earnings Presentation
13 slides from Great Southern Bancorp's earnings presentation, Jul 20, 2023
Slide 1: Loan Portfolio June 30, 2023
=§— GREAT SOUTHERN BANK LOAN PORTFOLIO June 30, 2023
Slide 2: Loan Portfolio by Industry
Loan Portfolio by Industry Gross Loans [in thousands] 6-30-23 $4,600,942 3-31-23 $4,650,749 *Includes Home Equity Loans of $114,901 *Includes Home Equity Loans of $115,829 2
Slide 3: Loan Portfolio by Region
Loan Portfolio by Region Gross Loans [in thousands] 6-30-23 $4,600,942 3-31-23 $4,650,749 3
Slide 4: Commercial Real Estate by Industry
Commercial Real Estate by Industry Gross Loans [in thousands] 6-30-23 $1,497,659 3-31-23 $1,560,427 4
Slide 5: Commercial Real Estate by Region
Commercial Real Estate by Region Gross Loans [in thousands] 6-30-23 $1,497,659 3-31-23 $1,560,427 5
Slide 6: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 6/30/23 Gross Loans [in thousands] Office $239,473 Retail $298,256 Average credit size is $1,596,489 Average credit size is $3,351,190 6
Slide 7: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 6/30/23 Gross Loans [in thousands] Office - $239,473 Retail - $298,256 Neighborhood Medical Traditional Strip Single Mixed- & Shopping Outstanding Center Tenant Use Center Balance $40,629 $198,844 Outstanding Balance $114,844 $92,405 $17,660 $7
Slide 8: Construction & Land Development by Industry
Construction & Land Development by Industry Gross Loans [in thousands] 6-30-23 $816,703 3-31-23 $810,827 8
Slide 9: Construction & Land Development by Region
Construction & Land Development by Region Gross Loans [in thousands] 6-30-23 $816,703 3-31-23 $810,827 9
Slide 10: Multi Family Real Estate by Region
Multi Family Real Estate by Region Gross Loans [in thousands] 6-30-23 $885,394 3-31-23 $885,472 Average credit size is $4,277,263 Average credit size is $4,176,754 10
Slide 11: Multi Family Real Estate by LTV
Multi Family Real Estate by LTV Gross Loans [in thousands] 6-30-23 $885,394 3-31-23 $885,472 11
Slide 12: Non-performing by Type
Non-performing by Type Gross Loans [in thousands] 6-30-23 $11,149 3-31-23 $2,982 *Includes Home Equity Loans of $27 *Includes Home Equity Loans of $309 12
Slide 13: Non-performing by Region
Non-performing by Region Gross Loans [in thousands] 6-30-23 $11,149 3-31-23 $2,982 13
Great Southern Bancorp — Q2 2023 Earnings Presentation on 6ix